Lonnie Stevenson, NMLS #183190

Lonnie Stevenson, NMLS #183190 I'm in the business to positively impact current and future homeowners through knowledgeable informa
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To apply with Lonnie go to www.LonnieStevenson.com or,
To apply with Erica go to www.Hi-TechMortgage.com/Erica

06/28/2026

🤔 Think today’s market is all about younger buyers?
Think again.

👨‍🦳🧑‍🦳 Boomers are still playing a huge role on both the buying and selling side.

🇺🇸 Lonnie Stevenson
🏛️ NMLS #183190
👨🏻‍💼 Sales Manager - loanDepot
📞 928-716-6723
🛜 loandepot.com/lstevenson

06/25/2026

📋 Appraisal waivers get talked about like they’re something a lender can just line up ahead of time.

🫤 That’s not really how it works. AUS may offer one, or it may not.

🚫 But there are definitely scenarios where you can tell upfront a waiver is not likely.

🔎 The key is knowing the difference before expectations get built around it.

🇺🇸 Lonnie Stevenson
🏛️ NMLS #183190
👨🏻‍💼 Sales Manager - loanDepot
📞 928-716-6723
🌐 loandepot.com/lstevenson


06/18/2026

🏛️ The Fed held rates steady this week, but the bigger takeaway is what they signaled next.

📉 If you’re waiting for a big drop in mortgage rates before buying or refinancing, you may be waiting longer than expected.

🔢 That doesn’t mean the numbers can’t work — it just means you need the right strategy.

📲 Call or text me and let’s look at your options.

🇺🇸 Lonnie Stevenson
🪪 NMLS #183190
👨🏻‍💼 Sales Manager - loanDepot
📞 928-716-6723
🌐 loandepot.com/lstevenson

06/15/2026

📆 Big week for interest rates.

🏛️ The Fed begins meeting Tuesday, the policy statement comes Wednesday, and markets are already watching the bond market, inflation signals, and global headlines closely.

⚖️ No big rate move is expected, but the reaction could still matter for mortgage rates.

🎥 I’ll post an update later this week after we see how everything plays out.

🇺🇸 Lonnie Stevenson
🏦 NMLS #183190
👨🏻‍💼 Sales Manager - loanDepot
📞 928-716-6723
🌎 loandepot.com/lstevenson


06/11/2026

📈 Mortgage rates moved up. But that does not mean the opportunity is gone.

⚖️ In some cases, a seller concession may do more to improve a buyer’s monthly payment than simply cutting the price.

🧮 That is why this market is not just about lowering numbers.

♟️It is about using the right strategy to keep deals moving.

🤔 This market does not just need lower prices. It needs smarter structure.

📌 Example only. Rate buydown cost can vary by day, pricing, loan scenario, and market conditions.

🇺🇸 Lonnie Stevenson
🪪 NMLS #183190
👨🏻‍💼 Sales Manager - loanDepot
☎️ 928-716-6723
🌐 loandepot.com/lstevenson

06/07/2026

🧐 Most buyers hear “mortgage insurance” and assume it is all the same.

It’s not.

🤔 PMI and FHA MIP work differently.

And even PMI is not always priced the same.

That is why the details matter.

If you have questions about mortgage insurance, down payment options, or what loan program may fit you best, you can start the conversation anytime at
🛜 LonnieStevenson.com.
🏪 Open 24 hours a day, 7 days a week.

🇺🇸 Lonnie Stevenson
🏛️ NMLS #183190
🧑🏻‍💻 Sales Manager - loanDepot
📞 928-716-6723
🌐 loandepot.com/lstevenson





06/04/2026

❓ When you ask a lender, “What are your fees?” they may only be quoting Box A — the lender-controlled charges.

💰 But most buyers are really asking:
“How much money do I need to bring to closing?”

✅ That includes more than just lender fees.

🧮 That’s why I believe in rounding up and estimating realistically upfront. I’d rather deliver lower at closing than surprise you with higher costs later.

🔎 When comparing lenders, ask:
“Are you quoting just Box A, or total closing costs from Boxes A through H?”

👀 Have a Loan Estimate and want another set of eyes on it? Reach out anytime.

👍🏻 Start your pre-approval anytime at LonnieStevenson.com
Open 24/7.

🇺🇸 Lonnie Stevenson
🏛️ NMLS #183190
👨🏻‍💼 Sales Manager - loanDepot
📞 928-716-6723

06/01/2026

📉 A new Fed chairman doesn’t automatically mean lower mortgage rates.

🏛️ He’s stepping into a divided Fed, with some members leaning toward rate cuts and others still focused on inflation.

🔎 That uncertainty is one reason mortgage rates have stayed volatile.

🗣️ But in this market, the conversation shouldn’t just be:
“What’s today’s rate?”

📌 It should be:
“What options are available to help create a better monthly payment?”
Seller concessions.
Temporary buydowns.
Permanent buydowns.
Different loan structures.

👍🏻 This is where experience and planning matter — and why having someone sit down and walk through real scenarios can make a huge difference.

🇺🇸 Lonnie Stevenson
🪪 NMLS #183190
👨🏻‍💼 Sales Manager - loanDepot
📲 928-716-6723
🌐 loandepot.com/lstevenson

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490 Lake Havasu Avenue S
Lake Havasu City, AZ
86403

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