Before the Affordable Care Act, healthcare premiums were just too expensive for many of us to afford. AND even if you could afford it, insurance companies would deny coverage to you if you had a pre-existing condition, making it near impossible to get coverage if you weren't 100% healthy. BY LAW, YOU NOW HAVE THE RIGHT TO HEALTHCARE that is both affordable and universally available. AND you don't
need a high income or perfect health to get insured. Your annual income, along with the number of people in your household, greatly impacts your insurance rate because it's used to determine your eligibility for “discounts” that can be applied directly to your monthly premium.
So, if you've been putting off routine health, vision or dental care for you or your loved ones because you have no health coverage, Amerus Financial will take you through all the significant medical service changes and show you what you need to do to make sure you have the coverage you need.
Remember, Open Enrollment is the only time of the year that you and your family can obtain health insurance that meets the minimum essential coverage requirements that qualifies for cost assitance. AND it's important to know that these plans can not reject you even if you have a pre-existing condition.
