Greene & Associates Insurance

Greene & Associates Insurance Protecting FL families & businesses since 1995. Personal & commercial insurance. Independent agents, We shop your policy with 20+ insurance companies.

Greene & Associates is an Independent Agency that works with over 30 of todays top Insurance Companies. This allows us the ability to shop for the best coverage and the best price for you or your business. Greene & Associates is a full lines agency providing Florida with Homeowners Insurance, Auto Insurance, Business Insurance, Flood Insurance and much more. We provide professional solutions for all of your insurance and risk management needs. Visit our website @ www.greeneinsurance.com

Greene & Associates Insurance now has a direct agency contract with GEICO.Eligible Florida clients can ask our office to...
08/14/2026

Greene & Associates Insurance now has a direct agency contract with GEICO.

Eligible Florida clients can ask our office to review GEICO options for personal auto, commercial auto, travel trailers, and personal umbrella coverage. This gives families and business owners access to a familiar national carrier while keeping the help of a local independent agency.

We remain independent, so we can review the GEICO quote alongside the other coverage and pricing options available through our office. No carrier fits every driver, household, trailer, or business. We will still check the actual vehicles, drivers, use, limits, deductibles, underwriting guidelines, and policy terms.

One important detail for Florida umbrella shoppers: GEICO says a GEICO auto policy is generally required before the personal umbrella is available, and required underlying liability limits apply.

Read the full announcement: https://www.greeneinsurance.com/blog/greene-geico-direct-appointment-florida-auto-insurance

Choose a quote path: https://www.greeneinsurance.com/get-a-quote?utm_source=facebook&utm_medium=social&utm_campaign=geico-direct-appointment

Or call 1-800-252-6885.

We are excited to announce that Greene & Associates Insurance is now directly appointed with Sypher Insurance Exchange.S...
08/11/2026

We are excited to announce that Greene & Associates Insurance is now directly appointed with Sypher Insurance Exchange.

Sypher is a Tampa-based admitted reciprocal homeowners carrier offering HO3 coverage for eligible Florida homes. Its addition gives our independent agents another company to consider when a client is buying a home, comparing a renewal, or looking for a better policy fit.

More competition in Florida's homeowners insurance market is good news. It gives consumers access to more options and gives independent agents another opportunity to find the right match for each property.

Every home still has to meet the carrier's underwriting guidelines, but we are glad to welcome Sypher to our lineup and look forward to working with their team.

Read the announcement: https://www.greeneinsurance.com/blog/greene-sypher-direct-appointment-florida-homeowners

Check home pricing: https://home-quotes.greeneinsurance.com/?line=home&source=facebook-sypher-announcement

Or call us at 1-800-252-6885.

Florida's property insurance market has had a rough few years, so better carrier results are worth noticing.Universal re...
07/30/2026

Florida's property insurance market has had a rough few years, so better carrier results are worth noticing.

Universal reported a 91.6% net combined ratio for the second quarter, down from 97.8% a year earlier. The company said favorable claims and litigation trends helped the quarter. It separately pointed to more favorable reinsurance rates in its outlook.

Encouraging? Yes. A promise that every renewal will be cheaper? No.

If your renewal is coming up, have these ready:

- Current declarations page and renewal offer
- Roof records plus any wind mitigation or 4-point reports you already have
- Claim and repair details
- Changes in occupancy, renovations, square footage, or rental use

A clean file gives the agent and carrier time to review the actual property before the deadline.

Read the full breakdown:
https://dub.sh/uNS6KKc

We are proud to announce a new agency relationship with Slide Insurance, a Tampa-based, technology-enabled property insu...
07/28/2026

We are proud to announce a new agency relationship with Slide Insurance, a Tampa-based, technology-enabled property insurance company.

This relationship adds another option for eligible Florida homeowners, condo owners, landlords, and residential property owners. It combines Greene & Associates Insurance’s 30+ years of Florida experience and local service with Slide’s property-focused products, data-driven underwriting, and modern agent tools.

