10/15/2026
Today is National Get Smart About Credit Day! 💳 Let’s break down one of the most effective trick for keeping your credit score high that no one talks about:
🔹 Don’t make your credit card payment on the day that it’s due. Pay it three days prior to when your statement comes out. 🔹
❗️Here’s why:
Whatever balance is on your statement is the balance that is going to affect your credit score for the next 30 days. So even if you were to pay your credit off in full, after the credit card statement comes out, there would still be a balance showing on your credit report. If the balance is reported to be over 50% of what the credit limit is, this could negatively affect your score.
✅ So pay the balance down before the statement comes out, and you’ll be golden 😉
If your credit needs a boost, Summerlin Financial is here for you. We have the tools to help you improve your score and secure the best terms possible.
📞 Contact us today to take the first step toward your dream home!
SummerlinFinancial
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