New American Funding - Lancaster, PA

03/28/2025

If your American dream includes a cozy rural home, a USDA loan might be the perfect solution for you!

In 1991, the USDA introduced these loans to increase opportunities for low- and moderate-income borrowers to purchase homes in rural America. They can be used to buy a new home, construct one, or renovate an existing home.

As a government-backed loan option, USDA loans offer more flexibility in certain requirements, such as:
👉 More flexible credit scores - minimum of 580
👉 No down payment required - Larger down payments may lower your interest rate
👉 No private mortgage insurance is required

To find out if a USDA home loan is the right choice for you, contact New American Funding today.

03/26/2025

New American Funding (NAF) is committed to helping underserved Americans achieve their dreams of homeownership. Our Native American Loan
Guarantee loan program offers homeownership opportunities for eligible Native Americans, helping you get into your dream home.

03/24/2025

Did you know that down payment assistance (DPA) is available as a valuable tool for potential homebuyers? Whether you're a first-time buyer or looking to upgrade, DPA programs can help make homeownership more accessible. The best part? Every state offers different DPA options, tailored to meet the unique needs of its residents.

03/21/2025

This Women's History Month, we celebrate the remarkable achievements of women throughout history and in our communities. Join us in recognizing the extraordinary contributions of women in every field. Happy Women's History Month!

03/17/2025

May your day be filled with luck, laughter, and the joy of St. Patrick's Day! 🍀

02/28/2025

Buying a home is one of the most significant purchases you will ever make, yet 82% of home buyers wished they had done things differently. Check out these 5 red flags you should not ignore.

Don't overlook these 5 red flags when buying a home, from hidden maintenance issues to difficult sellers, as they could lead to costly regrets down the road.

02/26/2025

There are many misconceptions that swirl around reverse mortgages. Watch the video below to learn how a reverse mortgage could benefit you.

New American Funding's Lorraine Geraci busts myths around reverse mortgages.

02/24/2025

In today's competitive market, you may be wondering if you can afford a single-family home. The good news is home comes in many shapes, sizes, and price ranges. You may want to look into purchasing a condo, a manufactured home, or even a multi-family home, where you can live in one unit and rent out the others to help you pay your mortgage. Contact us today to see if you qualify!

02/21/2025

From style makeovers to innovative storage solutions, the trends shaping kitchen renovations this year reflect a desire for both functionality and beauty. Is a kitchen remodel on your 2025 bingo card?

02/19/2025

Jumbo loans are ideal for homebuyers who need that extra financial stretch to make their dream home a reality.

02/17/2025

Is a reverse mortgage for you? If you are nearing retirement age, you may be wondering how you will be able to maintain your lifestyle once your working days are done. It turns out that your home could be the answer.

If you are nearing retirement age, you may be wondering how you will be able to maintain your lifestyle. It turns out that your home could be the answer.

02/10/2025

If you've been affected by a natural disaster, you have options when it comes to addressing property damage. Thanks to 100% financing and lenient credit requirements, FHA 203(h) loans offer a lifeline for first-time buyers and others looking to rebuild their lives following a natural disaster. https://bit.ly/4hdWLk8

FHA 203(h) loans may allow borrowers in presidentially declared major disaster areas to rebuild damaged homes or purchase a new home with no money down.