Katherine Avila Mortgage Loan Officer

12/25/2022

09/06/2022

Hoping you all had a great weekend 🇺🇸

07/31/2022

The housing market shows signs of slowing down this week, based on home prices, new listings, days on the market, and mortgage rates.

07/11/2022

Congrats to our clients on their new home in the city of LA😍😍😍😍

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Are you or someone you know interested in knowing what they could qualify for ? Reach out to me and my team, We love to create new experiences with every single one of you until we obtain the ultimate goal!

See bio for our information

07/11/2022

Give yourself the opportunity to find out what you are capable to obtain now... Only you can take that step towards what's out there

05/30/2022

❤️🤍💙

05/27/2022

contact me to find out if you qualify and/ or what options you have to purchase your dream home 🏡 or any financial mortgage related questions

the wait is in your hands 😉 I wouldn't wait too long...

call me 📞 or message me 📧

💎GEM Mortgage
Katherine Avila
NMLS 2031044

05/09/2022

Happy Mother’s Day 💐

04/24/2022

Are you more 1 or 2?

The more time you spend in your home, the closer it reflects you. It is human nature to shape one's surroundings, to form it to one's taste and needs. Over the course of time, your apartment home will mirror your personality. Therefore, your apartment has a personality of its own.

Are you already a home owner or would like to become one ?

Call me or message me, let’s find out your home buying power.

04/21/2022

What is PMI?

For homeowners who put less than 20% down, Private Mortgage Insurance or PMI is an added insurance policy for homeowners that protects the lender if you are unable to pay your mortgage.

It is not the same thing as homeowner's insurance. It's a monthly fee, rolled into your mortgage payment, that’s required if you make a down payment less than 20%. While PMI is an initial added cost, it enables you to buy now and begin building equity versus waiting five to 10 years to build enough savings for a 20% down payment.

PMI isn't forever

Once you've built equity of 20% in your home, you can cancel your PMI and remove that expense from your monthly payment. If you're current on your mortgage payments, PMI will automatically terminate on the date when your principal balance is scheduled to reach 78% of the original appraised value of your home. If you choose to use PMI, be sure to talk with your lender about these specific details of your policy.

04/17/2022

Happy Easter 🐰 🌸