Dalton Kabold

Dalton Kabold Home, Auto, Life & Commercial Insurance tailored for your peace of mind.

I help working families lower their insurance costs and make sure their family’s protected if something happens.

Is your business fully protected? Many overlook a crucial safety net: errors and omissions (E&O) insurance, also known a...
05/22/2026

Is your business fully protected? Many overlook a crucial safety net: errors and omissions (E&O) insurance, also known as professional liability insurance. Swipe to learn more about this key coverage ➡️

Have questions about E&O insurance or other insurance matters? Reach out! We’re here to help your business thrive for years to come.

With business travel picking up during the summer months, we want to share an overview of coverage that’s quickly becomi...
05/19/2026

With business travel picking up during the summer months, we want to share an overview of coverage that’s quickly becoming crucial for businesses — business travel insurance.

Over the past year, flight cancellations and long delays have continued to disrupt work-related trips, even when plans are confirmed in advance. Business travel insurance can help reduce the impact of these disruptions.

Here are a few ways coverage can help protect your organization and traveling employees:

🟢 Reimbursing canceled or interrupted trips when non-refundable flights, hotels, or event costs are lost.
🟢 Covering expenses tied to travel delays, such as additional lodging, meals, or rebooking fees.
🟢 Helping to reduce the financial burden of delayed or lost baggage.
🟢 Supporting employees during medical emergencies while traveling for work.
🟢 Assisting with emergency evacuation when necessary.

For organizations that rely on travel, these protections help control unexpected expenses while still supporting employees.

If your team travels for work and you want to review business travel insurance options, we are here to help. Give us a call today!

Construction companies: You know that your vehicles and employees are key building blocks of your business. But are you ...
05/17/2026

Construction companies: You know that your vehicles and employees are key building blocks of your business. But are you sure they're fully protected? From specialized vehicle coverage to employee liability and job site risks, commercial auto insurance is critical for keeping your projects on track and your business secure.

Swipe through to learn how the right coverage can protect your fleet, equipment, and team.

Questions? Our team is here to help! Reach out today to ensure your company has the coverage it needs.

Regardless of whether you’re just starting your business or you’re a veteran of your industry, one thing remains true: A...
05/13/2026

Regardless of whether you’re just starting your business or you’re a veteran of your industry, one thing remains true: All business owners want to protect what they’ve worked so hard to build. That’s where we come in.

As commercial insurance agents, we’re here to help ensure that your business is protected at every stage. Whether you’re bringing on new hires, expanding into a new service, or opening your doors for the first time, the right coverage is crucial.

If you’re looking to layer additional coverages onto an existing policy or simply want to review your current coverage, don’t hesitate to reach out. We are here to help you.

May is a month of meaningful celebrations, with holidays like Mother’s Day to milestones like graduations, reminding us ...
05/11/2026

May is a month of meaningful celebrations, with holidays like Mother’s Day to milestones like graduations, reminding us how quickly the years pass and how the connections we make can shape our lives in unexpected ways. This month, we’re sharing a story that perfectly captures just how small and serendipitous the world can be.

When Megan Lewis was in second grade, she was paired with a high school junior named Suzanne Koziol for a school pen pal assignment. They exchanged letters about favorite foods, hobbies, and future dreams, but, like many childhood projects, the letters were eventually tucked away and forgotten.

Three decades later, Lewis rediscovered those letters in a box of old mementos and looked up her former pen pal, only to realize Koziol was now Dr. Suzanne Koziol Pugh, the physician who delivered her two children. Neither of them knew their connection stretched back to a classroom assignment in the 1990s. As Pugh shared, “It really made us feel like I was meant to take care of her and we were meant to play a role in each other’s lives.”

Read the full story here:
https://www.goodnewsnetwork.org/woman-discovers-childhood-pen-pal-became-doctor-who-delivered-her-2-kids-my-mouth-dropped/

Our team wants to wish a very Happy Mother’s Day to all of the moms, grandmothers, and other maternal figures out there....
05/10/2026

Our team wants to wish a very Happy Mother’s Day to all of the moms, grandmothers, and other maternal figures out there.

