Zingale & Associates

Zingale & Associates 🛡️ Protecting your family and assets.
🏠 Peace of mind, guaranteed.
🌐 Explore our services 👇🏽 Army.

Lynard Zingale has been an Insurance Agency Owner in the great state of Ohio for since 2000. Lynard is proud to serve the local community and has been an active part of many organizations since college. He attended the University of Akron and from there joined the United States. Family is very important to Lynard and the rest of Zingale & Associates. Lynard learned to put family first from his mot

her who raised six children. Through her strength and perseverance, she never gave up when faced with different challenges. With his mother as inspiration and four wonderful children of his own, Lynard understands why you should protect your family and assets through insurance. As an Insurance Agency Owner and a family man himself, Lynard wants to share the opportunity to keep your assets protected and insured. Being an Insurance Agency Owner has allowed Lynard to connect with the local community and local organizations. Lynard served time on the Board of Trustees for a local Chamber of Commerce, and also sponsors many community events, such as a fundraiser for the Make-A-Wish foundation and yearly holiday events. Outside of work, Lynard is adventurous and likes to travel the world. He has swam in shark-infested waters and has dove off of a 50-foot cliff in Jamaica. As someone who is daring and takes risks, Lynard understands why it is important to have insurance for all aspects of your life. No matter what type of insurance you may be looking for, Zingale & Associates can help you find the best protection for your needs, and your future goals. Reach out to us today for more information on our Insurance & Retirement Products.

Most people assume their auto policy covers whatever they're towing.In most cases, that's only partially true — and the ...
06/04/2026

Most people assume their auto policy covers whatever they're towing.

In most cases, that's only partially true — and the gap shows up when something goes wrong.

Save this and check your trailer coverage before summer travel gets underway.

Call (216) 249-7878 or visit zingaleassoc.com ¡ 13400 Madison Ave Unit B, Lakewood, OH 44107

Lake Erie season is here — and if you own a boat, watercraft, or personal watercraft, it's worth a quick look at whether...
06/02/2026

Lake Erie season is here — and if you own a boat, watercraft, or personal watercraft, it's worth a quick look at whether your coverage is actually keeping up.

Standard home and auto policies often don't extend to your boat the way most people expect. Before your first launch of the season, it's worth knowing where you stand.

Zingale & Associates, 13400 Madison Ave Unit B, Lakewood, OH 44107

Summer events can be great for business—and they can introduce exposures that don't show up in your day-to-day setup.Bef...
05/31/2026

Summer events can be great for business—and they can introduce exposures that don't show up in your day-to-day setup.

Before your next market, fair, or pop-up, think about:
• Liability proof requests
• Inventory and display property
• Product-related claims
• Setup and teardown risk

If your business is seasonal, mobile, or event-based, this is worth reviewing before the calendar fills up.

Workers' comp can feel complicated—until you break it into a few simple questions.Start here:1. Do you have employees on...
05/30/2026

Workers' comp can feel complicated—until you break it into a few simple questions.

Start here:
1. Do you have employees on payroll?
2. Are all roles equally risky—or do some jobs carry higher injury exposure?
3. Has your business changed since your last coverage review?

If the answer to any of those is 'yes,' it may be time for a fresh review.

(Requirements can vary depending on your business setup.)

Kitchen updates. Additions. New materials. Higher finishes.Home projects can be exciting—but they can also quietly chang...
05/28/2026

Kitchen updates. Additions. New materials. Higher finishes.

Home projects can be exciting—but they can also quietly change your insurance needs.

Before work begins, review:
• Replacement value impact
• Contractor insurance details
• Materials and upgrades
• New structures or expanded square footage

This is one of those 'before, not after' conversations.

Should I get term or whole life?It's one of the most common questions we hear—and the honest answer is: it depends on yo...
05/26/2026

Should I get term or whole life?

It's one of the most common questions we hear—and the honest answer is: it depends on your goals.

The best fit often comes down to:
• Budget
• How long coverage is needed
• Family responsibilities
• Long-term planning priorities

If you've been putting off the conversation because it feels too technical, this is a good place to start.

Holiday weekends often mean borrowed cars, shared rides, and quick assumptions about whose insurance applies.Before you ...
05/24/2026

Holiday weekends often mean borrowed cars, shared rides, and quick assumptions about whose insurance applies.

Before you grab the keys, make sure you understand:
1. Do you have permission to drive it?
2. What coverage does the owner carry?
3. What would happen if damage exceeds the owner's limits?
4. Are there exclusions for business use or regular access?

A 60-second conversation now can prevent a much bigger headache later.

If your business runs on tools, gear, or mobile equipment, one question matters: Is it covered where you actually use it...
05/23/2026

If your business runs on tools, gear, or mobile equipment, one question matters: Is it covered where you actually use it?

Because 'covered at the office' and 'covered in transit' are not always the same thing.

This is a smart review for:
• Contractors
• Landscapers
• Installers
• Service businesses
• Crews working across multiple locations

Cyber risk isn't only a 'big company' issue.For small businesses, the cost often shows up in places owners don't expect:...
05/21/2026

Cyber risk isn't only a 'big company' issue.

For small businesses, the cost often shows up in places owners don't expect:
• Ransomware recovery costs
• Fraudulent payment instructions
• Data restoration
• Business downtime after a breach

If your business relies on email, software, online payments, or customer records, this is worth reviewing now—not after a bad click.

Not all 'water damage' is treated the same.Three terms people often lump together:• Water backup• Flood• Slow seepage / ...
05/19/2026

Not all 'water damage' is treated the same.

Three terms people often lump together:
• Water backup
• Flood
• Slow seepage / long-term leaks

And each one can lead to very different coverage outcomes.

This is exactly why quick policy reviews matter—especially before Ohio storm season gets serious.

Which of these terms has always felt the most confusing?

Address

13400 Madison Avenue Unit B
Lakewood, OH
44107

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5pm

Telephone

+14404343402

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