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Havasu Insurance Agency

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Havasu Insurance Agency

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Havasu Insurance Agency, Insurance broker, 276 Lake Havasu Avenue S Ste A10, Lake Havasu City, AZ.

Havasu Insurance Agency - Lake Havasu City 928-846-8003 Home, Auto, Boat, ATV, RV, Motorcycle, Motorhome, Umbrella, Landlord, Life, Renters, Workers Compensation, Business Insurance, & Bonds
Independent Agency Working With Multiple Insurance Carriers

11/03/2026

E-bikes are everywhere around the lake these days, and most riders don't realize their homeowners insurance may not fully cover them. 🚲

That's where we come in. Here at Havasu Insurance Agency in Lake Havasu City, we help e-bike owners find coverage that protects against theft, damage, and liability if someone gets hurt. As a local insurance agency, we compare multiple carriers so you get the right protection at a fair price, and we explain it all in plain language.

E-bikes can cost as much as a used car, so they deserve real protection:

✔ Coverage for theft and accidental damage
✔ Liability protection while you're out riding
✔ Options that pair well with your auto insurance and homeowners insurance
✔ One-on-one guidance from a local agent who knows the area

While you're at it, it's a good time to review your other policies too, from boat insurance for your watercraft to business insurance for your company. With cooler weather bringing more riders out to the trails and neighborhoods around Lake Havasu City, now is the perfect moment to make sure you're covered.

Call Harold Sharpe or Shari Sharpe - Havasu Insurance Agency and let's find the right e-bike coverage for you. 928-846-8003

11/02/2026

Your home, your car, your boat. One umbrella that covers them all. ☂️

Most people think their homeowners insurance and auto insurance limits are enough. But one serious accident can blow right past those limits, and everything you've worked for could be on the line. That's where umbrella insurance comes in. It adds an extra layer of liability protection on top of your existing policies, and for most families in Lake Havasu City, it costs less than you'd expect.

Here at Havasu Insurance Agency, we help local families and business owners stack their coverage the smart way:

✔ Umbrella policies in $1 million increments, up to $5 million for qualified clients
✔ Homeowners insurance for primary residences, vacation homes, and rentals
✔ Auto insurance with liability limits that actually protect your assets
✔ Boat insurance for watercraft up to 50 feet, because lake life comes with real risks

As a local insurance agency, we compare multiple carriers to find the right combination for your situation, and we explain everything in plain language so you know exactly what's covered and why. With the busy season bringing more visitors and more traffic to Lake Havasu City, now is a smart time to close any gaps.

Give Harold or Shari a call at Havasu Insurance Agency and let's see if an umbrella policy makes sense for you.

10/30/2026

You built it. Now let's protect it. 🏢

Accidents, lawsuits, theft, and fire can undo years of hard work in a single day. Here at Havasu Insurance Agency in Lake Havasu City, we help local business owners put the right protection in place before something goes wrong, not after.

Every business is different, so we tailor coverage to how yours actually runs:

✔ General liability insurance and business owners policies
✔ Commercial property and inland marine equipment coverage
✔ Commercial auto insurance for your work vehicles
✔ Workers compensation insurance that meets Arizona requirements
✔ Professional liability for service providers and real estate pros

As a local insurance agency, we compare multiple carriers to find the right fit, and we explain everything in plain language so you know exactly what you're covered for. With the holiday season approaching, now is a great time to make sure your business insurance is ready for the months ahead.

Call Harold Sharpe or Shari Sharpe at Havasu Insurance Agency 928-846-8093 and let's review your coverage together.

10/30/2026

Your trucks keep your business moving. Is your coverage keeping up? 🚛

If your business depends on work trucks, service vans, or contractor vehicles, regular auto insurance won't cut it. Commercial auto insurance is built for the real risks that come with driving for work here in Lake Havasu City, from hauling equipment across town to job sites out in the desert. One accident without the right policy can put your whole operation at risk.

Here's what we help local businesses protect:

✔ Commercial truck insurance for specialized and heavy-duty vehicles
✔ Commercial auto insurance for service vans, pickups, and fleet vehicles
✔ General liability insurance and workers compensation insurance to cover the rest of your operation
✔ Business insurance bundled into a BOP when it makes sense

As a local insurance agency, we compare multiple carriers to find coverage that fits how your business actually runs, and we explain it all in plain language so there are no surprises at claim time.

Before the busy winter season ramps up, give Harold Sharpe or Shari Sharpe a call at Havasu Insurance Agency 028-846-8003 and let's make sure your trucks and your business are protected.

10/25/2026

The lake, the bridge, the palm trees... this is why we love calling Lake Havasu City home. 🌴

Harold and Shari here from Havasu Insurance Agency, your local insurance agency right here in town. We live where we work, which means we understand the risks that come with lake life, from busy weekends on the water to winter visitor traffic on the roads. That local knowledge helps us match you with coverage that actually fits how you live.

As the season winds down and boats head toward storage, it's a smart time to look over your policies:

🚤 Boat insurance for watercraft up to 50 feet
🏠 Homeowners insurance for primary homes, condos, and vacation rentals
🚐 RV insurance and auto insurance with the right liability limits
💼 Business insurance, general liability insurance, and workers compensation insurance for local companies
❤️ Life insurance to protect your family's future

We compare multiple carriers and explain everything in plain language, so you know exactly what you're covered for and why it matters.

