Premier Nationwide Lending - Lake Charles

09/23/2024

5.0 star review received on Experience.com for Taylor Fruge by Malerie L - Taylor was great about communicating, keeping us informed, answering any and all of our questions, and just overall being a joy to work with!

Click to see all 32 reviews of Taylor Fruge, RMLO | NMLS ID #1631785

08/07/2024

Copied this from another LO that’s not posting fake news for hype 🙂

WARNING **TRANSPARENT MORTGAGE RATE TALK**

If you are on any social media platform, I'm sure you've been bombarded with multiple post about interest rates being in the 5’s and "Now’s the time to buy!"

Please read this very carefully and let it sink in >>>Yes, rates have improved because of the market's reaction to various factors, but the Feds have ❌NOT cut rates❌.
Yes, there may be options for some to get a rate in the 5’s right now BUT there are most likely costs to do so and that will vary with each situation. For example, I know someone who locked a rate of 5.6% in another state - but it cost $6,000 to do so.
So please be VERY careful when believing/sharing posts claiming "rates have been slashed" or now is the time to refinance. Seek to share accurate information and not just something because it sounds good.

However, let's talk since we are going to continue to see rates improve. Here are some things you need to keep in mind: 😊🗝️🏡⬇️⬇️

If you do not own a home jump to #4.

1 - You may (you will) start receiving phone calls, emails, texts, DM's about refinancing. Many from lenders you don't know and who are simply trying to make a "sale”. It's been a rough couple of years for some in this industry, so MANY are getting aggressive. Just talk to your loan officer, or someone you know - you like - and you trust, who won't steer you wrong. ~~~~~I’m here if you need me 😉

2 - Is it too soon? Did you just buy a home? If you did and you paid to permanently buy down your interest rate, that buy-down will be money lost. If you did a temporary buy down, you could get the remaining money back. An analysis should be done to see if you are financially coming out ahead. Don’t just take someone’s word for it that “you should refinance now”.

3 - Will interest rates fall further? Probably. Will we see 3% again? Likely not. But rates will continue to rise and fall, with a downward slope likely for at least a little while - some saying two years or more. Of course, there are no guarantees where they will settle in. 💰 No one has a crystal ball 🔮

4 - And finally, for those buying a home - don't stay on the fence! If you can afford the payment, just jump off that fence! When the Feds do officially start making rate cuts, the competition will heat up! What happens to nearly everything that is in high demand?!? Price increases! And that's just no fun because you will end up in a bidding war and/or paying more for the house. 🏡🏡

If you have questions, please reach out. I'll make sure you have the right information to move forward... or to wait.
Here at Premier Nationwide Lending, we will make sure you are getting mortgage advice tailored just for you and your specific situation. 🏡😊🗝️

My cell # is 337-304-0400. Feel free to call or text me today!

06/07/2024

📣 Calling all past clients, current clients, potential clients, and referral partners of Abby LeJeune 📣 She is hosting a sno-ball party for you today! Stop by 4216 Lake St. from 3-4PM and get a sno-ball by Cowboy Cones 🍧

02/06/2024

SO PUMPED to see everyone tomorrow for The Social Shift: with Jordan Sellers!🔥 If you haven't registered yet, you can RSVP through the Facebook event page!

12/06/2023

spread some of our over-the-top holiday cheer this weekend at our 3rd Annual Christmas at the Farm event! 🎅🎄🦙
Thank you to each of our amazing clients and referral partners who came out and joined in on all the fun! We are so blessed by your continued support and friendship, and we hope you all made some wonderful holiday memories.

Thank you, thank you, thank you to Michele Trahan for so graciously opening up Red Oak Farm for all of us to enjoy— the super-talented Abby Cummings with Abbies Photography for somehow being in 100 places at once to capture the most precious moments— and everyone's favorite face painter, Corrin Aguillard with All Made Up - Lake Charles for making the day pure magic for so many little ones! We couldn't have done it without you, and we appreciate you so very much!

The full gallery of high-resolution family & Santa photos are available to download for free through the link below:
https://abbiesphotography07.pixieset.com/premieratredoakfarm2023/

12/04/2023

We are looking for a Licensed Mortgage Loan Partner. Someone who is a self-starter, an efficient multi-tasker, great with people, has a positive attitude and loves working. This position will be split between mortgage responsibilities and sales responsibilities.

The ideal candidate may currently/formerly be a loan officer or a processor who is either burnt out from having to generate their own business, or can no longer afford to ride the commission wave. This candidate absolutely must know how to pull & analyze credit, review income & asset documents, have an understanding of how to structure a loan, have a general knowledge of Fannie Mae, FHA, VA, USDA guidelines, run AUS, stack & submit files, request & clear conditions and communicate incredibly with both borrowers and Realtors.

Being adaptable and efficient is very important for this position. Organizational skills are essential for success in this position along with the ability to follow-up efficiently and keep track of your progress in a logical and organized manner. Attention to detail should be a natural skill of yours and handling multiple tasks in a fast paced environment should be something you thrive on.

We are looking for a genuine team player who is excellent in communicating professionally with clients and is a steel-trap with following-through on tasks and assignments. You should be able to learn new skills and information needed to adapt to the ever-changing mortgage industry and have a self-motivated ability to “figure things out" along the way.

Responsibilities include:

-Taking applications and entering files/uploading documents into the database
-Send out needs list to client
-Follow up on needs list
-Excellent tracking of the mortgage pipeline
-Calculate income and run AUS
-Prioritizing responsibilities, determining what needs to be done and when
-Help clear conditions when needed
-Make sure closings happen on time and put out fires
-Other mortgage responsibilities
-Follow Up

You must have at least 2 years professional office experience and one year of mortgage or banking experience. Only apply if you want to be part of a fast-growing team who really cares about their clients. This is a full-time position. Mortgage license is ideal but we are willing to consider candidates who have excellent experience and are willing to get licensed. Would prefer to hire local, but willing to hire someone working remotely if it is the right fit.

If you're interested in joining our team, please submit your resume asap to [email protected]

12/02/2023

Christmas at the Farm with Premier Nationwide Lending is today!

It’s beginning to look a lot like Christmas at the farm! 🎄We have a ton of things to do and 🎅🏼 will be here for 📸

We look forward to seeing all of our past clients, referral partners, and anyone that has helped and supported us along the way.

Hosted by Premier Nationwide Lending, NTFN, Inc. NMLS #75333