Rebecca Soukup Loan Officer

10/23/2026

That's not how we do it. At First And Last Lending we process our own loans. The person who takes your first call is the same person walking you through underwriting conditions, the same person at the closing table.

One team, start to finish. It's literally in the name.

Buying in Colorado or Texas? Send us a message and let's talk it through.

First And Last Lending, powered by Client Direct Mortgage | NMLS 1065732 | Equal Housing Opportunity```

10/21/2026

We've each spent close to a decade in mortgages, helping first-time buyers, self-employed professionals, Veterans, retirees and investors get into homes across Colorado, Texas and beyond.

The name says exactly how we work. You deal with us from the first conversation to the last signature. No call centre, no hand-off to someone you've never met.

Both Colorado natives (Sarah has since defected to the Florida beaches), both big on family, faith and friendships, and both happy to answer the "silly" questions. Pull up a chair.

Rebecca Soukup NMLS 1707627 | Sarah Rice NMLS 1791701
First And Last Lending, powered by Client Direct Mortgage | NMLS 1065732 | Equal Housing Opportunity```

10/21/2026

"We'd love to buy, but we're probably not ready."

We hear that a lot, and most of the time it comes with a few assumptions that aren't true. A lot of people are closer than they think. Others have a very fixable thing standing in the way. Either way, you won't know until someone actually looks.

At First And Last Lending we don't just say "come back when you're ready". If you're not there yet, we'll map out what needs to happen and work with you until you are. And in this process there is no such thing as a dumb question. Ask us all of them.

Thinking about a home in Colorado or Texas in the next year?

Message us. The conversation is free and there's no obligation.

10/21/2026

Here's what usually happens after you apply for a mortgage: the person you spoke to disappears and a processor you've never met takes over. Questions go into a queue.

That's not how we do it. At First And Last Lending we process our own loans. The person who takes your first call is the same person walking you through underwriting conditions, the same person at the closing table.

One team, start to finish. It's literally in the name.

Buying in Colorado or Texas? Send us a message and let's talk it through.

10/21/2026

Buying a home feels like a hundred steps. It's really five.

1. Preapproval: we look at your full picture and tell you what's realistic.
2. House hunting: you shop with confidence because you already know your range.
3. Offer: your agent writes it, we back it with a lender who's ready.
4. Inspection and appraisal: we handle the paperwork and conditions behind the scenes.
5. Closing: keys in hand, and we're still the ones on the phone.

We walk every client through all five, in order, with no step skipped and no question too small. Save this post for when you're ready to start.

05/10/2026

Now licensed in Texas and Florida!

01/27/2026

Now licensed in Washington!!!

08/26/2025

07/29/2025

Check out Rebecca@Mortgages and Mimosas’s video.

07/16/2025