Dave Rankin - Mortgage Specialist NMLS - 2115441

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Lake Oswego, OR
Dave Rankin - Mortgage Specialist NMLS - 2115441

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Mortgage Specialist - specializing in residential mortgage loans, refinances, conventional, FHA, Jumbo, First-time Home Buyers & Investment properties.

Licensed in AZ, CA, OR & WA. Directors Mortgage Inc. NMLS 3240 Equal housing opportunity Originally from the San Francisco Bay Area, Dave began his professional journey in luxury hospitality at Pebble Beach Resorts, where he managed some of the most prestigious dining establishments in the country. In 2013, he and his wife relocated to Portland, where Dave joined Directors Mortgage. He became licensed in the beautiful western states of Arizona, California, Oregon, and Washington. He has since relocated to the Phoenix metro area to continue serving clients in one of the nation’s most dynamic real estate markets. With over 20 years of experience in private clubs, resorts, and hospitality, Dave brings a unique ability to deliver exceptional service and consistently exceed client expectations. His transition into the mortgage industry was a natural extension of his passion for helping people. Drawing from his hospitality background, Dave offers a personal touch and is committed to creating seamless, stress-free experiences for every client. A proud graduate of Arizona State University with a bachelor’s degree in Communication, Dave understands the importance of clear and consistent communication throughout the home-buying journey. He knows that purchasing a home is one of life’s biggest milestones, and he’s dedicated to making the experience positive, informed, and memorable. Dave believes in building lasting relationships. To him, these aren’t just transactions—they’re opportunities to truly connect. As he puts it: “They aren’t just clients; they’re friends for life!”

When he’s not helping clients achieve their homeownership goals, Dave enjoys home improvement projects, discovering great local restaurants, and traveling with his wife, Victoria. Above all, he treasures time as a playful and devoted dad to their three young children.

09/16/2026

🏡 YES… WE FINANCE MANUFACTURED HOMES!

And not just manufactured homes on private land…

🌴 We can finance homes located in manufactured-home parks, too!
That’s a BIG deal — and something many buyers don’t realize is possible.

And forget the old “trailer park” stereotype. Some of today’s manufactured-home communities are beautiful and can offer amenities like:

🏊 Pools & spas • 🏋️ Fitness centers • 🏓 Pickleball • 🏌️ Golf • 🐕 Dog parks • 🌴 Clubhouses • 🚶 Walking paths • 🎉 Community events

Manufactured homes can offer affordable homeownership, beautiful living spaces, great communities, and the opportunity to OWN instead of automatically assuming you have to rent.

Private land OR in a park — I CAN HELP. 🏡🔑

📲 Let’s talk manufactured-home financing.

Financing, property and community eligibility vary. Park homes may include monthly space rent and other fees.

09/14/2026

🎸 THE ’80s TOPPED THE CHARTS… IN MORE WAYS THAN ONE. 📈

Big hair. Heavy metal. Trans Ams. Brick phones. 🤘

And mortgage rates that absolutely ROCKED — just not in a good way. 😂

In October 1981, the average 30-year fixed mortgage rate hit a record 18.63%, the highest level in Freddie Mac’s historical series dating back to 1971.

So the next time someone tells you today’s rates are “the worst ever…”

🎤 Not even close!

The ’80s may have given us some legendary music, legendary hair…and apparently legendary mortgage payments.

Fortunately, you don’t need a DeLorean to navigate today’s market. You just need someone who knows how to shop the loan options and find the right strategy for your situation.

🤘 Rock on. Mortgage smarter.

Source: Freddie Mac Primary Mortgage Market Survey® (PMMS), 30-Year Fixed Rate Mortgage Average.

09/08/2026

🏡 “Daddy… where do home loans come from?”

Well… I knew this conversation would happen eventually. I just didn’t think she’d be THREE. 😂

Consider this the pre-birds-and-the-bees talk… mortgage edition. 🐦🐝🏠

The simple answer? Every home loan has a story.

Some start with years of saving and planning.
Some start with a phone call and close a few weeks later.
Some are Conventional. Some are FHA, VA, Jumbo, or something completely outside the box.

Because just like the people buying the homes, no two loans are exactly the same.

And that’s really where my job comes in.

As a Mortgage Specialist, I’m not here to squeeze every borrower into the same loan. I’m here to listen, shop the options, find the right fit, and guide you from “Where do I even start?” all the way to “When do I get the keys?” 🔑

Some loans take years to prepare for. Others come together in days.

