Todd Krahling with HomeSale Mortgage, LLC

Todd Krahling with HomeSale Mortgage, LLC As your experienced loan professional, my job is to guide you through the home financing process. Why work with me? NMLS # 706622

I have been a lender for over 20 years, and I have spent time in nearly every aspect of the mortgage and credit process. As a former underwriter, I truly know the importance of collecting good data and keeping organized throughout the entire process. This makes for a smooth, hassle-free experience for my customers. In addition to being passionate about my career and the people I serve, I am also a

ctive in my local community of Southern York Community. I am a coach for Windsor’s Soccer Program; a Member at large for York USA Soccer; and serve on the planning committee for the LIU Prom Project held annually at Leg Up Farm.

Before deciding what comes next, take a moment to ground your plan in these three essentials. 🏡 1️⃣ Where do your credit...
06/10/2026

Before deciding what comes next, take a moment to ground your plan in these three essentials. 🏡

1️⃣ Where do your credit scores stand? Lenders will review both, and your options are often shaped by the lower score.

2️⃣ Is your income consistent? Dual income can be a strength, but stability is key.

3️⃣ What debts are currently in the picture? All monthly payments, such as car loans, student loans, and credit cards, are factored in.

Clarity in these areas creates confidence in every step ahead. No pressure-just a plan thoughtfully designed for you. 💍

Starting over in a new city is exciting, but finding the right place to call home takes a little planning. From getting ...
06/08/2026

Starting over in a new city is exciting, but finding the right place to call home takes a little planning.

From getting to know local neighborhoods to understanding how a new market may affect your budget and timeline, being informed can make the transition smoother and less stressful.

Whether you're relocating for work, family, or a fresh start, having the right guidance can help you feel confident every step of the way.

Thinking about a move? Contact me to talk through your homebuying options in a new city.

Many first-time buyers assume they need a large down payment or years of savings to buy a home. The reality? There are l...
06/05/2026

Many first-time buyers assume they need a large down payment or years of savings to buy a home. The reality? There are loan programs and grant options designed specifically to help first-time buyers reduce upfront costs and get into a home sooner.

If buying feels out of reach right now, it may be worth exploring what options are available to you.

Homeownership is about more than buying a house, it's about building stability, equity, and a place to truly call your o...
06/05/2026

Homeownership is about more than buying a house, it's about building stability, equity, and a place to truly call your own.

Whether you're thinking about your first home or your next move, understanding the long‑term value of homeownership can help you plan with confidence. A home can be the foundation for today's needs and tomorrow's goals.

If homeownership is on your mind, contact me to discuss your options!

5.0 star review received on Experience.com for Todd Krahling by Joel C J - Excellent communication, friendly customer se...
06/02/2026

5.0 star review received on Experience.com for Todd Krahling by Joel C J - Excellent communication, friendly customer service and a very transparent process from start to finish

Click to see all 354 reviews of Todd Krahling, VP of Sales | NMLS # 706622

Getting your home ready for summer doesn't have to be overwhelming, small steps now can make a big difference all season...
06/01/2026

Getting your home ready for summer doesn't have to be overwhelming, small steps now can make a big difference all season long.

From servicing your cooling system to refreshing indoor spaces and prepping your outdoor areas, a little maintenance now can help you stay comfortable and avoid surprises later.

Start simple, stay ahead, and enjoy everything summer at home has to offer.

Need help planning your next step? Let's talk.

05/31/2026

Bethany and I helped 9 families in May achieve their goal of home ownership. Honoured to be able to work with so many great people.

05/30/2026

Busy month!

Congratulations to all our buyers on this huge milestone!🎉 A big thank you to our agents for your continuous referrals and trust! It's a great day at HomeSale!

A lot of buyers are waiting for rates to come down but waiting can come with a cost. Home prices don’t pause, and even s...
05/30/2026

A lot of buyers are waiting for rates to come down but waiting can come with a cost. Home prices don’t pause, and even small increases can cancel out future rate savings.

The best move isn’t guessing the market. It’s understanding your options.

Not every buyer fits into a traditional income box. If you're working with self-employed clients, our Bank Statement Loa...
05/30/2026

Not every buyer fits into a traditional income box. If you're working with self-employed clients, our Bank Statement Loans can help them qualify using real cash flow, not just what’s shown on tax returns.

✅ 12–24 months of deposits
✅ Flexible income calculation
✅ More approvals, fewer dead ends

I’m always available to walk through scenarios for your self-employed clients.

Address

Lancaster, PA

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