KCB Bank

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KCB Bank KCB Bank is a locally owned bank with locations in Garden City and Lakin. Member FDIC. KCB Bank was organized in 1888 by Messrs. B.B. Bacon & C. M.

We offer a full line of Loan, Deposit and Trust products to meet all your banking needs. Crawford of Tolono, Illinois following the failure of the Bank of Lakin in 1887. Organized with $11,000 in capital, the KCB occupied the Spivey & Holmes Brothers Building that was located at the current site of the Lakin Fire Department at Main & Waterman. Until 1900 the building was shared with Spivey & Holmes Mercantile when Kearny County bought the building for its county offices and court house. The KCB shared the building with the county until 1906 when its first permanent location was constructed across the street to the west. The bank remained at this location until 1963 when it moved to its present location two blocks north at Main and Washington. Since its move to its present location today the bank has experienced substantial growth in both assets and capital. Though the Kearny County Bank has been around for more than 135 years it has had numerous owners. In 1904 the original organizers sold the bank to local residents. In 1935, the Deerfield State Bank which was under common ownership with the Kearny County Bank was merged and the Deerfield State Bank was closed. Until 1946 the bank was owned by local residents when a majority share was sold to the owners of the Garden National Bank with the Campbell family retaining its minority interest. At that time, the Lakin State Bank was merged into the Kearny County Bank. In 1955, majority control of the bank was returned to local hands when the investor group of Dan Ratzlaff, JR Hutton and Clyde Beymer, Jr. acquired the shares controlled by the Garden National Bank owners. The bank is now controlled by the Beymer family and managed by two of Clyde’s sons, Gary Beymer & Bob Beymer. Recognizing the need to grow beyond Lakin and Kearny County, the management of the KCB actively began looking for acquisition opportunities. That endeavor culminated in October 2012 with the acquisition of the Garden City State Bank located 1910 E. Mary Street, Garden City, KS. The Garden City State Bank was organized in 2000. In the short period of its existence, Frank Reifschneider, Doug Laubach and their dedicated staff grew the GCSB from nothing to $70,000,000 in assets. Going forward, the combination of the two banks will enhance the ability of The Kearny County Bank to serve the consumers, farmers and businesses of southwest Kansas with a broad range of quality financial services.

10/16/2026
🌾 Behind every harvest is a hardworking farmer. Thank you for feeding our families and strengthening our communities! Ha...
10/12/2026

🌾 Behind every harvest is a hardworking farmer. Thank you for feeding our families and strengthening our communities!

Happy National Farmers Day from KCB Bank. 💙

KCB Bank is coming to LGS with a student-run bank! We’re excited to help students build smart money habits, learn the va...
10/06/2026

KCB Bank is coming to LGS with a student-run bank! We’re excited to help students build smart money habits, learn the value of saving, and gain hands-on banking experience. 💙

Stay tuned for more details—this is an investment in your future we can’t wait to share! 🌟

Go Lakin Broncs!
10/02/2026

Go Lakin Broncs!

🍂 Oh my gourd—we have a great team! 🎃 Help us celebrate KCB Bank’s October work anniversaries!We’re FALLing into October...
10/01/2026

🍂 Oh my gourd—we have a great team! 🎃 Help us celebrate KCB Bank’s October work anniversaries!

We’re FALLing into October feeling thankful for the dedication, smiles, and heart our people bring to KCB Bank. Happy anniversary!

Museums are vital for keeping our heritage alive! KCB Bank supports the Kearny County Historical Society and Museum as ...
10/01/2026

Museums are vital for keeping our heritage alive! KCB Bank supports the Kearny County Historical Society and Museum as they host “Night at the Museum “, October 20th! Some of our staff will be there to participate in the event and we hope to see you there!

Lakin High School Homecoming Spirit Week continues with KCB Bank participation! Today is “Team Jersey Day”.
10/01/2026

Lakin High School Homecoming Spirit Week continues with KCB Bank participation! Today is “Team Jersey Day”.

Ah…….. soaking their feet in the relaxing waters on the shores of Main Street. It’s beach day for spirit week at Lakin ...
09/30/2026

Ah…….. soaking their feet in the relaxing waters on the shores of Main Street. It’s beach day for spirit week at Lakin KCB Bank. (Volume up!)

The Lakin branch continues its celebration of USD 215 spirit week with “Hat Day”. Tomorrow is beach day. 🏝️ with the w...
09/29/2026

The Lakin branch continues its celebration of USD 215 spirit week with “Hat Day”. Tomorrow is beach day. 🏝️ with the weather forecast, we might have to swim to work!

Address

221 N Main Street
Lakin, KS
67860

Telephone

+16203556222

Website

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