Rathbun Insurance

09/04/2026

🏠 What exactly does your insurance policy protect you from?

When it comes to property insurance, understanding the difference between **named-perils** and **open-perils** coverage can make a big difference when a loss happens.

One covers only the risks specifically listed in your policy. The other generally covers risks unless they’re specifically excluded. But here’s the important part: **neither means everything is covered.**

Our latest blog breaks down the difference, common exclusions, and what you should look for when reviewing your home or business insurance.

👉 Read the full blog to better understand what your policy does, and doesn’t cover. https://www.rathbuninsurance.com/blog/2026/what-is-all-risks-property-insurance

09/03/2026

09/03/2026

70 years of Rathbun Insurance. ❤️

But what will define our next 70?

It isn’t the policies we sell. It’s how we show up for people.

Our vision is simple:

Being there matters most.

And four values guide how we do it:

→ Play for each other
→ Question everything
→ Be the solution
→ Give it away to keep it

These aren’t words we created to hang on a wall. They represent the kind of agency we want to be, the culture we are building, and the promise we make to our clients, our team and our community.

As we celebrate 70 years in Lansing, we’re incredibly proud to share the Mission, Vision & Values that will guide Rathbun Insurance into the future.

🎥 Watch our story. And if it resonates with you, share it. ❤️

A huge thank you to Ourspace - 517 for capturing who we are and helping us bring this story to life.

09/02/2026

Weddings are full of excitement, celebration and a whole lot of planning. 💍💒 But have you thought about protecting the investment you’ve made in your big day?

From lost deposits and vendor issues to damaged attire, gifts, rented property and more, specialty wedding coverage can help when the unexpected tries to crash the party.

Our latest blog breaks down wedding insurance and some of the coverages you may want to consider before saying “I do.”

💚 Read more on the Rathbun Insurance blog! https://www.rathbuninsurance.com/blog/2026/live-happily-ever-after-with-specialty-coverage-for-your-wedding

09/01/2026

September is Recovery Month! 💜

Recovery Month is a time to celebrate the strength of recovery, recognize the many pathways that make recovery possible, and highlight the people, organizations and communities working to create environments where individuals can thrive.

Join Rathbun Insurance President and Partner Laura Stoken TODAY, September 1, from 11:00 a.m. to 12:00 p.m. for the Michigan Recovery Friendly Workplace Information Exchange Virtual Series.

Laura will participate in the Designated Recovery Friendly Workplace Employer Panel alongside other Michigan employers to discuss why their organizations pursued Recovery Friendly Workplace designation, what they have gained from the process, and how they are creating supportive workplace environments where employees can thrive.

Rathbun Insurance has been proud to be a designated Michigan Recovery Friendly Workplace - RFW since 2025. We believe employers can play an important role in reducing stigma, increasing awareness and resources, and creating workplaces rooted in compassion, connection and support.

We’re looking forward to sharing our experience, learning from fellow employers and kicking off Recovery Month with an important conversation about the role workplaces can play in supporting recovery.

Join us today from 11:00 a.m. to noon!

https://www.rathbuninsurance.com/blog/2026/join-the-conversation-michigan-recovery-friendly-workplaces-and-the-power-of-recovery

September is Recovery Month, a time to celebrate the strength of recovery, recognize the many pathways that make recovery possible, and highlight the people, organizations, and communities working to create environments where individuals can thrive.

08/31/2026

We love seeing our team give back to the organizations that mean something to them! 💚

Rathbun Account Manager Kim Evans recently used her Rathbun volunteer hours to spend the day with the Girl Scouts, an organization she has been involved with for many years.

From teaching archery safety and celebrating bullseyes to helping Girl Scouts float down the Looking Glass River, Kim had a great day helping girls from Brownies through Cadettes build skills, confidence, and memories.

At Rathbun, “Give It Away to Keep It” is one of our core values, and we’re proud to give our employees paid time to put that value into action.

Read more about Kim’s volunteer day on our blog! https://www.rathbuninsurance.com/blog/2026/giving-back-with-the-girl-scouts-kim-evans-uses-her-volunteer-hours

08/28/2026

After 14 weeks of learning, growing, contributing, and becoming part of the Rathbun Insurance team, we’re saying “see you later” to our summer intern, Rayon Sanders! 🎓💙

Rayon joined us as a recent graduate of Everett High School and spent his summer working through our Internship Passport, rotating through departments across Rathbun, participating in external professional experiences throughout our community, and completing projects that will continue to make an impact on our agency and future interns.

Now, he’s off to his next adventure at Davenport University this fall!

We sure are going to miss having Rayon around the office, but we are so excited to see where this next chapter takes him.

Read more about Rayon’s 14 weeks at Rathbun and everything he accomplished this summer on our blog! https://www.rathbuninsurance.com/blog/2026/celebrating-rayon-sanders-and-a-summer-of-learning-at-rathbun-insurance

08/26/2026

Your business depends on people. But what happens when one of the people essential to its success is suddenly gone?

Key person life insurance can help protect your business from the financial impact of losing an owner, partner, executive, top salesperson or other critical team member. From keeping operations moving to funding a buy-sell agreement, the right coverage can provide stability when your business needs it most.

Our latest blog breaks down what key person life insurance is, who may need it and how it can help protect the business you’ve worked so hard to build.

Read more on the Rathbun Insurance blog! https://www.rathbuninsurance.com/blog/2026/does-your-business-depend-on-an-irreplaceable-person

08/25/2026

Celebrating 70 years gave us the perfect opportunity to do something that means so much to Rathbun Insurance: give back. 💙

During our 70th Anniversary Celebration, we were incredibly proud to present a $20,000 donation to The Lansing Nest, an organization providing a positive place to land for individuals, families and veterans experiencing homelessness in our community.

For 70 years, Greater Lansing has supported Rathbun Insurance, and we are grateful for the opportunity to invest right back into the community we call home.

Learn more about The Nest, our donation and why their mission means so much to us in our latest blog. https://www.rathbuninsurance.com/blog/2026/celebrating-70-years-by-being-there-matters-most-rathbun-insurance-donates-20-000-to-the-nest