Regal American Mortgage

06/30/2020

Defining Certainty in Uncertain Times I’d love to see how many times the words mortgage forbearance has been looked up in the past three months, while...

01/02/2020

Sign up, apply and start closing your loan now.

07/19/2019

There three numbers that matter the most when it comes to a home loan application. They are your credit score, your debt-to-income ratio, and your loan-to-value ratio. These specific numbers matter because they affect your ability to qualify for a home loan as well as your interest rate for the loan...

06/07/2019

Rates as low as 3.25% APR

If you’re a veteran, you have several options for refinancing --ones that work differently than a streamline refi. With a VA cash-out refi, veterans like you can take out some of the equity and use it however you want.

02/28/2019

When compared to past generations, the millennial generation is the most college educated. With 1.5 trillion dollars in student loan debt this financial obligation is second only to mortgage debt in the US.

While student debt poses a significant hurdle to homeownership, there are things you can do to make it easier. Here are our best tips for buying a home with student debt.

02/20/2019

Do you know the difference?

If you plan on purchasing a home and plan on including another party, it's important to know what to look for in a

01/31/2019

Mortgage rates fell moderately today, largely in response to the Federal Reserve's policy announcement. The Fed is in charge of seeing a key short-term rate that impacts the entire financial market by varying degrees. The Fed does NOT set fixed mortgage rates...

01/29/2019

Lock and Shop!

01/28/2019

You served our country, now let us serve you!

01/24/2019

All the changes in 2017 tax code have left many worried about paying more taxes then they are use to. These provisions have great corrective actions to balance the scales again forthe NAR's 1.3 million members.

Three major provisions Brokers, agents and clients will benefit from are as followed.

- Section 199A 20% pass-through deduction eligibility for agents and brokers that operate as independent contractors. That's a big win for our end of the year bottom line.
- Clarification to an ambitious law for rental property write offs.250 hours per year spent on maintaining and repairing property, collecting rent, paying expenses and conducting other typical landlord activities now allows for a 20% small business deduction for rental property owners.
- 1031 exchanges for one parcel of real estate for another have been denied the tax benefits, the new ruling overturned this. Welcome news for commercial realtor activities

New tax guidelines will allow real estate professionals to benefit from the Section 199A 20 percent pass-through deduction.