Lakeside Bank

04/10/2026

April is Financial Literacy Month, a great time to assess your personal finances and make any needed adjustments. Here's another tip to help you make your financial goals a reality.

𝗨𝘀𝗲 𝗖𝗿𝗲𝗱𝗶𝘁 𝗪𝗶𝘀𝗲𝗹𝘆. When using your credit card - or cards - remember, incidental purchases add up. Paying only the minimum amount due each month can result in finance charges that quickly make small purchases very costly. Your credit rating can also be affected. If possible, pay your full balance every month. If you haven't done so recently, request a free credit report from www.annualcreditreport.com. Make sure the information is accurate and up-to-date before you apply for a mortgage or other loan, buy insurance, or apply for a job. If you find errors, dispute them.

FDIC-Insured | Equal Housing Lender

04/07/2026

04/07/2026

April is Financial Literacy Month, a great time to assess your personal finances and make any needed adjustments. Here’s another tip to help you get get started.

𝗖𝗿𝗲𝗮𝘁𝗲 𝗮 𝗕𝘂𝗱𝗴𝗲𝘁.The first step toward taking control of your financial life is to find out how much money you take in and how much you spend. If you have a budget in place, review it for areas you need to pay more attention to, or to find where you can cut back to save more. If you don’t have a budget, make it a priority to set one up. Start by tracking your monthly spending by category. You should be able to get a feel for the average amount you spend on food, bills, and other expenses each month. This will allow you to see how much you could save monthly, as well as help you identify areas where you need to cut back.

FDIC-Insured | Equal Housing Lender

04/05/2026

Celebrating new beginnings as the promise of Easter gives new life and hope to all that is. Wishing everyone a very happy Easter day filled the blessings of family and friends.

FDIC-Insured | Equal Housing Lender

04/02/2026

All Lakeside Bank locations will be closed for Good Friday on April 3. We wish everyone a happy Easter weekend.
🐰Lakeside ATMs, online banking and our mobile app are always available for your convenience.

FDIC - Insured | Equal Housing Lender

03/31/2026

A new season brings new opportunities: plans to make, goals to reach and moments to enjoy.
Through it all, Lakeside is always on your side. 🌸

FDIC - Insured | Equal Housing Lender

03/31/2026

March is National Credit Education Month, the perfect time to do a credit “check-up” to make sure your credit rating is protected and you’re following good financial habits to get – or keep – that rating where you need it to be. We're highlighting some important steps you can take to improve your rating:

𝗢𝗽𝗲𝗻 𝗡𝗲𝘄 𝗖𝗿𝗲𝗱𝗶𝘁 𝗢𝗻𝗹𝘆 𝗮𝘀 𝗡𝗲𝗲𝗱𝗲𝗱. Each time you apply for a credit card it creates a “hard inquiry” on your credit report. This can have a negative impact on your overall credit score, so choose wisely.

FDIC - Insured | Equal Housing Lender

03/30/2026

March is National Credit Education Month, the perfect time to do a credit “check-up” to make sure your credit rating is protected and you’re following good financial habits to get – or keep – that rating where you need it to be. We're highlighting some important steps you can take to improve your rating:

𝗖𝗵𝗲𝗰𝗸 𝘆𝗼𝘂𝗿 𝗖𝗿𝗲𝗱𝗶𝘁 𝗥𝗲𝗽𝗼𝗿𝘁. If you haven't done so recently, request a free credit report from www.annualcreditreport.com. Make sure the information is accurate and up-to-date before you apply for a mortgage or other loan, buy insurance, or apply for a job. If you find errors, dispute them.

FDIC - Insured | Equal Housing Lender

03/30/2026

Happy Doctor's Day to all the doctors across our Southwest Louisiana community who work tirelessly to care for their patients. We appreciate you!

FDIC-Insured | Equal Housing Lender

03/26/2026

March is National Credit Education Month, the perfect time to do a credit “check-up” to make sure your credit rating is protected and you’re following good financial habits to get – or keep – that rating where you need it to be. We're highlighting some important steps you can take to improve your rating:

𝗣𝗮𝘆 𝗔𝘁𝘁𝗲𝗻𝘁𝗶𝗼𝗻 𝘁𝗼 𝗖𝗿𝗲𝗱𝗶𝘁 𝗨𝘁𝗶𝗹𝗶𝘇𝗮𝘁𝗶𝗼𝗻 𝗥𝗮𝘁𝗲. Your credit utilization rate (CUR) is your total credit card balance divided by your total available credit. For instance, the average American has a credit limit of $22,589 on four cards and a $6,028 balance, according to Experian. That results in a CUR of about 27%. Experts typically recommend keeping your total CUR below 30%, and below 10% is even better. If your CUR is above 30% and you have no problem paying your bills on time and in full, you can call your card issuer and ask for a credit increase. If you’re struggling to pay off your bills and you have a high CUR, it’s smarter to figure out some areas where you can cut back your spending than to apply for additional credit.

FDIC-Insured | Equal Housing Lender

03/25/2026

March is National Credit Education Month, the perfect time to do a credit “check-up” to make sure your credit rating is protected and you’re following good financial habits to get – or keep – that rating where you need it to be. We're highlighting some important steps you can take to improve your rating:

𝗧𝗲𝗮𝗰𝗵 𝘆𝗼𝘂𝗿 𝗖𝗵𝗶𝗹𝗱𝗿𝗲𝗻 𝗮𝗯𝗼𝘂𝘁 𝗗𝗲𝗯𝘁. Yes, debt is a four-letter word, but do your children a favor and teach them good overall money habits early. Did you know more young adults aged 20 – 24 declare bankruptcy than graduate from college? Credit card debt is the biggest contributor to this. Teach them about saving money, wise spending, and how to build good credit sooner rather than later.

FDIC-Insured| Equal Housing Lender

03/19/2026

Lakeside Board Chair Mike Veron and CEO/President Roy M. Raftery Jr. recently presented a donation to St. Louis Catholic High School principal Kelly DeMolle for the school's Partners in Education program.

FDIC-Insured | Equal Housing Lender