Welcome Home Loans

06/04/2024

🏡 It’s down payment assistance season🏡 There's a lot of these programs and they're all different, but one thing many of them have in common is they are hard to qualify for because they have strict and complicated guidelines.

Here's TWO new programs that DO NOT have these complicated, more restrictive guidelines:

𝟏. 𝐅𝐢𝐫𝐬𝐭 𝐆𝐞𝐧𝐞𝐫𝐚𝐭𝐢𝐨𝐧 𝐁𝐮𝐲𝐞𝐫 - 𝐟𝐮𝐥𝐥𝐲 𝐟𝐨𝐫𝐠𝐢𝐯𝐞𝐧, 𝐮𝐩 𝐭𝐨 $𝟑𝟐,𝟎𝟎𝟎
You’re a first generation buyer if you and your parents/legal guardians have not owned a home in any country OR if your parents/legal guardians have owned a home, they lost it through foreclosure.

Funded with $100,000,000 from the State of Minnesota and is expected to last 2-3 years (but I’m betting funds will run out sooner).

‼️This program does not have strict guidelines BUT it does have a long application/approval process that needs to be completed 𝒃𝒆𝒇𝒐𝒓𝒆 you look at homes, so contact me ASAP to start‼️

- MUST be a Minnesota resident
- Assistance is 10% of the purchase price, up to $32,000
- Assistance is FULLY FORGIVEN over a period of five years.
- $124,200 income limit for the 11-county Twin Cities metro
- Can come out of pocket $0 to buy a home

𝟐. 𝐅𝐢𝐫𝐬𝐭 𝐓𝐢𝐦𝐞 𝐁𝐮𝐲𝐞𝐫 𝐀𝐍𝐃 𝐑𝐞𝐩𝐞𝐚𝐭 𝐁𝐮𝐲𝐞𝐫 - 𝐮𝐩 𝐭𝐨 $𝟏𝟓,𝟎𝟎𝟎
NO requirement to be a first time homebuyer. Follows conventional loan guidelines, NO complicated guidelines. This assistance is NOT Forgiven and has to be repaid.
- NO income limit for first time buyers
- $98,960 income limit for repeat buyers in the Twin Cities metro area
- Assistance is 3% of the purchase price, up to $15,000

DM me here
Call: 651-661-6180
Email: [email protected]
Apply Online: jamesvang.com

03/31/2023

If you're thinking of buying a home in the near future, attend our free first time buyer seminar! You'll learn everything you need to know about the current market and receive vouchers for a free home inspection and appraisal.

You'll get all your questions answered at our first time buyer seminar tomorrow. We'll talk about the basics of buying a home, how to qualify, and what to expect.

Register at: https://www.eventbrite.com/e/first-time-home-buyer-tickets-592998834477?fbclid=IwAR3GzWrcO5tTIulNUKApgMEk4GjccsCeTSCUm2l0jLZCdCxDlg7VCQS9d6w

📍 𝑭𝑰𝑹𝑺𝑻 𝑻𝑰𝑴𝑬 𝑯𝑶𝑴𝑬 𝑩𝑼𝒀𝑬𝑹 𝑺𝑬𝑴𝑰𝑵𝑨𝑹! 📍

Come join Your Home Team & Welcome Home Loans for the First Time Home Buyer Seminar on 𝐀𝐩𝐫𝐢𝐥 𝟏𝐬𝐭, 𝟐𝟎𝟐𝟑 𝐟𝐫𝐨𝐦 𝟏𝟏𝐚𝐦-𝟏𝐩𝐦!

This event is for you if:
- You are thinking about buying within one year
- You want to educate yourself before buying
- You want to know about the process or currently in the process
- You want to know about loan options

The most important thing when it comes to buying a home is the upfront education.

𝑳𝒖𝒏𝒄𝒉 𝒊𝒔 𝒑𝒓𝒐𝒗𝒊𝒅𝒆𝒅 - 𝒑𝒍𝒆𝒂𝒔𝒆 𝑹𝑺𝑽𝑷!

✅𝐁𝐎𝐍𝐔𝐒: All attendees will get certificate for a free appraisal and free inspection or $500 off your closing costs ‼️

To register: https://www.eventbrite.com/e/first-time-home-buyer-tickets-592998834477

02/28/2023

How Much House Can You Afford?

We offer full mortgage pre-approvals with just a soft credit pull. That means your credit score won't be affected, but you'll still be able to see how much purchasing power you have.

Click the link below to get started.

www.welcomehl.com

01/11/2023

New year, new lender 🥳

Welcome Home Loans is a mortgage brokerage licensed in MN. We have loan options for first-time buyers to experienced investors. From educating you to guiding you to closing, consider us your trusted resource and partner for all things mortgage!

To celebrate our launch, we are giving away TWO Vikings tickets to ONE WINNER for this Sunday's playoff game against the Giants.

Full sweepstakes details below.

Prize:
One winner will receive two tickets from Welcome Home Loans for the Vikings/Giants game on 1/15/23. Section 221. Tickets will be sent via the Vikings app.

Rules:
- Like the Welcome Home Loans page
- Like this post
- Share this post
- Tag one person in the comments of this post. Each comment with one person tagged is a qualified entry. Multiple tags per comment is not a qualified entry. Unlimited comments and entries allowed.
- Tagged profile must be a person (not a page, business, or public figure) and must be clickable for comment to be a qualified entry
- Must be 18+ to enter
- Must reside in Minnesota
- No purchase necessary
- Start date: 1/11/23 at 4:30PM CST
- End date: 1/14/23 at 9:30AM CST
- Winner will be randomly selected and if the entry is a qualified entry, we will DM that person from the Welcome Home Loans page
- Winner will have one hour to reply and verify age and residency to claim the prize
- If the winner does not reply and/or cannot verify age and residency, a new winner will be randomly chosen at 10:30AM CST and every following hour thereafter until a winner is chosen and verified

THANK YOU EVERYONE FOR YOUR SUPPORT AND SKOL VIKINGS 💜💛💜

THERE MAY BE FAKE PAGES DM-ING YOU ASKING FOR CREDIT CARD INFO. WE WILL NOT ASK FOR ANY PAYMENT INFORMATION AND REPORT THAT PAGE.