Ray Monty Insurance

Ray Monty Insurance I know what it is like to have a health impairment stop you in your tracks and hurt your income. I I will make sure you are prepared for today and tomorrow.

I offer strategies to fit your budget.

“An investment in knowledge pays the best interest.”
~ Benjamin Franklin

Are we or will we be physically, mentally, and spiritually ready for life's new normal?
04/21/2020

Are we or will we be physically, mentally, and spiritually ready for life's new normal?

Subscribe to my LinkedIn Newsletter series and also join 200,000+ other leaders who receive my weekly leadership note. In his landmark leadership book Good to Great, Jim Collins, a brilliant business thinker, examined what separates the most successful, enduring organizations from others.

Immune system, protect it and it helps us stay healthy. By educating yourself on what to eat will help you protect your ...
12/11/2019

Immune system, protect it and it helps us stay healthy. By educating yourself on what to eat will help you protect your body, which in turn allows you to enjoy a healthy life and save money on health care in your golden years.

Eat this, move this way and take this supplement.

An easy step to improve your health.
11/14/2019

An easy step to improve your health.

It’s always said that the best way to adopt a healthier lifestyle is by making changes to your morning routine. In fact, these simple changes can serve to result in a much healthier you. That said, what could be a great addition to your morning routine that would not only

Are you making an effort to not run out of running while in retirement?
11/14/2019

Are you making an effort to not run out of running while in retirement?

The Protected Lifetime Income Index study, a recent survey of 3,119 adults by the Alliance for Lifetime Income, shows that a mere 28% of non-retired Americans have made an effort to determine their likely monthly income needs in retirement —perhaps the single most important thing people should be ...

11/12/2019

$63 Trillion question, where will the money come from to pay the NATIONAL DEBT? The wealthy or the middle class!!!

America’s economic strength is closely tied to our fiscal outlook. A strong fiscal foundation is essential for a healthy economy, with rising incomes, opportunity, and mobility, now and in the future.

Knowledge, very important, We need to know what"s going to happen to us financially and do we have any control?
08/28/2019

Knowledge, very important, We need to know what"s going to happen to us financially and do we have any control?

CBO projects that the deficit for 2019 will be $960 billion. That’s $63 billion (or 7 percent) above its estimate from just three months ago.

Like everything else, education in what you eat is very important. Know what you're eating, is it good for you, what are...
07/14/2018

Like everything else, education in what you eat is very important. Know what you're eating, is it good for you, what are carbs, which carbs are good and which are bad for you, fats, sugars. Guys and gals, now is the time to learn how to eat correctly, when you hit 50's and 60's you'll be very glad you made an effort when you were younger to eat right.

This is a list of 44 healthy low-carb foods. It includes meats, fish, seafood, vegetables, fruits, fats, dairy, nuts, seeds, beverages, herbs and spices.

To avoid Mr. Garland's situation, again, knowledge is very important. If you're renting an apartment or house, well you'...
07/10/2018

To avoid Mr. Garland's situation, again, knowledge is very important. If you're renting an apartment or house, well you're paying rent not paying a mortgage. Term Life insurance is like paying rent and Permanent Life Insurance is like paying a mortgage, you build equity. There's different tax advantaged permanent types, what do you want the plan to do for you, pay for college, opportunities, keep control of your money, an efficient way to transfer wealth to family, charities, or supplement retirement income when properly structured and funded and more.

JOHN Garland is demanding his money back after paying premiums for years. The insurer refuses to budge but it raises the issue of people paying for cover they no longer need or can afford.

Taxes, when you begin the best time of your life, how much of your savings will actually be yours and how much will belo...
07/10/2018

Taxes, when you begin the best time of your life, how much of your savings will actually be yours and how much will belong to your partner, Uncle Sam.

Over the last few decades, retirement planning, and even the very essence of what it means to be “retired,” has dramatically changed. And while some of the “old” rules of retirement still apply, those looking to enjoy a comfortable retirement in today’s world often need to buck old trends.

"An Investment in Knowledge pays the best Interest". Benjamin Franklin
07/10/2018

"An Investment in Knowledge pays the best Interest". Benjamin Franklin

A couple retiring this year could spend $280,000 over the course of their retirement on health care costs alone. Here's how to get ahead of one of the biggest retirement expenses.

Is this a risk/expense that you have not thought about, what other risks are out there that you have not thought about a...
05/23/2018

Is this a risk/expense that you have not thought about, what other risks are out there that you have not thought about and are working hard to reduce your retirement income. In other words, will you outlive your retirement savings? Are you 15 years or more away from retirement, work on your health and explore how Indexed Universal life can help you create reliable and predictable supplemental retirement income. Ask me, how can a life insurance product help me create reliable and predictable supplemental retirement income.

Early retirees have to bridge the gap between retirement and Medicare coverage in the meantime.

The decisions you make today about your health, will determine if you'll enjoy and have an active life in retirement.
05/23/2018

The decisions you make today about your health, will determine if you'll enjoy and have an active life in retirement.

Four to five times a week is the ideal amount

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Work From Home
Laredo, TX
78041

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19562854703

Website

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