Ready for a friendly policy review before the year wraps up? Call Harold or Shari at Havasu Insurance Agency today, and let's protect what matters most.

10/20/2026

Fall road trips, boat launches, daily commutes... your vehicle sees a lot of action this time of year. 🍂

But here's a question worth asking: if you caused a serious accident tomorrow, would your auto insurance actually cover it? Many Lake Havasu City drivers carry basic liability limits without realizing how quickly medical bills and lawsuits can exceed them. At Havasu Insurance Agency, we typically recommend starting with higher limits and adding an umbrella policy when extra protection makes sense.

As your local insurance agency, we look at your whole picture, not just one policy:

• Homeowners insurance for your house, condo, or vacation rental
• Boat insurance and coverage for your ATVs and motorcycles
• Life insurance to protect your family's future
• Commercial auto insurance if you drive for work

We compare multiple carriers to find the right fit, and we explain everything in plain language so you know exactly what you're paying for.

Before winter visitors and holiday traffic pick up, let's make sure your coverage is ready for the road ahead. Call Harold or Shari at Havasu Insurance Agency 928-846-8003 - today for a quick policy review.

10/11/2026

One leaky pipe is an easy fix. A lawsuit from water damage at a client's home? Not so much. 🔧

If you run a plumbing business in Lake Havasu City, the work you do inside other people's homes comes with real risk. A burst fitting, an injured helper, or a stolen tool trailer can turn into a big expense fast. The right business insurance keeps one bad day from draining everything you've built.

As a local insurance agency, we help plumbers and other trades get covered the right way:

✔ General liability insurance for property damage and injuries on the job
✔ Workers compensation insurance that meets Arizona requirements
✔ Commercial auto insurance for your service vans and trucks
✔ Contractor bonds when a project or license requires one

We compare multiple carriers to find coverage that fits how you actually work, and we explain it all in plain language so there are no surprises later.

Before your next job, let's make sure your coverage holds up under pressure. Call Harold or Shari at Havasu Insurance Agency today. 928-846-8003

10/11/2026

A truck like this isn't just a vehicle. For many Lake Havasu City families and businesses, it's how the work gets done every single day. 🛻

Whether it's hauling equipment to a job site or towing the boat to the ramp, the right auto insurance makes a real difference when something goes wrong. And if that truck belongs to your business, a personal policy usually won't cut it. That's when commercial auto insurance steps in to cover work trucks, service vans, and contractor vehicles the way they should be covered.

As a local insurance agency, we help you sort out questions like:

✔ Are your liability limits high enough to protect your assets?
✔ Should your work truck be on a commercial policy?
✔ Would an umbrella policy make sense for extra protection?

We also offer homeowners, boat, RV, ATV, business, and life insurance! We’ll help you find the right coverage for your needs and explain everything in simple, everyday language, so you can feel confident knowing what you're covered for and what you are paying for.

Fall is a great time for a quick policy review. Call Harold or Shari at Havasu Insurance Agency, and let's make sure the vehicles you rely on are properly protected. 928-846-8003

10/06/2026

Carpenters know a good build starts with a solid foundation. The same goes for protecting your business here in Lake Havasu City. 🔨

Whether you're framing homes, installing cabinets, or running a small crew, one accident on a job site can put everything you've built at risk. That's where the right business insurance comes in. As a local insurance agency, we help contractors and tradespeople get coverage that actually fits how they work.

• General liability insurance for job site injuries and property damage
• Workers compensation insurance that meets Arizona requirements for employers
• Commercial auto insurance for your work trucks and vans
• Contractor and performance bonds when a job requires them

We compare multiple carriers to find the right limits and endorsements for your trade, and we explain everything in plain language so you know exactly what you're paying for.

Fall is a busy season for contractors around the lake, so now is a great time to review your coverage before the next project starts. Call Harold or Shari at Havasu Insurance Agency and let's make sure your business is protected from the ground up.

09/30/2026

Fall in Lake Havasu City means cooler mornings, busy weekends on the water, and a great excuse to make sure your coverage is keeping up with your life. 🍂

We're excited to work with Openly, a modern homeowners insurance carrier known for strong coverage and straightforward policies. It's a great fit for Lake Havasu City homeowners, whether you own a primary residence or a vacation home. As your local insurance agency, we compare Openly and other carriers side by side so you get the right protection at a fair price.

We can also help with:

• Auto insurance with higher liability limits
• Boat insurance for your time on the lake
• Life insurance to protect your family
• Business insurance for local companies

Everything is explained in plain language, so you know exactly what you're buying and why it matters.

Curious what Openly could do for your home? Call Harold or Shari at Havasu Insurance Agency and let's review your options together. 928-846-8003

Address

276 Lake Havasu Avenue S Ste A10
Lake Havasu City, AZ
86403

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+19288468003

Website

https://havasuinsurance.com/, https://facebook.com/havasuinsurance, https://sbs.naic.org/solar-external-lookup/lookup/li

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