Ben Lavender - Team Leader / Senior Mortgage Loan Originator

Ben Lavender - Team Leader / Senior Mortgage Loan Originator NMLS # 1028176

Call us at 516-888-5131
or email us at
[email protected]

Wondering how much you need to put down? 🤔⁠This cheat sheet breaks it all down by loan type, occupancy, and property typ...
08/25/2026

Wondering how much you need to put down? 🤔⁠
This cheat sheet breaks it all down by loan type, occupancy, and property type. From FHA to VA to Bank Statement loans, we’ve got options for every situation.⁠
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Whether you're a first-time buyer or an investor, let’s find the right fit for your budget and goals.⁠
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Self-employed and ready to buy a home? 🏡💼 Getting pre-approved doesn’t have to be complicated when you know exactly what...
08/18/2026

Self-employed and ready to buy a home? 🏡💼 Getting pre-approved doesn’t have to be complicated when you know exactly what you need! Here’s your document checklist to make the process quick and smooth.

✅ ID Verification: Driver’s License and Social Security Card or Passport
✅ Employment & Income Verification: 2 years of business tax returns and 2 years of personal tax returns (1040s)
✅ Real Estate & Mortgage: Most recent mortgage statement and declarations page of your homeowner’s insurance policy

Let’s make sure your file is clean, complete, and ready for underwriting so you can focus on finding your dream home. 💪

Ready to get pre-approved and start shopping for your dream home? 🏡✨ Here’s your quick document checklist for W2 employe...
08/11/2026

Ready to get pre-approved and start shopping for your dream home? 🏡✨ Here’s your quick document checklist for W2 employees because the faster we get your docs, the faster you get your keys! 🔑

✅ ID Verification: Driver’s License and Social Security Card or Passport
✅ Employment & Income Verification: Last 30 days of paystubs, 2 years of W2s, and 2 years of personal tax returns
✅ Real Estate & Mortgage: Most recent mortgage statement and declarations page of your homeowner’s insurance policy

Let’s make sure your file is airtight before we send it to underwriting—smooth and stress-free from start to close. 💪

🔍 Ever wondered what actually happens after you apply for a mortgage?That’s where underwriting comes in — the behind-the...
08/08/2026

🔍 Ever wondered what actually happens after you apply for a mortgage?
That’s where underwriting comes in — the behind-the-scenes process that decides if your loan gets the green light.

It might sound technical, but it’s all about protecting you and ensuring you're set up for success.
📲 Want to feel confident walking into underwriting? I’ll help you prepare like a pro.

Simple. Smooth. Straight answers.That’s how a mortgage should feel. Let’s get you there. 🏡💼
08/06/2026

Simple. Smooth. Straight answers.
That’s how a mortgage should feel. Let’s get you there. 🏡💼

Seller concessions can be the secret weapon to making homeownership more affordable.⁠⁠
08/04/2026

Seller concessions can be the secret weapon to making homeownership more affordable.⁠
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Fast, helpful, and focused on your best option.That’s how we work and why clients keep coming back. 💼🏡 ...
08/03/2026

Fast, helpful, and focused on your best option.
That’s how we work and why clients keep coming back. 💼🏡

Home equity = wealth building. 💰🏠If you're a homeowner, this is the #1 term you need to know.Equity isn’t just a number...
08/01/2026

Home equity = wealth building. 💰🏠
If you're a homeowner, this is the #1 term you need to know.
Equity isn’t just a number — it’s your key to financial freedom, future upgrades, or even funding a new purchase.

💬 Want to know how much equity you have (or could have)? Let’s run the numbers.

We don’t just make it possible—we make it easy.Grateful to help first-time buyers turn “maybe” into “homeowner.” 🏠✨ ...
07/30/2026

We don’t just make it possible—we make it easy.
Grateful to help first-time buyers turn “maybe” into “homeowner.” 🏠✨

Appraisal rules aren’t one-size-fits-all! 🏡🔍 Swipe to compare what’s required for Conventional, FHA, and VA loans.⁠⁠✅ No...
07/28/2026

Appraisal rules aren’t one-size-fits-all! 🏡🔍 Swipe to compare what’s required for Conventional, FHA, and VA loans.⁠
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✅ Not all loans have the same standards when it comes to appraisals. Some are more flexible, others more thorough — especially when it comes to health, safety, and condition of the property.⁠
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📋 Here's what you'll learn in this post:⁠
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Which loan type allows cosmetic issues ✅⁠
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Which ones require stricter safety repairs 🚧⁠
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The kinds of issues that could delay closing 🛑⁠
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Save this for later and share with anyone shopping for a home — it could help them avoid last-minute surprises! 💡⁠
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Address

3 Dakota Drive, Suite 100
Lake Success, NY
11042

Telephone

+19176707878

Website

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