03/22/2024
1st month results. She started in the 400s
Equifax ⬆️ 58 points
Transunion ⬆️ 45 points
Experian ⬆️ 56 points
Total: 156 point increase 🔥
💡 Credit Tip For Homeownership: Your Debt To Income Ratio is one of the biggest factors (besides your income and credit score) that will determine if you’re approved or denied. If you have a lot of outstanding revolving debt payment each month, work on getting those balances paid down so your payment amount can decrease. The payment amount is crucial when determining if you can actually afford the type of mortgage you desire. Be strategic and aggressive when paying down debt, trust me it means more than you realize💡
*Revolving payments: are credit card bills that the payment amount changes based on the amount owed. It’s not a fixed account like a mortgage or car note*
