Joshua Lonborg NMLS-934895

10/08/2026

If you're thinking about buying, here are 3 reasons Fall could be the time. 🍂🎃

1. Less buyer competition - By fall, buyer activity typically cools, which can mean less competition for available homes.
2. More negotiating power - As the busy selling season winds down, sellers may be more willing to negotiate on price or offer concessions.
3. Sellers may be more motivated - A seller who listed earlier in the year but hasn't sold may have more incentive to make a deal before winter.

Ready to pursue your homeownership goals this Fall? Let's connect.

05/02/2026

Spring is certainly here, the mountain is nearly bare.

But if the sunshine and the warm air have you dreaming about a place to call your own - that is actually my job. Rates are in the low 6s and the spring market is moving.

Let's talk.

Licensed in Oregon and Washington.

*Directors Mortgage: Information subject to change without notice. Qualified borrowers only. This is not a commitment to lend. NMLS #3240. Equal Housing Opportunity.

Call now to connect with business.

04/19/2026

Rates just hit a 5-week low last week, fingers-crossed it keeps rolling

The 30-year fixed is hovering right around 6% — down nearly half a point from where it was just a few weeks ago. That's a real shift, and for buyers who've been watching from the sidelines, it's worth paying attention to.

Will it last? Honestly, nobody knows. The market has been moving fast and the conditions driving rates down could just as easily reverse.

What I do know: windows like this are worth a conversation. Whether you're buying, refinancing, or just want to know where you stand, let's talk.

Drop a comment or send me a message. Link in bio.

*Directors Mortgage: Information subject to change without notice. Qualified borrowers only. This is not a commitment to lend. NMLS #3240. Equal Housing Opportunity.*

04/12/2026

Every mortgage payment is a deposit into your future — not your landlord's.

Equity builds quietly. Month by month. Year by year. Until one day you look up and realize your home has been working for you the whole time.

If 2026 is the year you start building - let's talk.

Call now to connect with business.

03/31/2026

March is done. Spring market is just getting started. 🌱

If buying a home or refinancing is on your 2026 radar, now is a great time to build the plan — so when the moment hits, you're ready to move instead of scrambling to catch up.

The buyers who feel the most confident are usually the ones who gave themselves a little runway. Whether you're 30 days out or 6 months away, a quick conversation can bring a lot of clarity.

No pressure, no obligation — just a plan that works for you. Drop a comment, send me a message, or hit the link in my bio to get started. 🏡

09/05/2018

It's true.

08/20/2018

I love getting these emails with my customer survey results.

"Josh was on the ball with everything! When we switched over to him he got caught up very quickly and followed through with everything that was promised. Super friendly and patient. Couldn’t say enough good things and I will definitely refer others to him!"

07/24/2018

Just got another appraisal waiver on a refinance! That is a good feeling for everyone involved.

05/29/2018

How many of these trails have you been on?

From thru-hikes to road trip routes, these Pacific Northwest trails have received a national designation.

05/25/2018

It's great to see Millennials driving the market.

Millennials dominated the home-buying market in the last year, and unmarried women out-bought unmarried men across all generations.