01/31/2026
Let’s talk about online checking/savings accounts real quick. I’m going to use Chime as an example because most of you have heard of them. Chime has no local branches, that means you can’t go up to a local bank and get a cashiers check from them. Title companies can only accept cashier checks or wire transfers. To my knowledge as of last week, Chime does not allow wire transfers. So, if you’re thinking about purchasing a home in the near future, I would recommend opening up a checking account at least 3 months prior to purchasing a home to make everything much easier for you.