From the late nights of the newborn stage to the late nights waiting up for teens, we owe moms a debt of gratitude — and sleep!

So whether you’re a mother yourself, you’re celebrating your mom, honoring your partner, or recognizing another maternal figure in your life, we hope this day is full of appreciation.

Experiencing a car break-in is both unsettling and all too common. To help you handle this unfortunate situation, we’re ...
05/08/2026

Experiencing a car break-in is both unsettling and all too common. To help you handle this unfortunate situation, we’re sharing a quick overview of key steps to take if you think your car has been broken into.

Save this post for future reference, and share it with your network as a helpful reminder. As always, do not hesitate to reach out with any insurance questions or needs.

This National Small Business Week, we’re highlighting a few key risks of being underinsured:✅ Workers’ compensation clai...
05/07/2026

This National Small Business Week, we’re highlighting a few key risks of being underinsured:

✅ Workers’ compensation claims can strain cash - Missing or inadequate workers’ compensation coverage can lead to fines and penalties, and it can leave you exposed to paying medical and wage costs tied to a workplace injury outright.

✅ Cyber issues can be harder to bounce back from - If you are underinsured for cyber incidents, you may be left paying for response costs, recovery, and customer notifications.
Having the right amount of protection for your small business can prevent a single expense from undoing months or years of hard work.

Want a quick checkup to help you prioritize what matters most without overspending? Call our office, and we’ll identify gaps and offer practical fixes aligned with your budget.

With National Small Business Week here, we wanted to share some key insurance considerations for any small businesses na...
05/04/2026

With National Small Business Week here, we wanted to share some key insurance considerations for any small businesses navigating higher costs.

When budgets are tight, it might seem like a good idea to keep coverage lean, but being underinsured can cause devastating consequences. Here are a few risks of not having enough insurance:

✅ A loss can become an out-of-pocket event - If building, inventory, equipment, or tools are underinsured, you can end up paying the gap between what your policy covers and the actual cost to repair or replace the lost item(s) after a fire, theft, or storm, even if you “have a policy.”

✅ Income can stop, but bills keep coming - Property coverage can help offset repair costs in the event of damage. But without the right business income coverage, payroll, rent, and ongoing bills keep coming even when operations and cash flow have paused.

✅ Liability can spill past your limits - A single claim can bring legal defense costs, settlements, and medical expenses that exceed your limits, creating a significant financial burden.

If you have questions or are interested in adding additional coverages, give us a call. Our team can help find a solution that respects your budget and strengthens your long-term protection.

This May, during Mental Health Awareness Month, we are highlighting an important distinction: the difference between men...
05/01/2026

This May, during Mental Health Awareness Month, we are highlighting an important distinction: the difference between mental health and mental health conditions.

Many people think these terms mean the same thing, but they don't. Understanding the distinction can help us take better care of ourselves and support others more effectively.

Here is the difference:

💚Mental health is universal - Everyone has mental health. It includes your emotional, psychological, and social well-being and affects how you think, feel, and act in daily life.

💚Mental health conditions are specific - These are diagnosable disorders like depression, anxiety, or post-traumatic stress disorder (PTSD). More than 50% of people will receive a mental health diagnosis at some point.

💚Good mental health and mental illness can coexist - Many people living with mental health conditions have periods of strong mental well-being through treatment, support, and self-care.

💚Poor mental health does not always mean mental illness - You can experience poor mental health due to stress, burnout, grief, or life transitions without having a diagnosable condition.

💚Simple ways to care for your mental health - Find coping skills that work for you. These could include journaling, deep breathing, moving your body, or spending time with loved ones.

💚Professional support is available - Therapy can benefit anyone, not just those with diagnosed conditions.

If you need support, please reach out to a health care professional. Help is available, and you're not alone.

Address

36 W Flint Street
Lake Orion, MI
48362

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12483932400

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