Christian Trad - Prolending Mortgage Laredo

08/12/2026

I’ve been getting a lot of questions lately about home equity loans—and whether I offer them.

The answer is yes. I now have options available for homeowners who want to access their equity without refinancing their existing first mortgage.

These are not Home Equity Lines of Credit or HELOCs.

This is a traditional home equity loan: you receive a specific amount at closing and repay it through scheduled monthly payments. Your existing first mortgage stays in place, which may allow you to keep the low interest rate you already have.

Home equity funds may be used for:

• Paying off high-interest credit cards
• Consolidating monthly payments
• Home improvements or repairs
• Medical or unexpected expenses
• College expenses
• Business needs

Approval and available loan amounts depend on your equity, credit, income, and the program guidelines. I can review your situation and explain whether it makes financial sense—without any pressure.

Call or message me if you’d like to discuss your options.

Christian Trad
ProLending Mortgage, LLC
956-242-8608
NMLS 1434634
Branch NMLS 2566830 | Laredo, TX
Company NMLS 262563

Texas Consumer Complaint Notice:
[www.sml.texas.gov](http://www.sml.texas.gov)

01/25/2025

🏡 For Rent: 1510 Drake St, Laredo, TX 78045

Property Type: Residential
Monthly Rent: $1,600
Features: 3 spacious bedrooms and 2 modern bathrooms
Location: Prime neighborhood in Laredo, TX

Ideal for families or professionals, offering comfort and convenience.📞 Contact us now at (956) 334-4567 and look for Higinio Ibarra to schedule a viewing and make it your home! Laredo Home Finders Realtors

09/17/2024

🚨 New Loan Limit Alert for 2025! 🚨

Exciting news! The new conventional loan limit has increased to $802,650. 🎉 This means more flexibility for homeowners and buyers!

🔑 Did you take out a jumbo loan? If your loan balance is now under the new limit, you could refinance to a conventional loan! Refinancing could help you save on rates, fees, and terms. Why pay more when you don’t have to?

💼 We’re already working with these new limits, so if you’re thinking about refinancing or buying a new home, now is the perfect time to act! 🏡

👉 Reach out today to see how we can help you take advantage of this increase and save on your mortgage! 💰

Send a message to learn more

06/03/2024

05/02/2024

🚀 ¿Sabías Que? 🏠💡

¡Puedes comprar tu próxima propiedad de inversión SIN demostrar ingresos de la manera tradicional!

👉 nos especializamos en financiamiento innovador que simplifica tu trayecto de inversión:

✔️ Préstamos DSCR: ¡El ingreso de tu propiedad podría ser tu boleto de aprobación!
✔️ Préstamos con Estado de Cuenta Bancario: Usa tu historial bancario para desbloquear el potencial de financiamiento.
✔️ Préstamos con Estado de Ganancias y Pérdidas: Muéstranos la salud de tu negocio, ¡no tus declaraciones de impuestos!

¿Por qué nosotros?

Tasas Competitivas: Asegura algunas de las mejores tasas disponibles.
Orientación de Expertos: Nuestros corredores experimentados están aquí para navegar las complejidades por ti.
Aprobaciones Rápidas: ¡Acelera tus sueños de inversión!
🌟 ¿Listo para invertir de manera más inteligente? Haz clic para descubrir lo fácil que puede ser invertir con nosotros.

Call now to connect with business.

04/18/2024

🌟 **Real Estate Investors, Take Note!** 🌟

Unlock the door to your next investment property without the hassle of traditional income verification. Our **DSCR Loan** is the key!

**Why Choose Our DSCR Loan?**
- **No Personal Income Verification Needed**: Your personal income won't hold you back.
- **Leverage Rental Income**: We use the property's future rental income as your qualifying income.
- **Simplified Process**: Quick, easy, and tailored for investors.
- **Invest Smart**: Perfect for both experienced and novice investors.

Say goodbye to the paperwork and hello to opportunity with a DSCR loan. Your investment property's rental income is all you need to qualify.

🔑 **Ready to Invest?** Contact us now and let's get started on your path to investment success!

02/22/2024

02/13/2024

Intercontinental Exchange, Inc. released its February 2024 ICE Mortgage Monitor Report, showing a decrease in mortgage rates and a rise in home prices. The market remains interest-rate-driven, with an increase in purchase mortgage demand and potential growth in the refinance market. The report also....