TDECU Wealth Advisors

05/09/2024

“Sell in May and Go Away” is one of the most widely used maxims on Wall Street. However, this phrase may be more rhyme than reason, as stocks tend to trade higher during this period...

Read the full Weekly Market Commentary Here: https://hubs.ly/Q02wHvg90

05/01/2024

Last week was a pivotal one for markets, with the S&P 500 coming off a 3% weekly decline the week before. In terms of economic data, we got our first look at first-quarter GDP as well as the March reading of the core PCE deflator.

Read the full Weekly Market Commentary Here: https://hubs.ly/Q02vD7LJ0

04/24/2024

Volatility has come back into the market as the narrative shifted toward a higher-for-longer monetary policy backdrop. Signs of sticky inflation and a resilient economy, including a strong labor market, have underpinned the change in expectations.

Read the full Weekly Market Commentary Here: https://hubs.ly/Q02tSzWq0

Join our credit union, we provide credit cards, deposit accounts, loans, and more. Our credit union Member Centers are located across Texas. Visit TDECU today.

04/17/2024

As the first quarter earnings season kicked off on April 12, expectations for the energy sector were decidedly negative.

Read the full Weekly Market Commentary Here: https://hubs.ly/Q02tb7dB0

04/08/2024

As you approach the golden years, here are 3 quick tips to make the most of your Social Security benefits:

1. Timing is Everything: Deciding when to start claiming Social Security can significantly impact your lifetime benefits. Although you can begin at 62, waiting until your full retirement age or even until 70 can boost your monthly payments.

2. Spousal Benefits are Your Friend: If you're married, you might be eligible for up to 50% of your spouse's benefit at their full retirement age, even if you've never worked. It's a great way to increase household income during retirement.

3. Keep Working if You Can: Working while receiving benefits before your full retirement age may reduce your payments temporarily, but it could also increase your future benefits by adding to your earnings record.

Join our credit union, we provide credit cards, deposit accounts, loans, and more. Our credit union Member Centers are located across Texas. Visit TDECU today.

04/03/2024

In this week's market commentary, learn about updates on recent IPO activity, performance, and why IPO activity matters for markets.

Read the full Weekly Market Commentary Here: https://hubs.ly/Q02rHZp70

03/20/2024

It seems like we just can’t stop talking about central banks. And this week will be no different, with at least 15 central bank meetings planned, some more important than others, of course.

Read the full Weekly Market Commentary Here: https://hubs.ly/Q02q7Rdk0

03/13/2024

Bullion broke new ground last week after rallying to a record high. Growing investor confidence for a Federal Reserve (Fed) rate cut by this summer dragged down yields and the dollar, creating a tailwind for gold.

Read the full Weekly Market Commentary Here: https://hubs.ly/Q02p7hQj0

03/06/2024

Fourth quarter earnings season is winding down and after a slow start mired by messy bank results early on, corporate America picked up the pace and ended up delivering results well ahead of expectations.

Read the full Weekly Market Commentary Here: https://hubs.ly/Q02npv180

03/04/2024

Happy Credit Education Month! Check out our tips on maintaining healthy credit.

1. Monitor your credit regularly: Stay on top of your credit by checking your credit report and score regularly. This will help you spot any errors or fraudulent activity and allow you to take necessary actions to protect your creditworthiness.

2. Pay your bills on time: Timely bill payments are crucial for maintaining a good credit score. Late payments can negatively impact your creditworthiness and result in higher interest rates on loans and credit cards.

3. Keep credit utilization low: Aim to use only a portion of your available credit. Keeping your credit utilization ratio below 30% shows lenders that you can manage credit responsibly.

Remember, building and maintaining good credit is a key component of your overall financial health!

02/28/2024

A resilient U.S. economy, easing inflation pressures, and expectations for an eventual shift to interest rate cuts have given corporate America confidence to boost authorized share repurchases.

Read the full Weekly Market Commentary Here: https://hubs.ly/Q02myLZ10

We are a group of financial professionals with well over 100 years of combined experience.

02/21/2024

As the Federal Reserve (Fed) continues with its Quantitative Tightening (QT) program, questions abound regarding the Treasury Department’s expanding funding needs.

Read the full Weekly Market Commentary Here: https://hubs.ly/Q02lL0c70