Sandra Williams Agency

Sandra Williams Agency Our goal is to help you with your insurance needs. We do this by offering the best customer service along with stellar coverage and cover all of Florida.

Call us at 386-438-8420. Sandra Williams Agency -- We cover all of Florida for anyone insurance needs including auto, home, boat, RV, mobile home, ATV, motorcycle, and more. Call or text us today at 386-438-8420.

Wondering what your property or auto policy really covers? What a certain coverage means? Or if you’re getting the best ...
10/15/2025

Wondering what your property or auto policy really covers? What a certain coverage means? Or if you’re getting the best rate? Ask away!

Comment below, send us a message, or call anytime. We love answering your insurance questions!

Many personal auto insurance policies do provide coverage for rental cars, but the details vary by policy.Typically, lia...
10/08/2025

Many personal auto insurance policies do provide coverage for rental cars, but the details vary by policy.

Typically, liability and collision coverage may extend to a rental, but there can be limits or exclusions depending on your plan and the rental company. If you have a homeowners, renters, or condo policy, personal belongings you keep in a rental car may also be protected.

However, not every policy includes this automatically. Because coverage can differ widely, it’s important to review your policies before traveling. Contact us today to see exactly what’s covered so you can travel with peace of mind.

This is a tricky one. Make your guesses in the comments! The answer is… A. Louisiana! Louisiana has the highest home ins...
10/01/2025

This is a tricky one. Make your guesses in the comments! The answer is…

A. Louisiana! Louisiana has the highest home insurance rates in the U.S., costing an average of 10.78% of household income, according to Bankrate. One of the main reasons is that severe weather and frequent storms increase risk, which in turn drives up premiums.

Wherever you live, having the right coverage matters. Let us help you review your policy so you’re not left underinsured.

Make sure you have the right coverage at the right price. Whether it’s updating your current plan or exploring new cover...
09/24/2025

Make sure you have the right coverage at the right price. Whether it’s updating your current plan or exploring new coverage, our team is ready to guide you every step of the way.

It’s always eye-opening to be reminded of just how powerful nature can be. Storms can leave behind a lot of damage (and ...
09/17/2025

It’s always eye-opening to be reminded of just how powerful nature can be.

Storms can leave behind a lot of damage (and big expenses). Make sure you’re protected with the right insurance before the next one hits.

09/10/2025

Don’t get caught unprotected! Call us today for an ATV insurance quote.

09/03/2025

What word did you get?

While you’re working toward your dream car, make sure your current car is fully protected. You don’t want to be stuck with unexpected expenses while saving for your dream ride. Reach out today, and we’ll help you find the right auto coverage.

You could be saving money by bundling your home and auto insurance. Combining your policies could lower your premiums. C...
08/27/2025

You could be saving money by bundling your home and auto insurance.

Combining your policies could lower your premiums. Call us today to see how much you could save!

Did you make your guess?The answer is true! More than 13% of homes in the U.S. are uninsured. That’s about 1 in every 7 ...
08/20/2025

Did you make your guess?

The answer is true! More than 13% of homes in the U.S. are uninsured. That’s about 1 in every 7 homes.

Even if you have home insurance, you could still be underinsured. Call us today to make sure your coverage is enough to protect your home and belongings.

If your car is totaled or stolen, your standard auto insurance will only pay you the current market value of the vehicle...
08/13/2025

If your car is totaled or stolen, your standard auto insurance will only pay you the current market value of the vehicle. But what if you still owe more on your loan than what the car is worth?

That’s where GAP (Guaranteed Asset Protection) insurance comes in. GAP insurance helps cover the “gap” between your car’s actual cash value and the remaining balance on your loan or lease.

You may need it if:

🚗 You’re leasing your car
🚗 You made a small down payment on your vehicle
🚗 Your vehicle depreciates quickly.

Want to know if GAP insurance makes sense for you? Reach out to us today!

We found it hard to narrow it down to just one thing! How about you? That's why homeowners insurance isn’t just smart, i...
08/06/2025

We found it hard to narrow it down to just one thing! How about you?

That's why homeowners insurance isn’t just smart, it’s necessary. It protects more than just your home’s structure; it can cover the belongings that make your house a home.

Not sure if your current policy is enough? Let’s take a look together.

Looking for an insurance agency that takes the time to understand your needs? You’ve come to the right place.
07/30/2025

Looking for an insurance agency that takes the time to understand your needs? You’ve come to the right place.

Address

164 NW Madison Street, Ste 102
Lake City, FL
32055

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+13864388420

Website

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