PrimeLending - Edinburg

PrimeLending - Edinburg PrimeLending is your mortgage expert and helps you find the best home financing. Contact us now! Don't believe us? Contact us today!

PrimeLending, a PlainsCapital Company - Edinburg is your expert for mortgage, refinance, and renovation loans for over 35 years. We care about your new milestone and will guide you through each step of the process. With resources from mortgage calculators, in-depth loan articles, and a breakdown of our loan process, we can help you get one step closer to your future home. Our team doesn't just car

e about finding you a home, we want to help you find your dream home with the best financing available today. Check out the thousands of reviews from happy homebuyers and customers! We're excited to get to know you and your home needs.

There’s more than one way to lower your mortgage rate — and two of the most common are buydowns and discount points. Bot...
06/11/2025

There’s more than one way to lower your mortgage rate — and two of the most common are buydowns and discount points. Both can help you save, but they do it in different ways that suit different goals.
A seller or builder paid temporary buydown gives you a lower effective interest rate for the first year or two of your loan. That means lower monthly payments upfront — perfect if you want some breathing room as you settle into your new home. After the initial set period of time, the rate returns to the original rate for the life of the loan.
Discount points are all about the long game. You pay a bit more upfront to permanently lower your interest rate, which can add up to serious savings over time — especially if you plan to stay put.
It all comes down to what fits your financial goals. DM me so we can find the option that works best for you and your future plans.

First summer in your new place? There’s nothing like turning that house into a home — and a summer full of memories is t...
06/10/2025

First summer in your new place? There’s nothing like turning that house into a home — and a summer full of memories is the perfect place to start.
Whether you're unpacked or still living out of boxes, here’s a bucket list to help you soak up the season:
• Host your first backyard BBQ
• Add some personality with a DIY project
• Watch a sunset from your new porch or patio
• Plant something — herbs, flowers, anything green
• Invite the neighbors over for a casual get-together
• Have a movie night under the stars
• Explore your new neighborhood like a tourist
• Start a photo wall with your favorite new memories
Homeownership is about more than just the mortgage — it’s about making space for the moments that matter. What would you add to the list?

Tapping into your home’s equity can be a smart way to fund big goals — but understanding your options is key. Two popula...
06/09/2025

Tapping into your home’s equity can be a smart way to fund big goals — but understanding your options is key. Two popular choices? A cash-out refinance* and a home equity loan**. They may sound similar, but they work a little differently.
A cash-out refinance replaces your current mortgage with a new one (hopefully with better terms) and lets you take out cash based on the equity you’ve built. It’s great if you want to update your mortgage and access funds at the same time.
A home equity loan keeps your current mortgage in place and adds a second loan on top of it — like a bonus boost of cash without changing your main loan. Perfect if you're happy with your current rate but want extra funds for things like renovations, tuition, or travel.
No matter what you're planning, understanding the difference puts you in the driver’s seat. DM me to talk through the options and find the best fit for your next move.
*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.
**All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

If your home has good bones, we’ll help take care of the rest. With PrimeLending’s flexible renovation loans, it’s easy ...
06/07/2025

If your home has good bones, we’ll help take care of the rest. With PrimeLending’s flexible renovation loans, it’s easy to finance the updates you’ve been dreaming about. You get one simple loan that covers your mortgage and the renovation costs all while keeping your project moving forward.

From fresh finishes to full remodels, we’ll help you make the most of what you’ve got. DM me to learn how to turn your vision into reality.

06/06/2025

City views, zero yard work, and a pool you don’t have to clean? Yes, please.

Benefits of owing a condo include:

Low-maintenance living for busy schedules
Lock-and-leave ease for life on the go
Built-in community and shared spaces
A more affordable option for first-time buyers
Amenities like pools, gyms & more — without the upkeep
If easy living with big perks sounds like your vibe, condo life might be calling. DM me for more info!

Why settle for someone else’s vision when you can build your own from the ground up?Choose your location, customize your...
06/05/2025

Why settle for someone else’s vision when you can build your own from the ground up?

Choose your location, customize your layout, and design every last detail to fit your life. With a PrimeLending construction loan, you can finance both the lot and the build — all in one simple solution. Now is your chance to create a home that fits your lifestyle today and your plans for tomorrow.

Curious how construction loans work? DM me and I’ll walk you through it!

06/03/2025

We're thrilled to announce we earned a place among the best of the best yet again, ranking #10 on the 2025 Scotsman Top Retail Lenders list! We also ranked #15 on the 2025 Scotsman Top Overall Lenders list! These results speak volumes about the trust our customers place in us when it comes to financing a home. Thank you and congratulations to everyone on ! Together, we're making a positive difference in families all across America.

Happy Pride Month! At PrimeLending, we believe that homeownership is for everyone. No matter who you love or how you ide...
06/03/2025

Happy Pride Month! At PrimeLending, we believe that homeownership is for everyone. No matter who you love or how you identify, you deserve a place to call your own — a space that reflects you, supports you, and welcomes you home.

This month and every month, we're proud to stand with the LGBTQ+ community and help make the dream of homeownership a reality for all.

06/02/2025

National Homeownership Month is here and it’s all about celebrating what happens when you put down roots to call a place your own.

Owning a home isn’t just a milestone — it’s a launchpad. It’s how you build equity, create stability and start turning long-term goals into reality. Whether you’re working toward your first home or planning your next move, there’s real power in having something that’s yours.

Thinking about making that step? Now’s a great time to explore what home could look like for you. Tell me about your homeownership goals in the comments.

It's Coming 🦬📢Everything you already love about our American West Region is merging with the Southwest Region!!Like, Fol...
05/31/2025

It's Coming 🦬📢
Everything you already love about our American West Region is merging with the Southwest Region!!
Like, Follow, Comment and Share from our new page starting June 1st.
https://www.facebook.com/primelendingsouthwest

Owning a home shouldn’t mean stretching your budget thin. You deserve a mortgage that fits your lifestyle, your goals an...
05/30/2025

Owning a home shouldn’t mean stretching your budget thin. You deserve a mortgage that fits your lifestyle, your goals and what you’re comfortable with.
If you’re not sure where to start, a simple mortgage calculator can give you a clear idea of what’s affordable based on your income, expenses and goals. It’s a great first step before you start house hunting.
Want the link to the calculator? Drop a comment below and I’ll send it your way. I’m happy to help you explore what works best for you.

Picture this: more backyard barbecues, weekend getaways and peace of mind because your mortgage is working smarter for y...
05/29/2025

Picture this: more backyard barbecues, weekend getaways and peace of mind because your mortgage is working smarter for you.
A 20-year refinance helps you save money over time by reducing the interest you pay, while still keeping monthly payments more manageable than a 15-year loan. It’s the balance between living your life now and building toward full homeownership faster.
Apply today and start making your mortgage work for you. DM me to start saving!

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10414 Medical Loop, Building B, Suite 2
Laredo, TX
78045

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