12/16/2025
Keep your low first-mortgage rate — still access your home’s equity.
This fixed-rate HELOC was a great option for a homeowner who didn’t want to refinance their first mortgage.
✔ Completed in one day
✔ No appraisal needed in most cases
✔ No out-of-pocket costs
✔ Income verified securely through bank login
✔ Funds available after the standard 3-day rescission period
📆 This client completed everything on Friday and will receive funds by Wednesday.
💳 Used proceeds to pay off high-interest debt costing about $2,300/month
➡️ New payment: about $675/month
📉 $99,000 Fixed-Rate HELOC
📉 7.30% Fixed APR
📆 30-Year Amortization | 5-Year Draw Period
Your home is used as collateral. Subject to credit approval. Not all applicants will qualify.
📍 Anywhere in FL
📩 Message me to see if this option fits your goals.
Autumn Strickland
Mortgage Loan Originator
Custom Rate Mortgage
NMLS #1516184
Equal Housing Lender