Melissa Boyd NMLS 2178174

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Melissa Boyd NMLS 2178174 Legacy Mortgage is an Equal Housing Lender
CO NMLS # 1759275 LO NMLS # 2178174

At Legacy Mortgage we are determined to help our clients achieve the goal of home ownership. Our experienced loan officers offer a simple and personalized mortgage process and will keep you updated throughout each step along the way

Legacy Mortgage NMLS 1759275
Legacy Mortgage is an Equal Housing Lender

https://legacy-mortgage.com/

Cozy season is home season 🍂Imagine hosting next Thanksgiving in a kitchen that’s all yours. Fall is one of my favorite ...
10/15/2026

Cozy season is home season 🍂

Imagine hosting next Thanksgiving in a kitchen that’s all yours. Fall is one of my favorite times to help buyers because the pace slows down, competition eases up, and sellers are often ready to move before the holidays. Curious what’s possible for you? Let’s grab a pumpkin spice and chat. ☕



Melissa Boyd | Loan Officer | NMLS #2178174
Legacy Mortgage | NMLS #1759275 | Equal Housing Lender
All loans subject to credit approval. Not a commitment to lend.

I wanted to introduce myself to all of my new friends on here! HI! I’m Melissa! 👋 I’m a Senior Loan Officer with Legacy ...
10/14/2026

I wanted to introduce myself to all of my new friends on here! HI! I’m Melissa! 👋 I’m a Senior Loan Officer with Legacy Mortgage, helping Michigan families find their way home. I am a momma to boys who participate in all the sports and I have two obnoxious dogs that are always keeping my fiancé and me on our toes! I love the chaos, laughter and sound of full home! However, if there is a moment of silence you'll find me curled up with a good book! And honestly, one of my greatest joys is helping families get into thier version of the "perfect" home!

Buying a home can feel overwhelming. My job is to make it clear, simple, and honestly kind of fun. Whether you’re a first-time buyer, moving up, or just curious what’s possible, I’m here to answer your questions with zero pressure.

Drop a 👋 in the comments and tell me where you’re dreaming of living!

📞 810-834-6162 | 📧 [email protected]


Melissa Boyd | Loan Officer | NMLS #2178174
Legacy Mortgage | NMLS #1759275 | Equal Housing Lender
All loans subject to credit approval. Not a commitment to lend.

The appraisal and home inspection serve different purposes. The appraisal is primarily for the lender, while the inspect...
09/05/2026

The appraisal and home inspection serve different purposes. The appraisal is primarily for the lender, while the inspection helps you learn more about the home’s condition. Ask your real estate professional about inspection options and timelines. 🔍🏡

Apply here: https://myloan.legacy-mortgage.com/dr/c/4rr5x

Melissa Boyd | Mortgage Loan Originator | NMLS #2178174 | Legacy Mortgage | Company NMLS #1759275 | Equal Housing Lender. All loans are subject to credit approval, underwriting requirements and applicable program guidelines. This is not a commitment to lend. Programs and terms may change without notice.

An appraisal is ordered for the lender and is not the same as a home inspection. It provides an opinion of value and may...
09/05/2026

An appraisal is ordered for the lender and is not the same as a home inspection. It provides an opinion of value and may address certain property requirements depending on the loan program. 📋🏠

Apply here: https://myloan.legacy-mortgage.com/dr/c/4rr5x

Melissa Boyd | Mortgage Loan Originator | NMLS #2178174 | Legacy Mortgage | Company NMLS #1759275 | Equal Housing Lender. All loans are subject to credit approval, underwriting requirements and applicable program guidelines. This is not a commitment to lend. Programs and terms may change without notice.

The same purchase price does not always mean the same payment. Property taxes can vary by location and property, and Mic...
09/03/2026

The same purchase price does not always mean the same payment. Property taxes can vary by location and property, and Michigan taxes may change after a sale. I use available information to estimate them, but final figures can differ. 🏡💰

Apply here: https://myloan.legacy-mortgage.com/dr/c/4rr5x

Melissa Boyd | Mortgage Loan Originator | NMLS #2178174 | Legacy Mortgage | Company NMLS #1759275 | Equal Housing Lender. All loans are subject to credit approval, underwriting requirements and applicable program guidelines. This is not a commitment to lend. Programs and terms may change without notice.

When comparing homes, remember to look beyond the listing price. HOA dues can affect both your monthly budget and loan q...
09/03/2026

When comparing homes, remember to look beyond the listing price. HOA dues can affect both your monthly budget and loan qualification. Send me the address and monthly dues, and I can update the estimate. 🏘️🧾

Apply here: https://myloan.legacy-mortgage.com/dr/c/4rr5x

Melissa Boyd | Mortgage Loan Originator | NMLS #2178174 | Legacy Mortgage | Company NMLS #1759275 | Equal Housing Lender.

All loans are subject to credit approval, underwriting requirements, and applicable program guidelines. This is not a commitment to lend. Programs and terms may change without notice.

Gift funds may be allowed for certain mortgage programs when they come from an eligible donor and are documented correct...
09/01/2026

Gift funds may be allowed for certain mortgage programs when they come from an eligible donor and are documented correctly. Before anyone transfers money, check with me so we can follow the applicable guidelines. 🎁💵

Apply here: https://myloan.legacy-mortgage.com/dr/c/4rr5x

Melissa Boyd | Mortgage Loan Originator | NMLS #2178174 | Legacy Mortgage | Company NMLS #1759275 | Equal Housing Lender.

All loans are subject to credit approval, underwriting requirements, and applicable program guidelines. This is not a commitment to lend. Programs and terms may change without notice.

Self-employed borrowers can absolutely finance a home, but the income review may be more detailed. Starting early gives ...
09/01/2026

Self-employed borrowers can absolutely finance a home, but the income review may be more detailed. Starting early gives us time to review tax returns, business documents, and any other information needed for your situation. 💼🏠

Apply here: https://myloan.legacy-mortgage.com/dr/c/4rr5x

Melissa Boyd | Mortgage Loan Originator | NMLS #2178174 | Legacy Mortgage | Company NMLS #1759275 | Equal Housing Lender.

All loans are subject to credit approval, underwriting requirements and applicable program guidelines. This is not a commitment to lend. Programs and terms may change without notice.

Getting your documents together early can make the mortgage process much smoother. Depending on yoursituation, we may ne...
08/30/2026

Getting your documents together early can make the mortgage process much smoother. Depending on your
situation, we may need recent pay stubs, W-2s or tax returns, bank statements, and identification. I will provide a personalized list.

Melissa Boyd | Mortgage Loan Originator | NMLS #2178174 | Legacy Mortgage | Company NMLS #1759275 | Equal Housing Lender.

All loans are subject to credit approval, underwriting requirements, and applicable program guidelines. This is not a commitment to lend. Programs and terms may change without notice.

Debt-to-income ratio is one way lenders evaluate whether a new housing payment fits with your existing monthly obligatio...
08/29/2026

Debt-to-income ratio is one way lenders evaluate whether a new housing payment fits with your existing monthly obligations. Loan programs have different guidelines, and approval is based on the full application. 🧮🏡

Apply here: https://myloan.legacy-mortgage.com/dr/c/4rr5x

Melissa Boyd | Mortgage Loan Originator | NMLS #2178174 | Legacy Mortgage | Company NMLS #1759275 | Equal Housing Lender.

All loans are subject to credit approval, underwriting requirements, and applicable program guidelines. This is not a commitment to lend. Programs and terms may change without notice.

Address

786 S Main Street
Lapeer, MI
48446

Telephone

+18108346162

Website

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