Mortgage Professional of Minnesota

06/17/2026

How Job Changes Can Impact Your Mortgage Approval Timeline: Many homebuyers are surprised to learn that changing jobs during the mortgage process can affect their loan approval. While a new position is not always a problem, lenders need to verify that your income is stable and likely to continue. If you are planning a career move while shopping for a home, it is important to understand how that decision may affect your mortgage timeline.

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06/16/2026

What happens to a reverse mortgage if Mom or Dad needs assisted living?

It's one of the most common questions families ask—and the answer may bring more peace of mind than you expect.

In this quick Reel, I explain what happens if a homeowner moves into assisted living, how long they can be away from the home, and the options families often have if the loan becomes due.

Because understanding your choices before a crisis happens can make all the difference. ❤️🏡

Watch now and learn what Minnesota families need to know.

What happens to a reverse mortgage if Mom or Dad needs to move into...

06/16/2026

Why Pre-Approval Expiration Dates Matter More Than Buyers Realize: Getting pre-approved is one of the most important first steps in the home buying process. Many buyers assume that once they receive a pre-approval letter, they are set until they find a home. In reality, pre-approvals are only valid for a limited period of time, and allowing one to expire can create delays, additional paperwork, and even changes to your borrowing power. Understanding how pre-approval timelines work can help you stay prepared when the right home becomes available.

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06/16/2026

🏡 Could your home help the people you love?

Many parents and grandparents want to help with a first home, college expenses, or unexpected financial challenges—but worry about protecting their own retirement.

In this quick video, I explain how some homeowners are using home equity as part of their retirement strategy to create flexibility for both themselves and future generations.

❤️ Help your family.
🏡 Protect your retirement.
✨ Explore your options.

🎥 Watch the full video and learn more.

06/15/2026

What happens to a reverse mortgage if Mom needs assisted living?

It's one of the most common questions families ask—and one of the least understood.

The good news? Moving to assisted living doesn't automatically create an immediate crisis. Understanding the rules and options ahead of time can help families make confident decisions during difficult transitions.

In my latest article, I explain what Minnesota families need to know about reverse mortgages, assisted living, and the options available when life changes.

📖 Read the full article: https://coleentebockhorst.com/unlock-homeownership-1/f/what-happens-to-a-reverse-mortgage-if-you-move-to-assisted-living

06/15/2026

What’s Ahead For Mortgage Rates This Week – June 15th, 2026: With the inflation reports showing their cards, the Consumer Price Index has shown to be in line with expectations, but unexpectedly the Producer Price Index has come in substantially higher than expected.

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06/14/2026

🏡 One of the biggest myths about reverse mortgages? That the bank automatically takes the home.

The truth is, heirs often have options.

If you've ever wondered what happens to a reverse mortgage when Mom or Dad passes away, this quick video explains what families need to know about inheritance, homeownership, and the protections built into FHA-insured reverse mortgages.

Knowledge brings peace of mind—and understanding your options today can help your family make confident decisions tomorrow.

🎥 Watch the reel and learn the facts.

One of the biggest myths about reverse mortgages is that the bank a...

06/12/2026

Why The Cheapest Mortgage Is Not Always The Best Mortgage: It is natural to want the lowest possible mortgage cost. Buying a home is a major financial decision, and every dollar matters. But the cheapest mortgage on the surface is not always the best mortgage for your situation. A low rate or low fee means very little if the loan structure, service, or long-term fit does not support your goals.

http://dlvr.it/TT0x0z

06/12/2026

One of the biggest misconceptions about reverse mortgages is that families automatically lose the home.

The truth? Heirs often have options.

In my latest article, I explain what happens to a reverse mortgage after a homeowner passes away, including what heirs need to know about selling the home, keeping it, and the important FHA protections designed to protect families.

Read the full article:
https://coleentebockhorst.com/unlock-homeownership-1/f/what-happens-to-a-reverse-mortgage-when-you-pass-away

06/11/2026

Many parents spend a lifetime helping their children and grandchildren succeed.

But what if you could continue supporting the people you love without putting your own retirement goals at risk?

In this short video, I discuss how some homeowners are using home equity as part of their retirement strategy to create greater financial flexibility while helping future generations.

🎥 Watch here:
https://youtu.be/Hak8UaeJTpg

If you've ever wondered whether your home equity could help you support your family while maintaining retirement confidence, this video is worth a watch.