KCB Bank

KCB Bank is a locally owned bank with locations in Garden City and Lakin. Member FDIC. KCB Bank was organized in 1888 by Messrs. B.B. Bacon & C. M.

We offer a full line of Loan, Deposit and Trust products to meet all your banking needs. Crawford of Tolono, Illinois following the failure of the Bank of Lakin in 1887. Organized with $11,000 in capital, the KCB occupied the Spivey & Holmes Brothers Building that was located at the current site of the Lakin Fire Department at Main & Waterman. Until 1900 the building was shared with Spivey & Holme

s Mercantile when Kearny County bought the building for its county offices and court house. The KCB shared the building with the county until 1906 when its first permanent location was constructed across the street to the west. The bank remained at this location until 1963 when it moved to its present location two blocks north at Main and Washington. Since its move to its present location today the bank has experienced substantial growth in both assets and capital. Though the Kearny County Bank has been around for more than 135 years it has had numerous owners. In 1904 the original organizers sold the bank to local residents. In 1935, the Deerfield State Bank which was under common ownership with the Kearny County Bank was merged and the Deerfield State Bank was closed. Until 1946 the bank was owned by local residents when a majority share was sold to the owners of the Garden National Bank with the Campbell family retaining its minority interest. At that time, the Lakin State Bank was merged into the Kearny County Bank. In 1955, majority control of the bank was returned to local hands when the investor group of Dan Ratzlaff, JR Hutton and Clyde Beymer, Jr. acquired the shares controlled by the Garden National Bank owners. The bank is now controlled by the Beymer family and managed by two of Clyde’s sons, Gary Beymer & Bob Beymer. Recognizing the need to grow beyond Lakin and Kearny County, the management of the KCB actively began looking for acquisition opportunities. That endeavor culminated in October 2012 with the acquisition of the Garden City State Bank located 1910 E. Mary Street, Garden City, KS. The Garden City State Bank was organized in 2000. In the short period of its existence, Frank Reifschneider, Doug Laubach and their dedicated staff grew the GCSB from nothing to $70,000,000 in assets. Going forward, the combination of the two banks will enhance the ability of The Kearny County Bank to serve the consumers, farmers and businesses of southwest Kansas with a broad range of quality financial services.

09/01/2026

🎉 Celebrating Our People! 💙 Happy September Work Anniversaries to Our KCB Bank Team! 🎉

08/28/2026

🎀 KCB Bank is PINK today! 🎀

We’re adding a little extra sparkle to the Bank today and wearing PINK in honor of the one and only Dolly Parton! 💗✨

Because if Dolly has taught us anything, it’s to work hard, be kind, dream big, and never be afraid of a little sparkle! 🤠💎

Around here, we’re working 9 to 5 (and then some 😉), serving our communities and looking pretty fabulous in pink while doing it!

💗 From all of us at KCB Bank — Have a Dolly good day!

Bank

08/27/2026

We’re proud to help sponsor the Lakin High School Stampede!

08/20/2026

At KCB Bank, you’re never just another phone call—you’re our neighbor. 💙

When you call us, you’ll reach a friendly, familiar face who is ready to listen and happy to help. That’s personal banking done the right way!

📍 Lakin | 📍 Garden City
🌐 www.kcbks.bank

Bank

08/11/2026

Thank you to everyone that came by the KCB Bank booth during the Garden City Back to School Event at the high school!

08/03/2026

07/25/2026

Deerfield Summer Celebration Parade Fun! 🇺🇸

KCB Bank had a fantastic time at the parade! Thank you to everyone who came out to celebrate with us, and helped make this event so special.

It was great seeing so many familiar faces and visiting with our amazing community. We’re proud to be your hometown bank and appreciate the opportunity to be part of such a fun tradition.
💙

07/24/2026

In this photo, we see golf legend Bob Beymer surveying all the happy people at the Kearny County Fair Barbecue by Webb’s Barbecue with Flashbacks ice cream for desert, provided by KCB Bank. A community bank, that loves serving and partnering with the communities we call home! Thanks to everyone who came out, and thanks to servers Mirella, Jason, Veronica, Randy, and Bob. Picture courtesy of official bank photog… Jason Ramos.

07/21/2026

Come see us Thursday!

Address

221 N Main Street
Lakin, KS
67860

Telephone

+16203556222

Website

http://www.kcbks.bank/

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