Loans by Suzette

Loans by Suzette Loans by Suzette is a mortgage firm specializing in jumbo loans for high end real estate. Suzette Lipscomb is an expert in this field. In addition, Ms.

Loans by Suzette is one of the few remaining “old school” mortgage companies that still believes in offering unparalleled service and adding value to every transaction. Their private client roster includes some of the top financial minds and entertainment industry giant,s as well as your small four income (2 jobs, 2 people) families working hard to have a small piece of the American Dream. Loans b

y Suzette was founded by Suzette Lipscomb after running several large mortgage companies in one capacity or another. She has been in the mortgage business for over two decades. Suzette started her career early with a Bachelor of Science in Economics. Over the years, she has continued to expand her knowledge and advise and consult clients on a wide array of financial issues. LBS employees go through rigorous customer service training, have long term experience in finance, maintain current licensing and expand their knowledge through ongoing educational requirements. Most importantly, they never forget the reality that all of their business comes from referrals. Up to 80% of the customer base is a past client or was referred by one. LBS strives to have everyone walk away from their purchase or refinance transaction feeling as though they were treated like the most important client in the world. In addition to her California Broker’s corporate and personal licenses, Suzette Lipscomb also earned a LEED accredited General Contractor’s license, is a Notary Public and is NMLS licensed in CA. Headquartered near the ocean in sparkling Laguna Beach, and with an office in Beverly Hills, Loans by Suzette covers all California properties, particularly luxury homes, where the need for experience and complicated income scenarios is critical. Their offices reflect a commitment to creating the least possible impact on the environment and are as “Green” as they can possibly be. Using non toxic cleaning supplies, recycle, remodeled with energy efficient appliances and materials, there are no VOC paints in their offices. From recycled content paper, to lending their expansive Architecture, Design and Construction book collection as a resource for local companies and individuals. LBS offers a "One for One" program where a microloan is made to kiva.org in honor of every client. LBS recognizes that people are their most valuable resource, and most of the employees stay for several years, even decades. There is an extremely low turnover of personnel. Lipscomb, a two time breast cancer survivor, is also a writer. She has written an award winning blog to help women on that unexpected journey and also writes about luxury travel, real estate and design. Loans by Suzette uses technology to their customer's advantage. By blending the best possible advances in the marketplace with personal service, the work flow systems and efficiencies provide exceptional customer service that larger companies just cannot duplicate. One on one contact that allows LBS to get all the details and analyze the financial markets to find the best possible pricing amongst a variety of reputable lenders and determine optimal times for locking loans. Their advice goes way beyond the arranging of financing. Let Loans by Suzette be your trusted mortgage broker for life!

offers decades of experience which will save you lots of dough. The mortgage process is complicated. Choose an expert t...
11/10/2022

offers decades of experience which will save you lots of dough. The mortgage process is complicated. Choose an expert team who can help navigate your path with ease.

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https://on.wsj.com/3yZ8PR0 For clients looking to minimize estate taxes please ask your CPA or financial planner about t...
07/20/2022

https://on.wsj.com/3yZ8PR0 For clients looking to minimize estate taxes please ask your CPA or financial planner about the recent changes to the timeline for claiming large estate tax exemptions. As always consult with your legal and tax professionals before making any decisions. Need a mortgage? Reach out to . Need a referral, we can partner you with experts in the field. Article below from the Wall Street Journal by Ashlea Ebeling. Credit: DAISY KORPICS/THE WALL STREET JOURNAL, GETTY

Mortgage Rates Spike - Loans By Suzette Economic Updatehttp://loansbysuzette.com/2016/11/19/mortgage-rates-spike/
11/19/2016

Mortgage Rates Spike - Loans By Suzette Economic Update
http://loansbysuzette.com/2016/11/19/mortgage-rates-spike/

The bond market went a little crazy last week, and mortgage rates followed. By Monday of this week most lenders were quoting 4.0% for a 30-year fixed-rate mortgage (FRM).

Loans by Suzette Economic UpdateRent Reliefhttp://loansbysuzette.com/2016/10/07/rent-relief/
10/07/2016

Loans by Suzette Economic Update
Rent Relief
http://loansbysuzette.com/2016/10/07/rent-relief/

Is this the end of endless rent hikes? The Wall Street Journal reports that rents have come down in some of the nation's priciest cities this quarter.

Loans By Suzette Economic UpdateNew Homes On The Wayhttp://loansbysuzette.com/2016/09/23/new-homes-way/
09/23/2016

Loans By Suzette Economic Update
New Homes On The Way
http://loansbysuzette.com/2016/09/23/new-homes-way/

After hovering within a three-point range for the last 9 months, the NAHHMI busted loose, rising 6 points to tie the post recession high reached last Oct.

Loans By Suzette Economic UpdateRates Rise - A Great Time To Buy Or Re-Fi
09/17/2016

Loans By Suzette Economic Update
Rates Rise - A Great Time To Buy Or Re-Fi

Why wait? Members of the Federal Reserve Board sounded amenable to higher interest rates late last week so the markets decided to get ahead of the game.

Loans Suzette Economic UpdateJobs Return, Builders Don't
09/09/2016

Loans Suzette Economic Update
Jobs Return, Builders Don't

We know by now that the housing inventory is the root of all evil, blamed for home sales that aren't quite where they should be, the steady erosion of the homeownership rate, rising home prices, and rising rents.

Loans By Suzette Economic UpdateWaiting on the Fed Again
09/02/2016

Loans By Suzette Economic Update
Waiting on the Fed Again

The markets were expecting that the week's big news would be Federal Reserve Chair Janet Yellin's speech on Friday, but it came and went without much of a stir.

Loans By Suzette Economic UpdateA Tale Of Two Reports
08/27/2016

Loans By Suzette Economic Update
A Tale Of Two Reports

The contrast between the two July home sales reports that came out this week was pretty glaring. But let's look at the good news first...

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430 Forest Avenue
Laguna Beach, CA
92651

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+19493769789

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