MAC Insurance, Inc

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MAC Insurance, Inc Helping people understand their insurance to help them make better educated insurance decisions.

Hello,
My name is Michael Carmona and welcome to my Agency page. I have been in insurance since July of 2012 where I started in Health and later got into Life in November 2012 and finally came on board with Farmers as a producer in December 2012 and have loved it ever since. In July 2013 I decided to start my own agency and in August I made that happen. I grow my agency not by selling insurance but by educating people on their insurance and letting them know that they're options available to them. I always have the best interest of my clients in mind and will continue to build my agency based on that idea.

Fall tends to arrive before we know it, bringing cooler days and plenty of changes. No matter what the season brings, ou...
10/15/2026

Fall tends to arrive before we know it, bringing cooler days and plenty of changes. No matter what the season brings, our team at MAC Insurance, Inc. is always here to support you.

If new questions or needs come up this fall, just reach out. We're here to help whenever you need us at (971) 238-2502.

Most people have home and auto insurance, but many don’t realize their policies may not fully protect them if a major cl...
10/13/2026

Most people have home and auto insurance, but many don’t realize their policies may not fully protect them if a major claim hits.

When a serious accident or lawsuit goes beyond your existing coverage limits, you’re suddenly responsible for the difference — and that can add up fast. That’s where umbrella insurance makes a big impact.

An umbrella policy adds an extra layer of liability protection, helping cover expenses that would otherwise come out of your pocket. It’s often surprisingly affordable and can be one of the simplest ways to safeguard your assets and peace of mind.

If you’re wondering whether umbrella coverage is a good fit for your situation, our team is always here to help you explore your options and understand the potential benefits.

October 12th is Indigenous Peoples' Day, and our team is taking time to honor the cultures, histories, and ongoing contr...
10/12/2026

October 12th is Indigenous Peoples' Day, and our team is taking time to honor the cultures, histories, and ongoing contributions of Indigenous communities across North America.

As an Oregon-based agency, we recognize how deeply Indigenous traditions and perspectives shape the story of this region and the country as a whole. Days like this encourage all of us to learn, reflect, and appreciate the communities whose knowledge and stewardship continue to influence our lives.

If you're looking for a meaningful place to explore Indigenous history and culture, the Smithsonian's Native Knowledge 360° program offers thoughtful, community-informed resources: https://americanindian.si.edu/nk360

We hope today inspires reflection, learning, and conversation.

As we move into fall and the days get shorter, deer activity starts to spike — especially around dawn and dusk. That mea...
10/06/2026

As we move into fall and the days get shorter, deer activity starts to spike — especially around dawn and dusk. That means more unexpected crossings and a higher risk for accidents, particularly for businesses with employees on the road.

Our team wants to help you keep your drivers and vehicles safe, so we’re sharing a few seasonal reminders to stay alert, avoid sudden swerving, and give yourself extra time on darker morning and evening routes.

If you're unsure what your commercial auto policy covers or want a quick review before fall arrives, we’re here to help. Connect with us anytime to go over your business vehicle coverage and make sure you’re protected where it matters most.

October is Breast Cancer Awareness Month, and it's an important reminder of how powerful early detection can be. Routine...
10/01/2026

October is Breast Cancer Awareness Month, and it's an important reminder of how powerful early detection can be. Routine screenings continue to play a key role in catching breast cancer early, when treatment options are often most effective.

We’re sharing a few key facts and statistics to help you stay informed and proactive about your health.

Many health insurance plans include preventive screenings at little or no cost, and our team is here to help you understand what your coverage includes. If you're unsure whether your plan covers preventive breast cancer screenings, we’re always happy to answer questions.

Medicare’s annual election period (AEP) might feel far away, but the best time to ask questions is long before the deadl...
09/27/2026

Medicare’s annual election period (AEP) might feel far away, but the best time to ask questions is long before the deadlines hit.

When you start exploring your Medicare options early, you give yourself time to understand what is actually covered, compare plans that fit your doctors and prescriptions, and avoid last-minute stress or rushed decisions.

A simple conversation now can make your AEP enrollment window choices between October 15th to December 7th clearer, calmer, and more confident.

If you’re unsure where to start or what to ask, reach out. We’re here to walk with you through your Medicare questions, step by step.

Keeping your home safe is a priority for many families, and even small security improvements can make a meaningful diffe...
09/24/2026

Keeping your home safe is a priority for many families, and even small security improvements can make a meaningful difference. Burglary can be emotionally unsettling and financially costly, but a few practical steps can help reduce your risk.

Simple changes—like better lighting, secure locks, and careful handling of valuables—can strengthen your home’s protection. And while these tips are helpful, they can’t fully prevent theft or protect you from the financial impact of a break‑in.

That’s where the right homeowners insurance matters. Making sure your policy includes theft coverage—and that the limits truly fit your needs—is key to protecting your home and belongings.

If you’re unsure whether your current coverage is enough, our team at MAC Insurance, Inc. is here to walk you through your options. Feel free to reach out and ask us anything.

Safety practices and strong documentation play a major role in how construction insurance premiums are calculated. At MA...
09/23/2026

Safety practices and strong documentation play a major role in how construction insurance premiums are calculated. At MAC Insurance, Inc., we know your safety record, loss history, and jobsite protections all shape your overall risk profile.

If you’re looking to strengthen your approach, here are a few areas worth reviewing:
• Jobsite safety procedures
• Incident and loss records
• Employee training documentation
• Protective measures and protocols

Better records and safer worksites can make a real difference.

If you have questions about construction insurance or how your documentation may impact coverage options, our team is here to help at any time.

Hard to believe there are only 100 days left in the year. As things get busy, this is a great moment to pause and think ...
09/22/2026

Hard to believe there are only 100 days left in the year. As things get busy, this is a great moment to pause and think about what’s changed in your life since January.

Big milestones are worth celebrating — but they’re also moments when insurance needs can shift. If your policies haven’t kept up, you might have gaps you don’t even realize.

Here are a few life events that can impact your coverage:

• Buying or renovating a home
• Purchasing a new car
• Changes in your household or family
• Inheriting or purchasing valuables
• A new job, promotion, or major financial change

If any of these feel familiar, our team at MAC Insurance, Inc. is here to help make sure your coverage still fits your life today.

Reach out anytime if you’d like a quick, no-pressure review. We’re here to help you protect what matters most.

Life changes fast, and some of those shifts can impact your health insurance in ways that aren’t always clear in the mom...
09/17/2026

Life changes fast, and some of those shifts can impact your health insurance in ways that aren’t always clear in the moment. That’s why understanding Special Enrollment Periods can make such a difference.

A Special Enrollment Period gives you a 60‑day window before or after certain qualifying events to update or enroll in coverage outside the regular Open Enrollment Period. If you’ve experienced any of these recently, our team can help you explore your options:

• Marriage, divorce, or welcoming a new baby
• Moving to a new ZIP code, county, or state
• Turning 26 or losing job‑based coverage
• Changes in income or household size
• Becoming eligible for Medicare at 65 or gaining U.S. citizenship

If any of these sound familiar, we’re here to make the process easier. Give our team a call at (971) 238-2502—we’re always happy to help you navigate your health coverage during a Special Enrollment Period.

Address

5200 Meadows Road Ste 150
Lake Oswego, OR
97035

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm

Telephone

+19712382502

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