Mortgages By Channing

Mortgages By Channing Owner, Bayou Mortgage | NMLS #1235512
See what you actually qualify for 👇
workwithchanning.com

Do The Hard Thing. It’s one of my core values and I got to practice it this week. Me and the 9 other people in this roo...
07/26/2026

Do The Hard Thing. It’s one of my core values and I got to practice it this week.

Me and the 9 other people in this room were forced to get way out of comfort zones in order to be better people, loan officers and leaders.

From cold calling via monkey roulette while everyone watched you, to countless public speaking sessions where we were coached on the spot.

What a great opportunity this was and I am excited for what the future holds!

One of my favorite quotes was

“You don’t get what you deserve you get what you ask for”

05/20/2026

Did you know you can buy a 2-4 unit property with an FHA loan?
Here's the strategy 👇
✅ Buy a duplex, triplex, or fourplex with an FHA loan
✅ Live in one unit for 12 months (required)
✅ Rent out the other unit(s) — tenants pay your mortgage
✅ Move out after 12 months → keep it as a rental
✅ Rinse and repeat with a new FHA loan
This is how regular people build a rental portfolio without needing investment-property down payments.
Comment "Sell" and I'll send you the full breakdown 📩

05/20/2026

4 mistakes that cost homeowners thousands 👇
1️⃣ Only ONE pre-approval
2️⃣ Underpricing to sell fast
3️⃣ Not lining up closing dates
4️⃣ Picking a path before running the numbers
Save this 📌
Comment "Sell" for the full breakdown 📩

05/19/2026

Selling your house to buy a new one?
The sale contingency is the most common path — your offer on the new home depends on your current one selling first.
✅ No risk of two mortgages
✅ You only qualify on one payment
✅ Most familiar option for sellers + agents
❌ Weaker offer in competitive markets
❌ Tight timing between closings
❌ Seller can keep showing the home
Best fit: most move-up buyers in a balanced market with room to negotiate.
Comment " Sell " and I'll send you the full breakdown 📩

05/19/2026

Need to buy a new house before you sell your current one?
A bridge loan might be the move.
It's a short-term loan that taps your current home's equity → you use it as the down payment on the new house → then it pays off when your old one sells.
✅ Strong, non-contingent offer
✅ Move on your timeline
❌ Higher rates + fees
❌ You carry two payments briefly
Comment "GUIDE" and I'll send you the full breakdown 📩

3 Ways Short
Trying to move but stuck on one question?
Sell first or buy first?
Most homeowners only know about one option. There are actually 3:
1️⃣ Sale Contingency → safest, but weaker offer
2️⃣ Bridge Loan → strong offer, but two payments briefly
3️⃣ Keep it & Rent it → no sale needed, become a landlord
The right one depends on YOUR numbers — not someone else's opinion.
Comment "Sell" and I'll send you the full breakdown 📩

05/19/2026

Client Thought The Home Was Theirs But Missed This!

Most buyers have no idea this is part of the deal.
Comment "Sell" and I'll send you the full breakdown 📩

05/18/2026

Need to buy a new house before you sell your current one?
A bridge loan might be the move.
It's a short-term loan that taps your current home's equity → you use it as the down payment on the new house → then it pays off when your old one sells.
✅ Strong, non-contingent offer
✅ Move on your timeline
❌ Higher rates + fees
❌ You carry two payments briefly
Comment "BRIDGE" and I'll send you the full breakdown 📩

Address

113 Williamsburg Street
Lake Charles, LA
70605

Telephone

+13374762623

Website

Alerts

Be the first to know and let us send you an email when Mortgages By Channing posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category