SWAN Life Insurance

SWAN Life Insurance SWAN Life Insurance is an independent insurance agency specializing in Final Expense Insurance Solut

An annuity is different from most other retirement savings vehicles. It's actually a contract between you and an insuran...
07/29/2021

An annuity is different from most other retirement savings vehicles. It's actually a contract between you and an insurance company. In return for making one or more premium payments, the insurance company agrees to provide you an income stream, usually during retirement. You can elect to receive payment all at once or as a series of payments, even for the rest of your life.

What does it mean if I am a Substandard Risk? - The classification of a person applying for a life insurance policy who ...
07/28/2021

What does it mean if I am a Substandard Risk? - The classification of a person applying for a life insurance policy who does not meet the requirements set for the standard risk. An additional premium is charged on substandard risks to provide for the probability that such a person will have a shorter life span than a standard risk.

With Life Insurance the “Cash Surrender Value” is the cash amount you would get if you voluntarily terminate coverage be...
07/27/2021

With Life Insurance the “Cash Surrender Value” is the cash amount you would get if you voluntarily terminate coverage before a policy becomes payable by death or maturity. The amount is the cash value stated in the policy, minus a surrender charge, any outstanding loans and interest on those loans. The cash value represents the savings component of a life insurance policy, since you can access the money relatively quickly if you need to.

Individual Disability Income Protection is a must for a business owner, and highly recommended for executives. If you ar...
07/26/2021

Individual Disability Income Protection is a must for a business owner, and highly recommended for executives. If you are a business owner, you should consider purchasing both group and individual policies, if possible. As an executive, you should be sure to obtain group coverage if it is available. Only forty-three percent of large companies provide group long term disability insurance.

Better a witty fool than a foolish wit. William Shakespeare
07/23/2021

Better a witty fool than a foolish wit. William Shakespeare

You can purchase term life insurance for 10, 15, 20 or 30 years. As long as you pay your premiums on time, your policy w...
07/22/2021

You can purchase term life insurance for 10, 15, 20 or 30 years. As long as you pay your premiums on time, your policy will remain active. If something happens to you while the policy is active, your beneficiary will receive a death benefit for the amount of the policy.

Question: When are gift taxes due and who pays them?Answer: Gift taxes are due on certain transfers of wealth. If and wh...
07/21/2021

Question: When are gift taxes due and who pays them?
Answer: Gift taxes are due on certain transfers of wealth. If and when gift taxes are due, the donor is liable for them. The recipient of the gift is not taxed. (Note that gifts to charity are not subject to gift taxes.)

Long Term Care is the type of care received either at home or in a facility, when someone needs assistance with activiti...
07/20/2021

Long Term Care is the type of care received either at home or in a facility, when someone needs assistance with activities of daily living, such as bathing and dressing due to an accident, an illness or advancing age.

Question: Is my disability income taxable?Answer: Money received from worker's compensation for sickness or illness is n...
07/19/2021

Question: Is my disability income taxable?
Answer: Money received from worker's compensation for sickness or illness is not subject to income tax. Amounts received under a private accident policy for which you pay the premiums are also nontaxable. To the extent your employer pays the insurance premiums, your benefits will be subject to tax. The punitive damage amount in any legal settlement, if any, is generally includible in taxable income as is any interest included in the damage award.

A friend may well be reckoned the masterpiece of nature. Ralph Waldo Emerson
07/16/2021

A friend may well be reckoned the masterpiece of nature. Ralph Waldo Emerson

A fixed annuity can help you accumulate tax-deferred earnings as part of your overall retirement plan. Annuities offer t...
07/15/2021

A fixed annuity can help you accumulate tax-deferred earnings as part of your overall retirement plan. Annuities offer the opportunity for lifetime payments and tax-deferred earnings and provide a guaranteed death benefit for your beneficiaries. All guarantees are backed by the continued claims-paying ability of the issuing insurance company.

With Life Insurance Preferred Rates are cheaper insurance for people who can prove they are a lower risk to the insuranc...
07/14/2021

With Life Insurance Preferred Rates are cheaper insurance for people who can prove they are a lower risk to the insurance company. Considerations to determine risk include gender, smoking habits and other health-related factors, such as lifestyle, physical build and nature of profession, as well as an individual’s personal and family health record. Preferred rates lead to large cost savings to life insurance applicants who qualify.

Address

Lakeland, FL
34560

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14078834785

Website

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