MacKay Team

06/02/2026

June is National Homeownership Month 🏡 A home is more than four walls. It's where milestones happen, routines are built, and families put down roots. For every person on a
different part of the journey, homeownership means something uniquely powerful. This month, we're celebrating all of it. ❤ What does home mean to you?

06/01/2026

As your equity grows, your payment can change. Reaching 20% could open the door to removing private mortgage insurance (PMI) and creating more flexibility.* *Not a guarantee for all loan types. Speak to a loan officer for your specific situation.

05/29/2026

💰 FINANCE FRIDAY TIP

Mortgage Tip:
👉 Don’t shop for a home based on the price—shop based on the monthly payment. A home’s list price doesn’t tell the full story.

Monthly payments can change based on:
Interest rate
Taxes and insurance
Down payment amount

Understanding your comfortable monthly payment before house hunting can help you:
Avoid stretching your budget
Make more confident decisions
Enjoy homeownership long‑term

A little clarity upfront can save a lot of stress later.

05/28/2026

5.0 star review received on Experience.com for Don MacKay by Wolfgang S - Working with Don MacKay was a smooth experience. Don explained everything clearly, kept me updated the whole time, and made the process feel manageable. Super responsive, easy to talk to, and genuinely helpful from start to finish. Really appreciate all of Don's help and would definitely recommend them to anyone looking for a mortgage lender.

Click to see all 194 reviews of Don MacKay, Branch Leader

05/27/2026

Rent builds someone else’s wealth. Ownership builds yours. When you’re ready for your payment to work harder, let’s talk.

05/27/2026

The best time to prepare for buying a home is before you find “the house.”

When you start with financing clarity, a realistic timeline, and a solid plan, everything feels more manageable—decisions are easier, stress is lower, and confidence is higher.

Preparation doesn’t take the excitement out of buying—it protects it. ✨ Preparation creates confidence.

05/26/2026

If you’re renting, you’ve probably heard, “Just keep renting until you’re ready.” 🤔 But ready looks different for everyone.

Renting can make sense for certain seasons of life—but for many first‑time buyers, homeownership can better support long‑term goals. 🏡

Buying may offer more stability, the chance to build ownership, and a clearer plan for the future.

You don’t have to have everything figured out to start. Most buyers begin by understanding their options and what steps could make sense next.

My role as a loan officer isn’t to push—it’s to help you decide if homeownership fits your situation now, or what could help it fit in the future.

If you’re renting and wondering whether waiting is the right move, I’m always happy to talk it through. 💬 Sometimes clarity starts with a simple conversation.

05/25/2026

We're grateful for the men and women who gave their lives in service to this country, and for the families who carry that loss. Take a moment to reflect on the sacrifices that make our freedom possible.

05/22/2026

Thinking about a condo? Financing rules are changing, and timing is starting to matter more. Knowing what’s shifting can help you plan with confidence. http://bit.ly/4nK6VwD

05/22/2026

How Fast Communication Saves Deals Right Now
In today’s market, speed matters—but clear communication matters more.

Quick responses can:
Keep offers competitive
Prevent small issues from becoming big problems
Keep everyone aligned from contract to closing
When buyers, agents, and lenders stay in close contact, deals move forward with less stress and fewer surprises.

If you’re buying right now, make sure your team communicates quickly, clearly, and consistently. It makes a bigger difference than most people realize.