Kody Porter VP of Mortgage Lending at Rate NMLS 1188645

08/19/2026

08/18/2026

Pending home sales declined in July across all four regions, with signed contracts down from both last month and last year. More available homes could give buyers more to compare, while shifting activity means timing, budget and loan strategy matter. With the right options, you can better understand what fits your goals in a changing market.

Let’s review what today’s housing market trends could mean for your homeownership goals.
https://myoc.io/lendingwithkody/RddD6



NMLS # 1188645

08/12/2026

Renting can be the right fit for a season. But when your goals start changing, it may be time to understand what ownership could make possible.

I can help you compare the numbers and plan for what comes next.
https://myoc.io/lendingwithkody/Dku1C



NMLS # 1188645

08/11/2026

Decreasing existing-home sales and a stubborn mortgage rate creates opportunity if you know how to navigate it. With a Loan Officer at your side, a long-term plan could help you take advantage of more inventory and sellers eager to close.
https://myoc.io/lendingwithkody/Y7NyD



NMLS # 1188645

08/10/2026

Return on investment is not the only reason to improve a home. Sometimes a project is worth it simply because it makes the place yours. What is the best or worst project ROI you have seen? Drop it in the comments.

And if you are considering a project of your own, reach out anytime and let’s talk through how it fits your bigger picture.
https://myoc.io/lendingwithkody/jL8z1



NMLS # 1188645

08/06/2026

Be honest, did you get it before the reveal? Property taxes are sneaky like that. They can shift over time as your local assessment changes, which is one reason your monthly costs can climb even when your rate stays put. Knowing what drives those changes puts you ahead.

Drop your guess in the comments and tell me if you got it. Then reach out anytime you want to walk through what is really behind your mortgage.
https://myoc.io/lendingwithkody/eG8DG



NMLS # 1188645

08/05/2026

Home sales increased in Q2 as median home prices rose in 80% of U.S. metro markets. Today’s market could look different depending on where you live, your budget and whether you’re buying, selling or building equity. With the right loan options, you have more ways to plan around rising mortgage rates and changing conditions.

Let’s review what today’s housing market trends could mean for your homeownership goals.
https://myoc.io/lendingwithkody/KXuMX



NMLS # 1188645

07/30/2026

A steadier rate environment gives you more control as you think about buying or refinancing. Instead of reacting to constant changes, you can focus on timing, budget and what makes sense for your next move. As the economy grows, jobs stay steady and inflation remains elevated, the Fed has decided to keep rates where they are.

I’ll help break it down and map out what’s next for you.
https://myoc.io/lendingwithkody/jsAHm



NMLS # 1188645