KCB Bank

KCB Bank KCB Bank is a locally owned bank with locations in Garden City and Lakin. Member FDIC. KCB Bank was organized in 1888 by Messrs. B.B. Bacon & C. M.

We offer a full line of Loan, Deposit and Trust products to meet all your banking needs. Crawford of Tolono, Illinois following the failure of the Bank of Lakin in 1887. Organized with $11,000 in capital, the KCB occupied the Spivey & Holmes Brothers Building that was located at the current site of the Lakin Fire Department at Main & Waterman. Until 1900 the building was shared with Spivey & Holme

s Mercantile when Kearny County bought the building for its county offices and court house. The KCB shared the building with the county until 1906 when its first permanent location was constructed across the street to the west. The bank remained at this location until 1963 when it moved to its present location two blocks north at Main and Washington. Since its move to its present location today the bank has experienced substantial growth in both assets and capital. Though the Kearny County Bank has been around for more than 135 years it has had numerous owners. In 1904 the original organizers sold the bank to local residents. In 1935, the Deerfield State Bank which was under common ownership with the Kearny County Bank was merged and the Deerfield State Bank was closed. Until 1946 the bank was owned by local residents when a majority share was sold to the owners of the Garden National Bank with the Campbell family retaining its minority interest. At that time, the Lakin State Bank was merged into the Kearny County Bank. In 1955, majority control of the bank was returned to local hands when the investor group of Dan Ratzlaff, JR Hutton and Clyde Beymer, Jr. acquired the shares controlled by the Garden National Bank owners. The bank is now controlled by the Beymer family and managed by two of Clyde’s sons, Gary Beymer & Bob Beymer. Recognizing the need to grow beyond Lakin and Kearny County, the management of the KCB actively began looking for acquisition opportunities. That endeavor culminated in October 2012 with the acquisition of the Garden City State Bank located 1910 E. Mary Street, Garden City, KS. The Garden City State Bank was organized in 2000. In the short period of its existence, Frank Reifschneider, Doug Laubach and their dedicated staff grew the GCSB from nothing to $70,000,000 in assets. Going forward, the combination of the two banks will enhance the ability of The Kearny County Bank to serve the consumers, farmers and businesses of southwest Kansas with a broad range of quality financial services.

Celebrating our June Anniversaries!!
06/03/2026

Celebrating our June Anniversaries!!

KCB Bank thanks Bonita McClure and the Beef Empire Days Committee for inviting us to hand out boxed lunches at the live ...
06/02/2026

KCB Bank thanks Bonita McClure and the Beef Empire Days Committee for inviting us to hand out boxed lunches at the live show. It was great to see everyone!

05/26/2026
🌎💚 Happy Earth Day from all of us at KCB Bank! 💚🌎Today is a great reminder that the little things add up—whether it’s pl...
04/22/2026

🌎💚 Happy Earth Day from all of us at KCB Bank! 💚🌎

Today is a great reminder that the little things add up—whether it’s planting a tree, supporting local, or simply taking a moment to appreciate the beauty around us right here in our communities.

We’re proud to serve the places we call home and are grateful for the opportunity to grow alongside you—today and every day. 🌱

Let’s keep taking care of our Earth together! 🌍

 ! For more than 135 years, we’ve been proud to serve our communities and the people who call them home.At KCB Bank, you...
04/20/2026

! For more than 135 years, we’ve been proud to serve our communities and the people who call them home.

At KCB Bank, you can bank with confidence knowing you’re working with a team that knows you, values you, and plans to be here for the long run. Tired of big bank hassles? Let’s talk.

🎉 Celebrating Our April Work Anniversary! 🎉
04/11/2026

🎉 Celebrating Our April Work Anniversary! 🎉

Address

221 N Main Street
Lakin, KS
67860

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