More carrier options do not mean more confusion. Our job is still the same: review the property, explain the differences clearly, and help each client find an option that fits.

Read the full announcement: https://www.greeneinsurance.com/blog/greene-associates-slide-insurance-partnership

To review your property insurance options, visit https://www.greeneinsurance.com/get-a-quote or call 1-800-252-6885.

07/02/2026

Most of the Florida renewal pain we see is not random.

The easy answer is "insurance is crazy right now." Sometimes that is true. It is also not very useful.

When a client sends over a renewal they do not love, we try to split it into two questions:

1. Did something change on the account?
2. Did something change in the market around the account?

That split usually cuts the guessing in half. You can start looking at actual drivers instead of reacting to a number.

Before the renewal window gets tight, we would rather work from a clean packet than scramble at the deadline:

- Current declarations pages and any midterm endorsements
- Loss runs for the last 3 to 5 years, even if they are clean
- Updated rating information: payroll, sales, square footage, vehicles, units, whatever fits the account
- Any building, roof, plumbing, electrical, vehicle, staffing, tenant, or operational changes since the last renewal
- A short note on anything an underwriter should understand that is not obvious from the paperwork

That does not guarantee a better price. Nothing does.

But it gives you a cleaner read on why the number moved, whether shopping makes sense, and what an underwriter is actually going to care about.

If your renewal is coming up, start earlier than feels necessary. The last week is usually when everyone has the least leverage.

06/23/2026

Don't overpay for Commercial Property Insurance. Our agents shop the market to find you the right coverage for the right price.

Florida auto parts stores have more going on than a standard retail shelf.Inventory, customer slip-and-fall exposure, de...
06/15/2026

Florida auto parts stores have more going on than a standard retail shelf.

Inventory, customer slip-and-fall exposure, delivery vehicles, employee drivers, POS/cyber risk, product liability, and customer-vehicle handling can all change how the policy should be built.

We published a Florida guide for auto parts store owners covering BOP/property, inventory values, delivery auto, workers comp, garage liability questions, and what to send before quoting.

Read it here: https://dub.sh/cwsr2Jk

Questions about a parts store, delivery vehicle, or garage exposure? Call 1-800-252-6885.

Florida contractors: the state license minimum and the COI a GC or project owner asks for are not the same thing.A contr...
06/14/2026

Florida contractors: the state license minimum and the COI a GC or project owner asks for are not the same thing.

A contractor can satisfy the CILB insurance floor and still run into a contract asking for $1M/$2M GL, additional insured wording, waiver of subrogation, primary/noncontributory wording, workers comp proof, commercial auto, or umbrella limits.

We published a Florida guide that separates DBPR/CILB license minimums from real-world contract and certificate requirements, with a quote-prep checklist before promising wording the policy may not support.

Read it here: https://dub.sh/AQ1OyUH

Questions about a contractor COI or rejected certificate? Call 1-800-252-6885.

Florida flower shops are not just retail stores. Delivery, wedding venue COIs, refrigerated stock, workers comp, and POS...
06/11/2026

Florida flower shops are not just retail stores. Delivery, wedding venue COIs, refrigerated stock, workers comp, and POS/online order exposure can all change the insurance conversation.

We put together a Florida florist insurance checklist for shop owners reviewing leases, venue certificate requests, delivery vehicles, cooler failure, and quote documents.

Read it here: https://dub.sh/DujgqGl

We are excited to be nominated for Best of Florida in the Insurance Agency category! Vote now at guidetoFlorida.com
05/22/2026

We are excited to be nominated for Best of Florida in the Insurance Agency category! Vote now at guidetoFlorida.com

Address

417 SW Baya Drive
Lake City, FL
32025

Opening Hours

Monday 9am - 12pm
1pm - 5pm
Tuesday 9am - 12pm
1pm - 5pm
Wednesday 9am - 12pm
1pm - 5pm
Thursday 9am - 12pm
1pm - 5pm
Friday 9am - 12pm
1pm - 5pm

Telephone

+13867551122

Website

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