Melissa Boyd NMLS 2178174

Melissa Boyd NMLS 2178174 Legacy Mortgage is an Equal Housing Lender
CO NMLS # 1759275 LO NMLS # 2178174

At Legacy Mortgage we are determined to help our clients achieve the goal of home ownership. Our experienced loan officers offer a simple and personalized mortgage process and will keep you updated throughout each step along the way

Legacy Mortgage NMLS 1759275
Legacy Mortgage is an Equal Housing Lender

https://legacy-mortgage.com/

When comparing homes, remember to look beyond the listing price. HOA dues can affect both your monthly budget and loan q...
09/03/2026

When comparing homes, remember to look beyond the listing price. HOA dues can affect both your monthly budget and loan qualification. Send me the address and monthly dues, and I can update the estimate. 🏘️🧾

Apply here: https://myloan.legacy-mortgage.com/dr/c/4rr5x

Melissa Boyd | Mortgage Loan Originator | NMLS #2178174 | Legacy Mortgage | Company NMLS #1759275 | Equal Housing Lender.

All loans are subject to credit approval, underwriting requirements, and applicable program guidelines. This is not a commitment to lend. Programs and terms may change without notice.

Gift funds may be allowed for certain mortgage programs when they come from an eligible donor and are documented correct...
09/01/2026

Gift funds may be allowed for certain mortgage programs when they come from an eligible donor and are documented correctly. Before anyone transfers money, check with me so we can follow the applicable guidelines. 🎁💵

Apply here: https://myloan.legacy-mortgage.com/dr/c/4rr5x

Melissa Boyd | Mortgage Loan Originator | NMLS #2178174 | Legacy Mortgage | Company NMLS #1759275 | Equal Housing Lender.

All loans are subject to credit approval, underwriting requirements, and applicable program guidelines. This is not a commitment to lend. Programs and terms may change without notice.

Self-employed borrowers can absolutely finance a home, but the income review may be more detailed. Starting early gives ...
09/01/2026

Self-employed borrowers can absolutely finance a home, but the income review may be more detailed. Starting early gives us time to review tax returns, business documents, and any other information needed for your situation. 💼🏠

Apply here: https://myloan.legacy-mortgage.com/dr/c/4rr5x

Melissa Boyd | Mortgage Loan Originator | NMLS #2178174 | Legacy Mortgage | Company NMLS #1759275 | Equal Housing Lender.

All loans are subject to credit approval, underwriting requirements and applicable program guidelines. This is not a commitment to lend. Programs and terms may change without notice.

Getting your documents together early can make the mortgage process much smoother. Depending on yoursituation, we may ne...
08/30/2026

Getting your documents together early can make the mortgage process much smoother. Depending on your
situation, we may need recent pay stubs, W-2s or tax returns, bank statements, and identification. I will provide a personalized list.

Melissa Boyd | Mortgage Loan Originator | NMLS #2178174 | Legacy Mortgage | Company NMLS #1759275 | Equal Housing Lender.

All loans are subject to credit approval, underwriting requirements, and applicable program guidelines. This is not a commitment to lend. Programs and terms may change without notice.

Debt-to-income ratio is one way lenders evaluate whether a new housing payment fits with your existing monthly obligatio...
08/29/2026

Debt-to-income ratio is one way lenders evaluate whether a new housing payment fits with your existing monthly obligations. Loan programs have different guidelines, and approval is based on the full application. 🧮🏡

Apply here: https://myloan.legacy-mortgage.com/dr/c/4rr5x

Melissa Boyd | Mortgage Loan Originator | NMLS #2178174 | Legacy Mortgage | Company NMLS #1759275 | Equal Housing Lender.

All loans are subject to credit approval, underwriting requirements, and applicable program guidelines. This is not a commitment to lend. Programs and terms may change without notice.

No judgment: Is your garage for cars, storage, projects, or a carefully balanced combination of all three? 🚗📦Apply here:...
08/29/2026

No judgment: Is your garage for cars, storage, projects, or a carefully balanced combination of all three? 🚗📦

Apply here: https://myloan.legacy-mortgage.com/dr/c/4rr5x

Melissa Boyd | Mortgage Loan Originator | NMLS #2178174 | Legacy Mortgage | Company NMLS #1759275 | Equal Housing Lender.

A mortgage rate lock holds specific rate terms for a set period while your loan moves toward closing, subject to the loc...
08/28/2026

A mortgage rate lock holds specific rate terms for a set period while your loan moves toward closing, subject to the lock agreement and any changes to the loan. Timing matters, and I will help you understand your choices. 🔒📉

Apply here: https://myloan.legacy-mortgage.com/dr/c/4rr5x

Melissa Boyd | Mortgage Loan Originator | NMLS #2178174 | Legacy Mortgage | Company NMLS #1759275 | Equal Housing Lender.

All loans are subject to credit approval, underwriting requirements, and applicable program guidelines. This is not a commitment to lend. Programs and terms may change without notice.

Where is the perfect place for a laundry room? I have a feeling the people carrying baskets upstairs already know their ...
08/28/2026

Where is the perfect place for a laundry room? I have a feeling the people carrying baskets upstairs already know their answer. 🧺🏠

Apply here: https://myloan.legacy-mortgage.com/dr/c/4rr5x

Melissa Boyd | Mortgage Loan Originator | NMLS #2178174 | Legacy Mortgage | Company NMLS #1759275 | Equal Housing Lender.

Mortgage rates can change with the market, sometimes more than once in a day. Any quote is a snapshot until the rate is ...
08/27/2026

Mortgage rates can change with the market, sometimes more than once in a day. Any quote is a snapshot until the rate is locked. Once you are under contract, we can review the available rate and cost options together. 📈⏰

Apply here: https://myloan.legacy-mortgage.com/dr/c/4rr5x

Melissa Boyd | Mortgage Loan Originator | NMLS #2178174 | Legacy Mortgage | Company NMLS #1759275 | Equal Housing Lender.

All loans are subject to credit approval, underwriting requirements, and applicable program guidelines. This is not a commitment to lend. Programs and terms may change without notice.

Open kitchen shelving looks beautiful, but is it practical? Are you team open shelves, team cabinets, or team ‘only if s...
08/27/2026

Open kitchen shelving looks beautiful, but is it practical? Are you team open shelves, team cabinets, or team ‘only if someone else cleans it’? 😂🍽️

Apply here: https://myloan.legacy-mortgage.com/dr/c/4rr5x

Melissa Boyd | Mortgage Loan Originator | NMLS #2178174 | Legacy Mortgage | Company NMLS #1759275 | Equal Housing Lender.

Address

786 S Main Street
Lapeer, MI
48446

Telephone

+18108346162

Website

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