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Scott De Frees, Mortgage Consultant NMLS #937002 at Motto Mortgage

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United States
Lancaster, PA
Scott De Frees, Mortgage Consultant NMLS #937002 at Motto Mortgage

As a mortgage loan originator, I work hard to shop and compare competitive home loan options.

Scott DeFrees is an experienced loan originator at Motto Mortgage Center. He works directly with multiple wholesale lenders to provide solid, competitive loan options to his clients, while delivering exceptional customer service.

06/19/2025

"Not everything that is faced can be changed, but nothing can be changed until it is faced." - James Baldwin

As we reflect on this important day, let us commit to facing the challenges ahead and working together to create a future where equality and justice are a reality for everyone.

06/17/2025

If you have student loan debt, it doesn’t automatically disqualify you from getting a mortgage.
Lenders will look at your overall debt-to-income ratio and your credit score, so consider paying down high-interest debt first and then maintaining a good credit score to help improve your chances of qualifying for a mortgage!

If you’re ready to take the next step in your homebuying journey, I’d love to help you get started! Reach out to start the conversation.

06/15/2025

Happy Father’s Day to all the incredible dads out there! 🙌
Whether you’re cheering us on, providing words of wisdom, or embarrassing us with your corny jokes, we’re grateful to have you on our team.

06/12/2025

Hang that picture 🔨 Tighten that hinge 🪛 Fix that leak 🔧 Change that lightbulb 🪜

You take care of the tools you need to keep your home in tip top shape, we’ll take care of the tools needed to help secure a home loan.

Ready to take the next step on your homebuying journey? Let’s get started – reach out to start the conversation.

06/10/2025

It might seem daunting, but you can actually get a mortgage loan in just a few steps (it’s true!) 👣

When you’re ready to start step one, we’re here to help. Reach out anytime!

06/05/2025

If not, here’s your reminder. Keeping your air quality high and your family healthy – it’s one of the smaller parts of being a homeowner that doesn’t always get talked about, but that can make a huge difference.

Ready to be a homeowner (and take care of all the little homeowner chores, too)? Reach out for more information!

06/03/2025

Is it building equity? Ensuring more predictable payments? Investing in your future? Or is it that you finally have the chance to paint your living room that BOLD color you’ve always been dreaming of (and your landlord would never allow)? Let us know in the comments what you love about being a homeowner!

Don't own a home yet but want to start the journey towards homeownership? Reach out for more information!

06/02/2025

June is a time to celebrate the joys and benefits of owning a home. Whether you're a first-time buyer or a seasoned homeowner, remember that every small step brings you closer to your dream. Let's make this month a celebration of the possibilities that come with owning a home. 🏡 🌟 ❤️

05/29/2025

Do you call your dad (or whoever you most trust with a toolbox) when something breaks? 🤔 Well, we’re kind of like that trusted person with a toolbox when it comes to answering questions about mortgages and the homebuying process.

Don’t wait until it breaks. Reach out today with any of your pressing questions about getting a home loan.

05/27/2025

You have a choice on who you work with for your mortgage, including banks, credit unions, and mortgage brokers. Here are the main differences between the professionals you’re likely to work with:
• Loan Officer: Works for a specific lender (like a bank or credit union) and helps borrowers apply for a loan- including home loans – directly with that institution.
• Mortgage Broker: Works with multiple lenders to find the best mortgage rates and terms for your situation. They act as a middleman between borrowers and potential lenders.
Knowing the difference can help you choose the right professional for your home financing needs! 🏠🔑

Interested in talking to a mortgage professional who’s part of a mortgage brokerage? Reach out for more information!

05/26/2025

"Our debt to the heroic men and valiant women in the service of our country can never be repaid. They have earned our undying gratitude. America will never forget their sacrifices." - Harry S. Truman
Today, we remember and honor the bravery of those who have sacrificed for our freedom. 🇺🇸

Address

227 Granite Run Dr, Suite 101
Lancaster, PA
17601

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Our Story

Everyone has a story. Your personal story has many chapters with different characters and settings.

My story includes a fantastic wife, one spunky and special little boy and eight fish. One chapter in my story is devoted to my first home and how I got there.

The great thing about home financing is; there is a fit for just about every story. Are you ready to add another chapter?

If so, let me help you write the next chapter to your own story. I’ll help you find the right mortgage to get you into your new home.