Tavis Johnson - Loan Officer Loan Factory

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Tavis Johnson - Loan Officer Loan Factory Chicago-born Mortgage Broker with 9+ years in real estate and lending. each day!!!

Licensed in IL & IN, helping families and investors achieve homeownership with honest guidance and personalized mortgage solutions every step.

How well do you know what goes into getting a mortgage approval? 🏡Qualifying involves several parts of your financial pi...
10/15/2026

How well do you know what goes into getting a mortgage approval? 🏡

Qualifying involves several parts of your financial picture, including your credit, income, debts, available funds, and property details.

Think you know the right answer? Drop A, B, C, or D in the comments below, and send me a message if you want to explore your personal financing options! 💬

Tavis Johnson | NMLS #2627728
Loan Factory | NMLS #320841

What does your next home look like? City living, your first place, extra space, or that dream home you've been working t...
10/14/2026

What does your next home look like? City living, your first place, extra space, or that dream home you've been working toward? 🏡

Every homebuying journey is unique, and your financing strategy should match your specific goals, budget, and timeline.

Drop your answer in the comments, or send me a message to explore how we can make it happen! 📩

Tavis Johnson | NMLS #2627728
Loan Factory | NMLS #320841

Ready to start your next chapter in homeownership? 🏡Whether you’re buying your first home, upgrading for more space, or ...
10/13/2026

Ready to start your next chapter in homeownership? 🏡

Whether you’re buying your first home, upgrading for more space, or looking to invest, exploring your financing options is the best place to begin. You don’t need to have every detail figured out before taking that first step.

Thinking about your next move? Send me a message today, and let’s talk through your options!

For informational purposes only. Loan programs, rates, terms, fees, and eligibility vary by borrower and scenario. Not a commitment to lend.

Tavis Johnson | NMLS #2627728
Loan Factory | NMLS #320841

Did you know your home equity can play a key role in your retirement planning? 🏡For eligible homeowners, a reverse mortg...
10/12/2026

Did you know your home equity can play a key role in your retirement planning? 🏡

For eligible homeowners, a reverse mortgage offers a way to access part of your home equity while continuing to live in your home, provided loan obligations are met. While these funds can be used in a variety of ways, it is important to carefully review the costs and long-term responsibilities involved to ensure it aligns with your goals.

Curious to learn how a reverse mortgage works? Send me a message today and let's discuss if it might be a good fit for your situation!

For informational purposes only. Not financial, legal, or tax advice. Eligibility, proceeds, fees, terms, and requirements vary. Borrowers remain responsible for applicable property taxes, homeowners insurance, property maintenance, and other loan obligations. Not a commitment to lend.

Tavis Johnson | NMLS #2627728
Loan Factory | NMLS #320841

Thinking about buying a home soon? Starting early gives you the time you need to explore your loan options, compare cost...
10/08/2026

Thinking about buying a home soon? Starting early gives you the time you need to explore your loan options, compare costs, and prepare your documents without the pressure of a ticking clock.

Planning ahead is the key to a smooth, stress-free homebuying journey. Message me today to start mapping out your next steps! 🏡

For informational purposes only. Loan options, rates, terms, and eligibility vary by borrower and scenario. Not a commitment to lend.

Tavis Johnson | NMLS #2627728
Loan Factory | NMLS #320841

Thinking of using your VA loan benefits? 🇺🇸While a zero-down payment is a major perk, it is important to know that closi...
10/07/2026

Thinking of using your VA loan benefits? 🇺🇸

While a zero-down payment is a major perk, it is important to know that closing costs or other upfront fees may still apply. Let's look at the full picture together and find the right path for your homeownership journey.

Message me today to explore your options!

For informational purposes only. VA eligibility, funding fees, closing costs, credits, terms, and qualifications vary by borrower, property, lender, and loan scenario. Subject to applicable VA and lender requirements. Not a commitment to lend.

Tavis Johnson | NMLS #2627728
Loan Factory | NMLS #320841

Ready to make your move? Your mortgage team should be ready too! 🏡When you find the perfect home, a fast and responsive ...
10/06/2026

Ready to make your move? Your mortgage team should be ready too! 🏡

When you find the perfect home, a fast and responsive process makes all the difference. At Loan Factory, we combine advanced technology with dedicated support to keep your loan moving smoothly from start to finish.

Message me today and let’s get started!

For informational purposes only. Closing timelines vary based on borrower circumstances, property, lender requirements, documentation, and other factors. Not a commitment to lend.

Tavis Johnson | NMLS #2627728
Loan Factory | NMLS #320841

When shopping for a home loan, looking at the interest rate is just the first step. Elements like the loan term, fees, a...
10/05/2026

When shopping for a home loan, looking at the interest rate is just the first step. Elements like the loan term, fees, and mortgage insurance can all impact your overall costs over time.

Let's look at the big picture together to find the right fit for your goals! Message me today to review your options. 😊

For informational purposes only. Rates, fees, terms, programs, and eligibility vary by borrower, property, lender, and market conditions. Not a commitment to lend.

Tavis Johnson | NMLS #2627728
Loan Factory | NMLS #320841

Thinking about tapping into your home's equity for a renovation, debt consolidation, or another big goal? 🏡 A home equit...
10/02/2026

Thinking about tapping into your home's equity for a renovation, debt consolidation, or another big goal? 🏡 A home equity option can help you access funds, but it's important to find the right fit for your unique financial situation. Message me today to explore your options and see what makes sense for you! 😊

For informational purposes only. Not all applicants qualify. Rates, terms, loan amounts, and program availability vary. Not a commitment to lend.

Tavis Johnson | NMLS #2627728
Loan Factory | NMLS #320841

Shopping for a home loan? Don't settle for just the first offer you see. 🏠Accessing a wider network of lenders lets you ...
10/01/2026

Shopping for a home loan? Don't settle for just the first offer you see. 🏠

Accessing a wider network of lenders lets you compare different combinations of rates, fees, and loan structures to find what fits your financial goals. Let's explore your options together!

DM me today to get started. 📩

For informational purposes only. Sample rate comparison is for illustration only. Rates, APRs, fees, terms, and program availability vary by borrower, property, lender, and market conditions. Not a commitment to lend.



Tavis Johnson | NMLS #2627728
Loan Factory | NMLS #320841

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Lansing, IL
60438

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(708)9534891

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