Kody Porter VP of Mortgage Lending at Rate NMLS 1188645

09/21/2026

Comparing rates is important but it’s only part of the picture. A lender’s experience, process and platform could make or break your entire homebuying experience. See how choosing the right lender makes all the difference:
https://myoc.io/lendingwithkody/KpcIh



NMLS # 1188645

09/19/2026

You don’t always need to put 20% down. While PMI (Private Mortgage Insurance) is often required on certain loans, it’s also a powerful tool that can help qualified buyers purchase their home sooner, without having to wait and save up for a larger down payment. The more you know, the more options you have.

Ready to expand your homebuying vocabulary?

https://myoc.io/lendingwithkody/rJeGc

NMLS # 1188645

09/18/2026

Buyers are still steadily entering contracts, even with mortgage rates higher than a year ago. Pending home sales in specific markets still show an increase with stronger buying power created by job gains and income growth.

Understanding the market is the first step. Let’s talk about how to make your next move with confidence.
https://myoc.io/lendingwithkody/eovM2



NMLS # 1188645

09/17/2026

Start. Your. Engines. We’re maximizing your buying power with increased conforming loan limits available NOW.

Questions? Let’s chat.
https://myoc.io/lendingwithkody

NMLS # 1188645

09/17/2026

Today’s decision creates new opportunities … as long as you know how to approach the market. A rate increase isn’t necessarily a bad thing since it could lead to more inventory and less competition. With fewer homebuyers out there, motivated sellers may be more flexible at the offer table.

If you’ve been on the hunt for a new home, let’s talk about how you could use these conditions to your advantage.
https://myoc.io/lendingwithkody/AT9hO



NMLS # 1188645

09/16/2026

09/14/2026

Renting may offer short-term flexibility, but buying a home might help you build long-term stability. Let’s break down the numbers and see what works best for your situation. Get started at
https://myoc.io/lendingwithkody/pa6qE



NMLS # 1188645

09/10/2026

If you’re looking to buy a house, the market is shifting in your favor. Decreased existing-home sales means more inventory, which creates homebuyers have better opportunities to negotiate.

Let’s talk if you’re looking to head to the offer table with some serious leverage.
https://myoc.io/lendingwithkody/69VaX



NMLS # 1188645