Randy Fulsaas Miller-Hartwig Insurance Agency

02/23/2026

Nice work Ai lol

02/20/2026

Business owners: there’s a good chance your insurance has gaps… and you don’t know it.

We see it all the time across Minnesota.

Policies that look solid on the surface-but have hidden issues like:

No cyber coverage (huge risk today)
Liability limits that don’t match the business
Workers’ comp put up incorrectly
Coverage gaps between policies

Everything seems fine… until something happens.

Then suddenly, you’re paying out of pocket for something you thought was covered.

That’s not a place you ever want to be in.

At Randy Fulsaas Insurance, we take a different approach.

We shop your policy with 50+ top-rated carriers
We look for gaps and exposures others miss
We customize coverage based on your actual business
We help you get what you really have (and don’t have)

From contractors and tow companies to bars, restaurants, and retail. We know Minnesota risks and how to protect against them.

And here’s the best piece…

Most of the time, fixing these issues is simple-and can even lower your premium.

📞 Call 952-469-0411 for a free policy check
🌐 https://randyfulsaasinsurance.com/

Don’t assume you’re covered.
Let’s make sure you actually are.

Randy Fulsaas Insurance provides personal, business, and insurance by industry solutions for Lakeville, Minnesota, and MN, WI, and IA.

02/16/2026

Happy President's Day!
Today, we celebrate the leaders who helped make the foundation of our country — men who believed in preparation, accountability, and thinking ahead. Their decisions shaped the future. And that same principle applies to everyday life: the best outcomes come from planning before problems appear.
Life moves fast. Homes go up, families grow, businesses grow, and responsibilities get bigger. But many people put things up once and never revisit them again. Over time, that can create gaps you never intended. Presidents’ Day is a perfect reminder to pause and ensure everything still fits your current situation.
A simple check can bring clarity and confidence. Sometimes it confirms that you’re well protected. Other times, it uncovers small adjustments that can prevent large financial emergencies later. Either way, understanding where you stand helps you go forward with peace of mind.
We’re here to make things easy to get and straightforward — no pressure and no confusing terminology. Just honest answers so you can make informed decisions about protecting what matters most.
Enjoy the long weekend and spend time with family, and celebrate the freedom to think ahead for your future. If you ever want a quick checkup or have questions, we’re always happy to assist.
Wishing you a safe and meaningful President’s Day!

01/31/2024

Randy Fulsaas

01/31/2024

10/31/2023

Happy Halloween. # # Super Fan # # #

07/13/2023

Lunch is on me if you refer someone and I gain their business! I gained 4 new clients this week by referrals.

12/15/2022

Drive safe out there! I so remember doing donuts in my high school parking lol.

12/08/2022

I just wrote insurance on three snowmobiles this week. And felt it was a good reminder to share common hand signals. Drive safe and have fun out there!

11/28/2022

If your are interested in shopping insurance as well today? My cell is 612-760-1249 & [email protected]