No matter where your home loan story starts, I’m here to help you figure out where it should go.

And someday… I’ll have to explain the actual birds and the bees to her.

I think I’ll stick to mortgages for now. 😂

?

09/01/2026

🏡 Buying a home is stressful enough. Your financing shouldn’t be.

Getting preapproved isn’t just about making your offer stronger—it’s about taking the stress and guesswork out of buying a home.

Before you fall in love with a house, you should know:

💰 What you can comfortably afford
💵 What your approximate monthly payment will be
🏦 How much cash you’ll likely need
📊 Which loan options make sense for YOU

Because the worst time to find out the payment is higher than expected is after you’ve already pictured yourself living there. 😂

A little homework upfront can mean a MUCH smoother transaction for you, your Realtor, the seller…and your Loan Officer’s sanity.

Know the numbers. Then go find the house. 🏡🔑

🎼Dreams - Fleetwood Mac

08/25/2026

You’re Protected!! Our Advantage PreApproval gives both sides of the transaction peace of mind by providing up to $10,000 of earnest money protection if the purchase agreement is canceled due to financing! Have questions? I’m here! 925.575.0300

08/24/2026

The video is ridiculous!! That’s intentional. 😂

But the message behind it is real:

WHO you choose as your lender matters.

I’m not just here to take an application and quote a rate. I’m here to strategize, communicate, solve problems, answer the phone and find a way forward when things get complicated.

I genuinely love what I do and I think it’s perfectly okay to have some fun doing it.

So don’t just choose a loan...

Choose the person behind it.

And apparently, I come with a whole mortgage team. 😂🏠

🥷 Problem Solver
🤵 Professional
🤓 Numbers Guy
🥳 Celebrator
📦 Whatever-It-Takes Guy

Dave Rankin | Mortgage Loan Officer
I’ve got the loan to get you home!

08/17/2026

🏠 5 YEARS. TWO VERY DIFFERENT OUTCOMES. 😮

Buying a home isn’t just about having a place to live—it can also be one of the most powerful ways to build long-term wealth.

Over the last 5 years, the average homeowner gained approximately $147,000 in housing wealth. 📈

Meanwhile, someone paying $2,000/month in rent would have paid $120,000 to their landlord over those same five years—with no home equity to show for those payments.

Now, I’m not saying buying is always better than renting. Everyone’s situation is different. But if you’ve been renting because you assume homeownership is out of reach, it may be worth having a conversation.

You might be closer than you think.

📲 No sales pitch. No pressure.
Just real numbers and an honest conversation about what homeownership could look like for you.

The best time to start building wealth may have been five years ago. The second-best time could be today. 🏡

Dave Rankin | Mortgage Loan Officer
📞 925.575.0300

08/11/2026

😂 A lot of people don’t really know what a Loan Officer does—and it’s always fun hearing what people think I do for work.

🎥 So, I thought it would be fun to play off some of those ideas and share a few laughs with you!

🏠 On a more serious note, when I purchased my first home, I honestly didn’t even know if I could afford to buy one.

And I know I’m not alone.

The homebuying process can feel confusing or even out of reach when you don’t know where to start. That’s a big part of why I love what I do.

💰 Whether you’re thinking about buying your first home, wondering what you can afford, or simply have questions about how the process works, I’m always happy to hop on a call and help—no pressure and no obligation.

Sometimes the first step is simply asking the question.

📲 Please reach out anytime!
925.575.0300

08/05/2026

Congratulations to my wonderful clients on the purchase of their gorgeous new home!

It has been a pleasure working for you both. Thank you for your dedicated service to our incredible country!

A special shout out to Super Realtor Natasha Blass portlandhouseguide for being a total rockstar and helping our clients out until the very moment her new baby arrived! I'm glad mama and baby are doing well!

Also, a very special thank you to for being so great to work with. I hope to work with you again soon!

08/03/2026

🔥 AAAAAHHHH the heat we all live for!
Stay cool and call me if you have any HOT leads or lending questions! 🔥

#300+daysofsunshine

Address

6991 E. Camelback Road, St A-110
Lake Oswego, OR
85251

Telephone

+19255750300

Website

https://www.directorsmortgage.com/loan-officer/dave-rankin/, https://nmlsconsumeraccess.org/, https://www.directorsmortg

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