The Joseph Team at Dart Bank

The Joseph Team at Dart Bank Maddie Maloney NMLS # 2032803
Joseph Sambaer, CPA NMLS # 783176
Sam Fata NMLS # 880890
Dart Bank NMLS # 406384
Equal Housing Lender

08/26/2026

VA Loan Benefits - Podcast Clip

VA Loans are one of the most misunderstood mortgage products and might be one of the most underutilized benefits in the mortgage world. But if you qualify, this loan provides many benefits.

Listen to the full episode on our podcast, Real Take Real Estate, and learn all about it. https://josephteammortgage.com/podcast/

If you're ready to see what a VA loan looks like for your situation, we'd love to talk to you about it.
[email protected]
517-853-5188

Refinancing and EquityGuess what?  Your home has been building wealth, and it might be time to start taking advantage of...
08/24/2026

Refinancing and Equity

Guess what? Your home has been building wealth, and it might be time to start taking advantage of it! Maybe you'd like to finish your basement; remodel your kitchen; or pay off some debt? All of these are possible and can be paid for with the equity you've accrued.

We'll make sure you know your options for accessing the equity you've built in your home. Contact us today for more information!
[email protected]
517-853-5188

08/20/2026

A Seamless Path from Application to Closing.

Getting a mortgage shouldn't feel like walking through a maze blindfolded!
At The Joseph Team we handle the details from the moment you apply to the day you get your keys so you don't have to. If you're ready to purchase a home or refinance the one you are in, give us a call today! We are always here for you!
[email protected]
517-853-5188

08/17/2026

What is House Hacking?

Instead of paying someone else's mortgage while your kid is at college, become the landlord yourself! You buy the home. Your student lives there and you rent out the other bedrooms. You build the equity. Your student learns the value of homewnership firsthand. By graduation you've got an asset.

This is exactly the kind of creative solution we love helping families make happen. Call us today to see if it makes sense for you.
[email protected]
517-853-5188

NEW EPISODE!!!  Real Take Real EstateJoin us as we sit down with Maddie Maloney - the host and heart of Real Take Real E...
08/14/2026

NEW EPISODE!!! Real Take Real Estate

Join us as we sit down with Maddie Maloney - the host and heart of Real Take Real Estate, to talk about her incredible journey through six years in the mortgage banking industry. Discover what first inspired Maddie to pursue a career in mortgage banking and real estate, the lessons she's learned along the way, and the passion that continues to fuel her success.

Listen to our new episode using the link below or on any of your favorite streaming platforms!
https://josephteammortgage.com/podcast/

What is a Seller's Market?A seller's market occurs when demand for homes exceeds the available supply. This market typic...
08/06/2026

What is a Seller's Market?

A seller's market occurs when demand for homes exceeds the available supply. This market typically leads to higher home prices, faster sales, and increased competition among buyers.

Understanding how a seller's market works helps buyers make informed decisions and develop effective strategies for achieving their real estate goals.

The Joseph Team can help you understand the current market conditions and help you make a plan with a loan based on your needs. Contact us today!
(517) 853-5188
[email protected]

08/02/2026

Refinance Anxiety
Just one conversation and we walk you through your actual numbers; what you'd save monthly, how long it takes to break even, and whether now is a good time to refinance.
No late nights required on your end. Give us a call today!
(517) 853-5188
[email protected]

07/29/2026

VA Loans Explained:

If you're a veteran, a VA loan is often the best loan for eligible buyers. You get competitive rates, lower monthly payments, and more.

Give us a call today and we'll go over all the ins and outs to see if its the right option for you.
Maddie Maloney
[email protected]
(517) 599-8852
NMLS #2032803

07/27/2026

Getting Pre-Approved:
What's a HUGE mistake homebuyers make? They don't get pre-approved for a mortgage early.

If you're thinking about buying a home, getting pre-approved is the first step. It helps you understand your budget, strengthens your offer, and gives you confidence when it's time to make a move.

Ready to start your home-buying journey? Call The Joseph Team today and we will answer all your questions and get you moving in the right direction.

Michael Joseph
[email protected]
(517) 853-5188
NMLS #2043168

07/25/2026

Is Now The Right Time?

One of the most common questions we get asked is, "Is this a good time to buy?"
There's never a "perfect time," so you have to figure out what makes sense for you in your life right now.

We will answer any questions you have. Give us a call today!
[email protected]
(517) 853-5188

Address

500 N Homer Street
Lansing, MI
48912

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