The Joseph Team at Dart Bank

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The Joseph Team at Dart Bank Maddie Maloney NMLS # 2032803
Joseph Sambaer, CPA NMLS # 783176
Sam Fata NMLS # 880890
Dart Bank NMLS # 406384
Equal Housing Lender

10/14/2026

At The Joseph Team, you’ll get more than a loan transaction. We listen, answer your questions, and create a game plan to reach your goals.

We’ll help you understand your options, and make informed decisions, because buying a house is a big deal.

Call us at (517) 853-5188 to get started, and share this with a friend.

Your credit score moves based on real, specific things you do (or don't do) before you apply for a mortgage loan.Small m...
10/12/2026

Your credit score moves based on real, specific things you do (or don't do) before you apply for a mortgage loan.

Small moves now can make a real impact on the rate you actually get offered.

At The Joseph Team, we can look at where you stand right now and build a plan before you apply. Contact us today.

10/09/2026

"What if rates drop after I lock?" It’s a common question.

LOCKING protects you from rates going up, but FLOATING means you hope it all goes your way. Some loans include a float-down option that lets you capture a lower rate if it drops after you lock.

Ask The Joseph Team what's available for your situation so you don’t have to guess.

10/07/2026

People think that VA loans are harder to qualify for. But the data tells a different story.

On our Real Take Real Estate Podcast, we break down the facts behind VA loan approvals and what buyers need to know.

Listen to the full conversation and get the facts before you make your next move.
👉https://ow.ly/hGLN50ZSkV7

A Bridge Loan lets you tap into your current home's equity so you can buy a new house before your current place sells. Y...
10/05/2026

A Bridge Loan lets you tap into your current home's equity so you can buy a new house before your current place sells. You won’t have to move twice, OR race the market on someone else's timeline.

It's not a long-term loan, it's a short-term strategy to get you from here to there without the stress.

If you think this makes sense for your situation, The Joseph Team can walk through your equity, your timeline, and your options.

Reach out to The Joseph Team (517) 853-5188

10/02/2026

Have you actually run the numbers on a lake house? Owning a property on a lake in Michigan might be more possible than you think.

We can help you turn your lake house dream into a reality.
Call The Joseph Team and see what’s possible. 517-853-5188

09/30/2026

If you think VA loans make transactions more difficult, that’s not always the case.

Yes, VA loans have Minimum Property Requirements, but they’re designed to help ensure the home is safe, sound, and sanitary for the celebrated veterans who are buying it.

🎙️ Listen to the full podcast for our full conversation titled, The Truth About VA Loans.
https://ow.ly/htNu50ZSjm6

Have questions about VA financing? Reach out to The Joseph Team. (517) 853-5188

09/28/2026

Since 2005, The Joseph Team has been showing up for Michigan homebuyers through every kind of market.

And guess what? We’re still passionate, still dedicated, and still helping our community build better futures.

Ready to buy or want to explore refinancing options? Call us. (517) 853-5188

Should you buy a lake house? Here are 5 reasons why it’s a smart move.Whether it’s a budget-friendly cottage or a high-e...
09/21/2026

Should you buy a lake house? Here are 5 reasons why it’s a smart move.

Whether it’s a budget-friendly cottage or a high-end waterfront estate, Michigan's lake-home market has an entry point for every buyer.

If you’re curious about the possibility of buying a lake house, The Joseph Team will walk you through your financing options, and help you figure out what's realistic for your budget. Give us a call: 517-853-5188
Share this with a friend.

08/26/2026

VA Loan Benefits - Podcast Clip

VA Loans are one of the most misunderstood mortgage products and might be one of the most underutilized benefits in the mortgage world. But if you qualify, this loan provides many benefits.

Listen to the full episode on our podcast, Real Take Real Estate, and learn all about it. https://josephteammortgage.com/podcast/

If you're ready to see what a VA loan looks like for your situation, we'd love to talk to you about it.
[email protected]
517-853-5188

Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend.
Terms and conditions do apply. For additional information contact one of our Mortgage Bankers.

Address

500 N Homer Street
Lansing, MI
48912

Telephone

+15178535110

Website

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