Eva Montoya Loan Officer NMLS 887700

10/06/2026

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10/05/2026

08/30/2026

Saving 20% down was never the dream. Owning your home is.

With Rate's down payment assistance options, you can step into homeownership with as little as 1% down.

Work with me and I'll get you home.

http://rate.com/evamontoya

08/29/2026

You may be rich in home equity without even thinking about it. Home values rise and mortgage balances decrease, giving you the financial power you need to help reach your goals. Learn how to calculate your home equity - and how to use it without refinancing.

https://www.rate.com/mortgage/resource/am-i-rich-in-home-equity?LOID=39860

08/29/2026

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Closing starts long before you sign the final paperwork. To keep things moving according to schedule, get pre-approved early, respond to your lender quickly and avoid big financial changes. Use this quick recap to set yourself up for a streamlined closing experience.



https://www.rate.com/mortgage/resource/closing-my-mortgage-loan?LOID=39860

08/29/2026

Rate is proud to partner with Project Healthy Minds, a mental health nonprofit committed to expanding faster access to mental health services across the country. We are helping to expand the world's first free digital mental health marketplace and making access to mental health services as easy as booking a restaurant reservation or hotel. The free digital marketplace offers professional and self-service options including therapists, support groups, apps, specialized treatment options and more. Start now in the Rate App

https://rate.smart.link/6bw8n7z2b?loan_officer_id=39860

08/29/2026

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🤩PLEASE HELP US BY SHARING THIS POST!🤩
Attention Laredo! 📣 Residents of Western Division and El Trece neighborhoods, do you want a $15 H-E-B gift card just for sharing your thoughts?

NeighborWorks Laredo wants to hear from YOU!

We're conducting a quick community survey to learn about your home needs and what life is like in your neighborhood.

Here's how to claim your gift card:

-Live within our current survey target area
-Complete the quick survey
-Drop your address at the end so we can verify your spot!

Spots are location-specific, so don't wait to see if your block qualifies! Tap the link below, share your voice, and grab that extra H-E-B run on us! 🛒✨

👉 https://tinyurl.com/NWLaredo2026CIMSurvey

Residents MUST live in the marked area – residents may qualify for a $15 H-E-B gift card that will be mailed at a later date. Only 1 card per address, be above the age of 18, and they’re required to COMPLETE the survey and include the address where they reside. *one per household only*

08/27/2026

Closing starts long before you sign the final paperwork. To keep things moving according to schedule, get pre-approved early, respond to your lender quickly and avoid big financial changes. Use this quick recap to set yourself up for a streamlined closing experience.



https://www.rate.com/mortgage/resource/closing-my-mortgage-loan?LOID=39860