The Colby Steel Mortgage Team

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Lake Havasu City, AZ
The Colby Steel Mortgage Team

We provide outside the box thinking for customized finance solutions.

03/08/2024

I'm grateful for Ilona & Uli.

I met them a few months ago when they told me they were relocating here from Lahaina, HI. The cost of living there is very high and after the fire that caused so much damage to their island they received an opportunity to move to Havasu so they could be closer to family.

After a few weeks of previewing homes Matt was able to find the one that checked all the boxes. They should be here soon and we can't wait to welcome them to Havasu.

Congratulations to all for knocking this one out of the park!

Colby Steel
NMLS # 869797
Home Loan Strategist
928.716.2627
[email protected]
Summerlin Financial, Inc.
NMLS # 1671311 • AZ Lic # 0934524
CA DBO # 869797 • MB # 0944545

02/16/2024

🙏🏼 Today I’m grateful for Bill and Jeanie! 🙏🏼

A past client reached out to me a few months ago and referred me a friend of theirs relocating here from California.

They were able to find an off market home that checked all the boxes and met all their needs.

Although they were apprehensive and we weren’t sure if now was the best time to buy they allowed me to take a look and run some numbers for them.

In doing so they found out the process was not as scary as they had thought.

I appreciate the trust you guys put in me and I ish you all the best in your BEAUTIFUL Northside home!

Curious if it’s the right time for you?

📱

Colby Steel
NMLS # 869797
Home Loan Strategist
928.716.2627
[email protected]
Summerlin Financial, Inc.
NMLS # 1671311 • AZ Lic # 0934524
CA DBO # 869797 • MB # 0944545

02/09/2024

📣 ANNOUNCEMENT 📣

I’m now licensed to do home loans in the great state of Wyoming!

If you or anyone you know has a need please give this a share.

Have a great weekend!!!

📱

Colby Steel
NMLS # 869797
Home Loan Strategist
928.716.2627
[email protected]
Summerlin Financial, Inc.
NMLS # 1671311 • AZ Lic # 0934524
CA DBO # 869797 • MB # 0944545

12/28/2023

🤘🏽Old School vs New School ✏️

Did you know there’s an old school and a new school way of doing loans?

The old way was very passive and left a lot to chance regarding time, efficiency, & accuracy.

The new way makes the process faster, ensures accuracy, and gives you confidence when shopping for a home.

Check this video out to learn more.
Questions?

DM: NEW SCHOOL

Colby Steel
NMLS # 869797
Home Loan Strategist
928.716.2627
[email protected]
Summerlin Financial, Inc.
NMLS # 1671311 • AZ Lic # 0934524
CA DBO # 869797 • MB # 0944545

12/14/2023

Mortgage rates are beginning to drop!

Should you refinance - probably not yet!

The opportunity is coming SOON though!

Refinancing costs a few thousand dollars, so you want to avoid doing it more than you have to if you can.

The forecast now is that the fed will cut their rate 3 times next year, signaling inflation is finally coming down and we may be back in the 4/5’s in the coming months!!

If you would like to stay in the loop on rates and when it may be a good time to refinance, comment or DM “Rate” and I’ll add you to my rate update watchlist!

12/12/2023

Complexity is the enemy of ex*****on.

We’ve heard this before but at an event I was at recently I heard it put in a way I’ve never heard before.

I was listening to Brian Gubernick speak about underwriting deals and risk mitigation, what I got from it was this…

When looking at getting into a new __________ many do a pros vs cons type of exercise to determine if the _________ is going to work the way they want. In doing so there tends to be an inner dialogue that says something like “this new thing will be a success if this, this, this, and that happens,”

While optimistic this school of thought can present a substantial pitfall.

If the thing you’re about to get into has too many what if’s in your description of it, it’s a symptom that thing won’t perform.

It can be a property you want to buy, a new business you want to start, a new relationship you’re getting into, etc. Each one of those what if’s represents a potential stumbling point and can naturally overcomplicate it leaving your frustrated and wanting to throw in the towel.

Keep this in mind the next time you’re evaluating anything, it can save you a lot of headache.

Albert Einstein said “If you can't explain it to a six-year-old, you don't understand it yourself.”

…that goes for our conversations with ourselves too

11/05/2023

🤩 Let’s talk about the goals we want to achieve in 2024! Here's a handy guide for thinking about setting your own goals. Have you ever set SMART goals before?

🏡 If you're ready to set some goals of your own for purchasing a home or refinancing, give our team a call today!

10/27/2023

Don't forget to get pre-approval on that home loan! 💰

Trust us, it's like having a VIP pass to the real estate show! 🎟️No time for heartbreaks when you're crushing on a dreamy home that's way out of reach! Plus, sellers will be head over heels for you when they see that pre-approval letter! 😏💕

Save yourself the drama and do it the smart way – get pre-approved and crush the home-buying game!

Colby Steel
NMLS # 869797
Home Loan Strategist
928.716.2627
[email protected]
Summerlin Financial, Inc.
NMLS # 1671311 • AZ Lic # 0934524⁠⁠
CA DBO # 869797 • MB # 0944545

Address

2119 McCulloch Boulevard N
Lake Havasu City, AZ
86403

Telephone

+19287162627

Website

http://www.colbysteel.com/

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