Greene & Associates Insurance

Greene & Associates Insurance Protecting FL families & businesses since 1995. Personal & commercial insurance. Independent agents, 20+ carriers. Free quotes. 🌴

Greene & Associates is an Independent Agency that works with over 30 of todays top Insurance Companies. This allows us the ability to shop for the best coverage and the best price for you or your business. Greene & Associates is a full lines agency providing Florida with Homeowners Insurance, Auto Insurance, Business Insurance, Flood Insurance and much more. We provide professional solutions for all of your insurance and risk management needs. Visit our website @ www.greeneinsurance.com

Florida auto parts stores have more going on than a standard retail shelf.Inventory, customer slip-and-fall exposure, de...
06/15/2026

Florida auto parts stores have more going on than a standard retail shelf.

Inventory, customer slip-and-fall exposure, delivery vehicles, employee drivers, POS/cyber risk, product liability, and customer-vehicle handling can all change how the policy should be built.

We published a Florida guide for auto parts store owners covering BOP/property, inventory values, delivery auto, workers comp, garage liability questions, and what to send before quoting.

Read it here: https://dub.sh/cwsr2Jk

Questions about a parts store, delivery vehicle, or garage exposure? Call 1-800-252-6885.

Florida contractors: the state license minimum and the COI a GC or project owner asks for are not the same thing.A contr...
06/14/2026

Florida contractors: the state license minimum and the COI a GC or project owner asks for are not the same thing.

A contractor can satisfy the CILB insurance floor and still run into a contract asking for $1M/$2M GL, additional insured wording, waiver of subrogation, primary/noncontributory wording, workers comp proof, commercial auto, or umbrella limits.

We published a Florida guide that separates DBPR/CILB license minimums from real-world contract and certificate requirements, with a quote-prep checklist before promising wording the policy may not support.

Read it here: https://dub.sh/AQ1OyUH

Questions about a contractor COI or rejected certificate? Call 1-800-252-6885.

Florida flower shops are not just retail stores. Delivery, wedding venue COIs, refrigerated stock, workers comp, and POS...
06/11/2026

Florida flower shops are not just retail stores. Delivery, wedding venue COIs, refrigerated stock, workers comp, and POS/online order exposure can all change the insurance conversation.

We put together a Florida florist insurance checklist for shop owners reviewing leases, venue certificate requests, delivery vehicles, cooler failure, and quote documents.

Read it here: https://dub.sh/DujgqGl

We are excited to be nominated for Best of Florida in the Insurance Agency category! Vote now at guidetoFlorida.com
05/22/2026

We are excited to be nominated for Best of Florida in the Insurance Agency category! Vote now at guidetoFlorida.com

Florida pool contractors: busy season is not the time to find out your insurance package does not match the work you act...
05/20/2026

Florida pool contractors: busy season is not the time to find out your insurance package does not match the work you actually do.

Pool builders, remodelers, resurfacing crews, equipment installers, and service companies all carry different risks. General liability, workers comp, commercial auto, tools, subcontractor certificates, and chemical or draining-related exposures can all matter before the next job starts.

Key tip: review your certificates, payroll, truck use, and subcontractor paperwork before renewal week or before a larger commercial/HOA job asks for proof of coverage.

📖 Read the full guide: https://dub.sh/2y3oVyE
📞 Questions? Call us: 1-800-252-6885

05/09/2026

For many commercial auto carriers we work with, the fleet conversation really changes once a Florida business has over 9 power units.

That means 10+ self-propelled work trucks, vans, service units, box trucks, or similar vehicles. At that point, the carrier is looking at much more than the vehicle list: driver MVRs, garaging, radius, loss runs, hired/non-owned auto, contracts, and umbrella requirements can all affect the account.

If you are approaching the 10th power unit, review the policy before renewal week.

📖 Read the full guide: https://www.greeneinsurance.com/blog/fleet-insurance-florida-over-9-power-units
📞 Questions? Call us: 1-800-252-6885

Jacksonville electrical contractors: larger commercial jobs can fall apart over the certificate, not the craftsmanship.B...
05/07/2026

Jacksonville electrical contractors: larger commercial jobs can fall apart over the certificate, not the craftsmanship.

Before you bid work for a GC, property manager, school, warehouse, or industrial site, review your general liability, workers comp, commercial auto, umbrella, tools coverage, and subcontractor paperwork. The contract may require more than your normal renewal package.

Key tip: ask for the insurance exhibit before bid day, not the week the certificate is due.

📖 Read the full guide: https://dub.sh/coUNLhG
📞 Questions? Call us: 1-800-252-6885

Building a new home in Florida? Builder’s risk is familiar, but it may not be your only insurance path.For eligible owne...
05/06/2026

Building a new home in Florida? Builder’s risk is familiar, but it may not be your only insurance path.

For eligible owner-occupied new builds, our dwelling-under-construction homeowners option can start during construction, satisfy lender insurance requirements, include liability coverage not typically provided with standalone builder’s risk, and transition toward homeowners coverage after completion.

One more thing to check: many standalone builder’s risk policies are written for 12 months and fully earned. If the home finishes around 8 months, unused premium may not be refunded.

Before you bind a temporary standalone policy, compare the options.

https://dub.sh/gMHfoPG

Your business insurance can go up even when you had zero claims.That does not mean you should sign the renewal without q...
05/05/2026

Your business insurance can go up even when you had zero claims.

That does not mean you should sign the renewal without questions. Florida carriers look at property values, payroll, sales, vehicles, driver lists, litigation trends, deductible changes, and whether they still want that type of account.

Before you accept a painful increase, compare the renewal against last year’s policy line by line.

📖 Read the full guide: https://dub.sh/DHzMF34
📞 Questions? Call us: 1-800-252-6885

Why did your Florida bar insurance go up at renewal?For bars, lounges, and restaurants that serve alcohol, the renewal i...
05/03/2026

Why did your Florida bar insurance go up at renewal?

For bars, lounges, and restaurants that serve alcohol, the renewal is not just about last year's premium. Liquor liability, sales audits, late-night hours, entertainment, workers comp payroll, umbrella wording, and carrier appetite can all change the number.

Before you sign, check the audit basis, liquor liability limits, assault and battery wording, and whether the policy still matches how your business actually operates.

📖 Read the full guide: https://dub.sh/Qn91obc
📞 Questions? Call us: 1-800-252-6885

Address

417 SW Baya Drive
Lake City, FL
32025

Opening Hours

Monday 9am - 12pm
1pm - 5pm
Tuesday 9am - 12pm
1pm - 5pm
Wednesday 9am - 12pm
1pm - 5pm
Thursday 9am - 12pm
1pm - 5pm
Friday 9am - 12pm
1pm - 5pm

Telephone

+13867551122

Website

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