Josette Utke - State Farm Agent

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Josette Utke - State Farm Agent

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Josette Utke - State Farm Agent, Insurance Agent, 5503 South St, Lakewood, CA.

08/26/2025

Please join me in wishing our Office Manager, Leonor a very Happy Birthday!! She is the best at helping life go right!!

03/01/2025

Life insurance is for anyone who loves. Let’s talk about life insurance for you so the people you love, whether they are your spouse or partner, your children or grandchildren, your parents or even a favorite charity, may be protected. Contact me to talk about your needs.

02/28/2025

When crisis hits, State Farm is there.

02/27/2025

It can get here sooner than you might think. I can help you develop a savings plan and prepare for retirement. Contact me to learn more.

02/26/2025

Your insurance options can be personalized with our Personal Price Plan®. I’m here to help you understand your options and select the coverage that works best for your needs. Contact me for a free quote today.

08/14/2024

Let’s put a few myths to bed that I see floating around out there:

1. “Insurers are making record profits while raising rates”

This is very easy to fact check. Insurers of autos and homes have been losing their shorts since 2021. Billions and billions of dollars to quote Carl Sagan. Some have gone under. The rest have tightened their eligibility rules.

2. “80% of your insurance premiums go into the pocket of your agent”

This whopper is being passed around, at times, by lead aggregators - folks that get you to click their bait and then sell your information to 6 or more insurance companies and charge each company $10-50 for your information to quote and will continue to sell it for years to come.

The agent makes about 8% on your premium before salaries, rent, utilities, furniture, marketing, taxes, etc. This leaves about 2-3%, or $2-3 a month on a $100 a month premium.

3. “All insurance companies are the same. Just go with what’s cheapest.”

Two problems here - pricing is constantly changing and adjusting so there is a difference between cheapest today and who is consistently priced right year after year.

Second - companies are not the same. Why would they be? What other industry can you think of where it’s all the same? It’s not. There are good carriers and bad ones.

Nobody is happy with increasing rates. I am feeling them also! But insurance has faced the double whammy of inflation AND rates being held down for over three years during Covid. They can’t “write off the loss” or print money or borrow it. They are required to maintain a large reserve in case of catastrophic loss. Of which we’ve had many lately.

Thanks for reading.

05/21/2024

I can help you navigate life insurance options and choose the right policy that fits your needs and budget. Our online quote tool can help make it easier as well. Contact me to learn more today. Here's a helpful link: https://st8.fm/4dEBoqH

05/16/2024

I can explore your life insurance options with you and help you choose coverage that fits your needs and budget. Contact me today.

03/25/2024

More on State Farm Situation 👉 https://bit.ly/StateFarmDrop72000Watch Our SMASH HIT Documentary on Why People Leave California with over 1.7 Million+ Views ...

03/04/2024

Let your money work for you with a U.S. Bank Certificate of Deposit. Thanks to the alliance between State Farm and U.S. Bank, U.S. Bank can help you earn while you save.

Visit https://st8.fm/4bJHKE6 or contact me for more information.

Member FDIC.

03/01/2024

As a good neighbor teammate, I’m here to assist you with so many good plays. Contact me today!

Address

5503 South St
Lakewood, CA
90713

Telephone

+15628663749

Website

http://www.cvrg4u.com/

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