PrimeLending - Portland Central

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PrimeLending - Portland Central PrimeLending is your mortgage expert and helps you find the best home financing. Contact us now! Don't believe us? Contact us today!

PrimeLending, A PlainsCapital Company - Portland Central is your expert for mortgage, refinance, and renovation loans for over 35 years. We care about your new milestone and will guide you through each step of the process. With resources from mortgage calculators, in-depth loan articles, and a breakdown of our loan process, we can help you get one step closer to your future home. Our team doesn't just care about finding you a home, we want to help you find your dream home with the best financing available today. Check out the thousands of reviews from happy homebuyers and customers! We're excited to get to know you and your home needs.

If your current mortgage rate is lower than what’s available now, refinancing may not feel like the right move. A home e...
08/27/2026

If your current mortgage rate is lower than what’s available now, refinancing may not feel like the right move. A home equity loan* may let you borrow against your equity while keeping your current mortgage and rate in place.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

08/26/2026

Happy National Dog Day from the pets of PrimeLending to yours! Tell us which PrimeLending pup is your favorite in the comments.

Trying to lower your monthly mortgage payment? Take a look at whether PMI (private mortgage insurance) is still included...
08/25/2026

Trying to lower your monthly mortgage payment? Take a look at whether PMI (private mortgage insurance) is still included.

As you pay down your loan or your home’s value increases, you may build enough equity to cancel PMI, depending on the loan product, and lower what you pay each month.

Finding the right home can feel exciting—until the down payment makes it seem out of reach.For qualified buyers in rural...
08/24/2026

Finding the right home can feel exciting—until the down payment makes it seem out of reach.

For qualified buyers in rural areas, USDA financing may offer a path forward with 0% down.

A traditional paycheck isn’t the only way people earn a living. For buyers with multiple income streams, contract work o...
08/23/2026

A traditional paycheck isn’t the only way people earn a living. For buyers with multiple income streams, contract work or who are self-employed, the challenge can be accurately showing their financial history.

At PrimeLending, we offer loan options that evaluate your full financial picture to give you a better view of what could work for you.

08/22/2026

The first year in a new home can come with extra expenses.

PrimeLending’s 40th Birthday Buydown may lower your effective interest rate by 1% during the first year on eligible FHA, VA and USDA purchase loans.* This offer ends soon, and we’re paying the buydown cost.

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 7/13/26 and 8/21/26. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Availability subject to investor guidelines. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

Wondering how to build your savings back up after unexpected expenses pop up?A cash-out refinance* may let a homeowner r...
08/21/2026

Wondering how to build your savings back up after unexpected expenses pop up?

A cash-out refinance* may let a homeowner replace the current mortgage with a new one and receive part of the home’s equity as cash.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

Concern about your credit score shouldn’t keep you from learning what you may be able to afford. A soft credit pull is a...
08/20/2026

Concern about your credit score shouldn’t keep you from learning what you may be able to afford. A soft credit pull is a check on your credit report that does not impact your credit score since it is not for the purpose of approving a credit application. It gives you valuable insight into the type of home loan you can qualify for without having to make an application which would require a hard credit pull (which can affect your credit score as it is used for approving an application for credit).

*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

PITI stands for principal, interest, property taxes and homeowners insurance—the four costs that commonly make up your m...
08/19/2026

PITI stands for principal, interest, property taxes and homeowners insurance—the four costs that commonly make up your monthly payment. Looking at all four together can help you build a budget with fewer surprises.

Did you know homeowners’ net worth is nearly 38 times higher than renters’? Homeownership is about more than having a pl...
08/18/2026

Did you know homeowners’ net worth is nearly 38 times higher than renters’? Homeownership is about more than having a place of your own. It can also be a long-term way to build financial security.

Source: Investopedia, 2026

Scrolling your phone wondering how to make homeownership happen? You’re in the right place.PrimeLending’s Down Payment E...
04/27/2026

Scrolling your phone wondering how to make homeownership happen? You’re in the right place.

PrimeLending’s Down Payment EDGE* program helps make buying a home more attainable with:

✅ 3.5% or 5% repayable assistance
✅ No income limits
✅ Not just for first-time buyers — open to repeat buyers too!

Whether it’s your first home or your fourth, this program boosts FHA and USDA loans, and is designed to help you move forward with confidence.

Ready to take the next step? Send us a message to learn more.

Product info as of 04/23/26, subject to change. *Certain restrictions apply, subject to down payment assistance program guidelines. Must be paired with program's first lien FHA or USDA product. Available in all states except New York (not available in U.S. territories). Please contact your PrimeLending loan officer for more details.

Would you rather spend your weekends enjoying your home than maintaining it? You're not alone.Nearly 1 in 5 new homes be...
04/25/2026

Would you rather spend your weekends enjoying your home than maintaining it? You're not alone.

