Taylor Wallace - Mortgage Broker

09/17/2025

📉 The Fed cut the Fed Funds Rate today by 0.25%. That’s good news for the economy overall but it doesn’t mean mortgage rates just dropped overnight.

Here’s why:
✅ Mortgage rates don’t follow the Fed Funds Rate. They follow the 10-Year Treasury yield and investor demand.
✅ Markets are forward-looking. Investors don’t wait for the Fed’s announcement, they react to expectations.
✅ Over the past few weeks, strong signals pointed to a cut. Investors started buying Treasuries, yields dropped, and mortgage rates came down with them.
✅ By the time today’s Fed cut was made official, it was already “priced in.” That’s why you’ve seen rates easing for weeks, not suddenly today.

👉 Bottom line: The Fed’s move is positive for the economy, but the real opportunity for homebuyers and homeowners is that mortgage rates have already been trending lower. Whether you’re buying your first home, upgrading, or refinancing, now is a smart time to review your options.

NMLS 2369397

08/18/2025

✨ You’re Invited! ✨
Real estate agents — this one’s just for you! 🏡💼
Join us for The Referral HUB 🥂 hosted by Align Lending:
📅 Tuesday, September 10th
🕚 11:00 AM – 1:00 PM
📍 The HUB Stadium, Auburn Hills
Come mix & mingle with our Align Lending team while enjoying:
🎯 Foaling fun
🥗 Delicious appetizers
🤝 Networking opportunities to grow your business
Best part? 👉 It’s completely FREE for real estate agents!

Spots are limited, so don’t miss out on building connections and unlocking new opportunities.

Register here! 👇🏻

Come mix and mingle with us on September 10th from 11am-1pm. Enjoy some appetizers and fowling!

05/27/2025

Don't get stuck dreaming — make it a reality. Being self-employed doesn't have to put a damper on your homeownership aspirations. We have options made for your specific situation. Message me.
NMLS 2369397

08/28/2024

The wholesale channel continues to prove that it’s the best place for a consumer to get a mortgage. A new study by Polygon Research shows that consumers save an average of $10,662 when they work with an independent mortgage broker instead of a retail lender. There isn’t a consumer in America that shouldn’t work with an independent mortgage broker, and it’s more important than ever for us to make sure consumers understand these unmatched benefits. Anyone looking to find a local mortgage broker should visit MortgageMatchup.com.

More details here: https://www.uwm.com/about-us/media-resources/press-releases/2024/august-28-2024/

12/29/2023

Seller concessions can be used toward a temporary rate buydown to lower your interest rate at the beginning of your mortgage — this can get you a lower monthly payment. Sound good? Call me and I’ll tell you more!
NMLS 2369397