Ruoff Mortgage-LaPorte

06/03/2026

How long does a mortgage pre-approval last?

Mortgage pre-approvals don’t last forever – typically around 60–90 days. If your home search takes longer, you may need to refresh it. Stay ahead of the process!

06/02/2026

Knowing what to expect can help make the homebuying process feel a lot less overwhelming. If you're thinking about buying a home, we're here to guide you every step of the way!

05/27/2026

What is a reverse mortgage?
Reverse mortgages: unlock your home equity if you're 62 or older. No monthly payments, but consider inheritance impacts.
https://blog.ruoff.com/understanding-reverse-mortgages-a-retirement-tool

05/26/2026

The home inspection helps the buyer understand the true condition of the home before closing. The appraisal makes sure the lender is lending what the home is worth. Both are important steps on the journey to homeownership! 🔑

05/22/2026

It’s the little things…

Fix the squeaky door.
Tighten the handle.
Touch up the paint.

Small updates = a home that feels instantly better. See the quick fixes to tackle this month:

Small updates make a home feel instantly better.

05/20/2026

Not sure how to calculate your mortgage payment?

Good news—you don’t have to guess.
Ruoff Mortgage has easy-to-use calculators to help you plan with confidence:
• Purchase
• Refinance
• Income
• Affordability

Start crunching the numbers here: https://www.ruoff.com/calculators

05/15/2026

If someone walked into your home today…what would they notice first?

Light, scent, and first impressions matter more than you think, whether you’re selling or staying.

See what makes the biggest impact:

Light, scent, and first impressions matter more than you think, whether you’re selling or staying.

05/13/2026

Closing day: the finish line in the mortgage marathon. It's when ownership transfers and loan funds are disbursed. Are you ready for yours?

05/06/2026

How long does the mortgage process take?
With Ruoff Mortgage, the average time from application to clear to close is just 15 days.*
Fast, smooth, and focused on getting you home sooner.
Are you ready to start?

Learn more: https://blog.ruoff.com/how-long-does-the-mortgage-process-take-heres-what-to-expect

* The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

02/13/2026

🎉🏆 Congratulations to Dee Waggoner! 🏆🎉

Dee led the La Porte branch in closings again in January, making it back-to-back wins! Her dedication and commitment to the families she serves continue to make a lasting impact. 🏡

We’re proud of your hard work and consistency—congratulations on another great month, Dee! 👏