Nearly 1 in 5 new homes being built are townhomes* which goes to show that more homebuyers are choosing townhomes for the freedom that comes with lower-maintenance living. You still get a place that's yours with a more manageable footprint and more room in your schedule for the things you actually enjoy.

Found a place you love? Let's make it yours. DM us to create your buying gameplan.

*Source: National Association of Home Builders (NAHB) analysis of U.S. Census Bureau housing starts data.

You don't have to accept the first rate you’re shown. A lot of first-time homebuyers see a number and assume that's just...
04/24/2026

You don't have to accept the first rate you’re shown. A lot of first-time homebuyers see a number and assume that's just the cost of buying a home right now. In reality, the rate you're quoted can change depending on your mortgage options and how the loan is set up.

Want your mortgage to fit your life? DM us and we'll run your numbers to see what you could qualify for.

Wishing you could close loans at the speed you sell?Our automated document collection and real-time AUS validations help...
04/23/2026

Wishing you could close loans at the speed you sell?

Our automated document collection and real-time AUS validations help deliver cleaner files going into underwriting from the start, so you spend less time circling back for missing pieces.

And behind the tech, our operational teams keep loans moving forward while you focus on building your pipeline.

Ready to see what your production could look like here? Message us to book a call.

Whether it's drafty windows that let in cold and leak heat, an HVAC system piling onto your electricity bill, or insulat...
04/22/2026

Whether it's drafty windows that let in cold and leak heat, an HVAC system piling onto your electricity bill, or insulation that has seen better days, most homes have something that is quietly wasting energy.

Instead of relying on a "quick fix" to get you through the next season, get a renovation loan to help you get your project done right (and make your home more comfortable again).

Have a home improvement project in mind? Let's connect and we can walk you through your renovation loan options.

Your home equity has been quietly growing for years. Why not use it while you can enjoy it?A home equity line of credit ...
04/21/2026

Your home equity has been quietly growing for years. Why not use it while you can enjoy it?

A home equity line of credit (HELOC)* can turn a portion of that equity into added buying power, which can help when the time comes to purchase another home.

Curious how much equity you might be sitting on? Reach out and we can run the numbers with you.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

Buying your first home should feel like a step forward, not a puzzle you have to solve by yourself.With the right guidan...
04/20/2026

Buying your first home should feel like a step forward, not a puzzle you have to solve by yourself.

With the right guidance, the process becomes much clearer. We'll walk you through each step, explain what matters, and make sure you always know what's coming next. The goal is simple, help you feel confident in your decisions from our first conversation to the closing table.

Ready to start the journey? Let's talk about your next steps.

Between rent, bills, and life, saving up for a 20% down payment can feel like a slow climb. But, what many homebuyers ma...
04/17/2026

Between rent, bills, and life, saving up for a 20% down payment can feel like a slow climb. But, what many homebuyers may not realize is that there are loans designed to help with the down payment. A down payment assistance program* (DPA) helps make it possible to buy your home without having to use your life savings. Let's connect to discuss your DPA options.

*Certain restrictions apply. Not available in all areas. Please contact your PrimeLending loan officer for more details.

Want to be a homeowner but wouldn't mind skipping the yardwork? Condos strike a great balance. You own your space, but w...
04/16/2026

Want to be a homeowner but wouldn't mind skipping the yardwork? Condos strike a great balance. You own your space, but without the level of maintenance that comes with a larger property.

And when it comes to financing, condos are simply another type of home purchase. With a lender who regularly handles condo loans, the process can feel just as smooth as financing any other home.
Sometimes the right move isn't about more space. It’s about finding the place that fits your life.
DM us to talk through your condo financing options.

Are you in the medical field? Your path to homeownership can look different, especially when student loans or non-tradit...
04/15/2026

Are you in the medical field? Your path to homeownership can look different, especially when student loans or non-traditional income are part of the picture. PrimeLending offers competitive fixed and adjustable-rate options, plus flexible underwriting that considers student loan obligations, employment contracts, and early-career income trends. With financing options up to 100%, we're here to make homeownership more accessible for those in the medical field.

Program Highlights*:
No mortgage insurance required
Student loan flexibility
100% max LTV
0-6 month required reserves
50% max debt to income (DTI)
$100k min - $2M max loan amount

Product info as of 3/12/26, subject to change.
*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply. Borrowers must hold a minimum of an M.D., D.O., D.D.S., DNP, DNAP or D.M.D. degree and have an active employment contract (or verification of terms of employment acceptance). MD, DO, DDS, DMD, MD, DO, PharmD, VMD, DPM, CRNA and medical residents, fellows, or interns with above mentioned degree are eligible. This program is not available for Chiropractors. Contact your PrimeLending loan officer for more details.

Address

5800 Meadows Road #160
Lake Oswego, OR
97035

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+15035751363

Website

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