Antoinette Pender, Your Mortgage Lady Net

Antoinette Pender, Your Mortgage Lady Net Lic. Mortgage Loan Strategist
NMLS ID # 795025
Company NMLS # 3116
Company Phone: (407) 302-8384

Se We specialize in local service and quality transactions.

SecurityNational Mortgage is pleased to offer the best mortgage needs to our customers. We are here to support your needs. Products:
Conventional
FHA
VA
USDA
Commercial

Disclaimer: The information contained herein may not represent the views and opinions of SecurityNational Mortgage Company or its affiliates. It is presented for general informational purposes only and does not constitute tax, leg

al or business advice. Clicking on any of the links to 3rd party sites will direct you to a website that is not affiliated with SNMC or SecurityNational Mortgage Company and may have a different privacy policy and level of security. SecurityNational Mortgage Company is not responsible for, and does not endorse or guarantee the privacy policy, security, accuracy or performance of that site or the information, products or services that are expressed or offered on the site. http://www.nmlsconsumeraccess.org/

No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant. SecurityNational Mortgage Inc. is an Equal Housing Lender. NMLS # 1567834. Licensed by the New Hampshire Banking Dept.

What would you do with $5,000? 👀Take the trip, tackle a home project, treat the family, or save it for something special...
09/08/2026

What would you do with $5,000? 👀
Take the trip, tackle a home project, treat the family, or save it for something special. Whatever your answer, here’s your chance!
Enter the Security National Sweepstakes now through October 8th for your chance to win $5,000.
👉 snmc.com/enter
No purchase necessary. See Official Rules for eligibility, entry details, and restrictions.

Saving for a home while paying rent and everyday expenses can feel like trying to reach a moving target.That is exactly ...
09/07/2026

Saving for a home while paying rent and everyday expenses can feel like trying to reach a moving target.
That is exactly why down payment and homebuyer assistance programs exist.
Depending on where you live and your qualifications, assistance may be available to help with down payment or closing costs.
Programs and eligibility vary, so the best place to begin is not by assuming you qualify or do not qualify.
Begin by asking what is available to you.

You do not have to wait until you find a house you love to talk to a lender.In fact, starting earlier can give you time ...
09/03/2026

You do not have to wait until you find a house you love to talk to a lender.
In fact, starting earlier can give you time to understand your buying power, discuss financing options, work through potential challenges, and establish a comfortable price range.
Then, when the right home does come along, you can spend less time wondering what is possible and more time deciding whether it feels like home.

Refinancing your home could come with more savings and less hassle than you might expect.With SmartRefi, eligible borrow...
09/02/2026

Refinancing your home could come with more savings and less hassle than you might expect.
With SmartRefi, eligible borrowers may save $300–$4,000* on refinance costs while benefiting from a faster, more streamlined closing process.
Thinking about refinancing? Reach out to see if your loan may be eligible for SmartRefi.
*Depending on state and loan amount. Only available in select states.

If your credit is keeping you from even asking about a mortgage, it may be worth having the conversation anyway.Mortgage...
09/01/2026

If your credit is keeping you from even asking about a mortgage, it may be worth having the conversation anyway.
Mortgage qualification can involve several factors, including income, debt, assets, credit history, property type, and the loan program being considered.
And if you are not ready today, understanding why can help you build a clearer path forward.
A “not yet” does not always mean “not possible.”

There can be a lot of pressure around buying a home.The perfect neighborhood. The perfect amount of space. The place you...
08/27/2026

There can be a lot of pressure around buying a home.
The perfect neighborhood. The perfect amount of space. The place you will stay forever.
But sometimes your first home is simply the place that fits your life right now.
A condo, townhome, smaller home, or different neighborhood may be the beginning that eventually helps you reach something bigger.
Homeownership does not have to begin with your dream home. It can begin with a smart first step.

One of the biggest misconceptions about buying a home is that you need 20% down. 🚫Depending on the loan program and your...
08/25/2026

One of the biggest misconceptions about buying a home is that you need 20% down. 🚫
Depending on the loan program and your qualifications, there may be options that require significantly less, some as low as 3-3.5% down. Some buyers may also qualify for down payment assistance programs. 💰

The right amount to put down is not the same for everyone. Before assuming homeownership is out of reach, find out what the numbers could actually look like for you.

DM me to schedule a chat! 📞 🏠 🔑

Buying a home can feel like something you need to be completely prepared for before you even ask questions.You don’t.You...
08/20/2026

Buying a home can feel like something you need to be completely prepared for before you even ask questions.
You don’t.
You don’t have to know which loan you need, exactly how much you can afford, or what every step of the process looks like. That is what the conversation is for.
We can help you understand where you are today, what options may be available, and what your next step could look like.
Sometimes the first step toward home is simply asking, “What would it take?”

08/18/2026

Refinancing isn’t always just about getting a lower rate. It can also be a way to tap into your equity, consolidate higher interest debt, remove PMI, or make your monthly payment work better for you.
And when refinancing does make sense, SmartRefi may help make the process faster and less expensive.
Eligible homeowners could save $300 to $4,000* in refinance costs while benefiting from a more streamlined path to closing.
So, could SmartRefi work for you? Read our latest blog to learn how it works, who may be eligible, and why refinancing might be worth another look.
🔗 Read more: https://snmc.com/smartrefi-a-faster-lower-cost-way-to-refinance/
*Depending on state and loan amount. Only available in select states.

Homeownership starts with a conversation.With SNapp Home, connecting with a loan officer and exploring your options is e...
08/12/2026

Homeownership starts with a conversation.
With SNapp Home, connecting with a loan officer and exploring your options is easier than ever.
Download today and take the first step. 🏡

Address

1145 Townpark Avenue, Suite #2215
Lake Mary, FL
32746

Telephone

+14073103865

Website

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