Kim Meche, Universal Lending Services Inc.

05/25/2026

04/20/2026

🏚️✨ Calling All Realtors + Future Homeowners! ✨🏚️

Got your eye on a fixer-upper with potential? Or know a client ready to roll up their sleeves and build some sweat equity? I’ve got something you NEED to see 👇

🔑 Financing Options That Open Doors:
💥 97% financing for first-time homebuyers
💥 95% financing for repeat buyers

That means LOW down payment, more opportunity, and a real shot at turning that “needs a little love” house into a dream home ❤️

👷‍♂️ Whether it’s peeling paint, outdated kitchens, or a full-on HGTV project… let’s make it happen.

📣 Realtors: Bring me your buyers who thought they couldn’t afford it.
🏡 Buyers: Stop scrolling past potential — let’s turn “fixer-upper” into “forever home.”

📩 Message me to get started or run numbers! Let’s build something amazing together.

Call now to connect with business.

03/14/2026

https://www.facebook.com/share/1KPgKw6ww2/?mibextid=wwXIfr

House hunting soon? 🏡
Start with a pre-approval.

Knowing your numbers before you shop helps you move faster, make stronger offers, and avoid surprises along the way.

Getting pre-approved is fast, simple, and free — and it puts you one step ahead in today’s market.

02/15/2026

https://www.facebook.com/share/1R24pgyYcM/?mibextid=wwXIfr

Love is in the air… and so is your dream home ❤️🔑
Let Universal Lending help you say “yes” to the address.

Contact us today to get pre-approved! 🏡

12/27/2025

Wishing you a season filled with joy, gratitude, and new beginnings ✨
Happy Holidays from the Universal Lending team!

12/23/2025

Congratulations Quade! You did it!
I am so excited for you and honored to have been part of this huge milestone. Becoming a homeowner is such an incredible accomplishment, and this is just the beginning of many great memories to come. Enjoy Christmas in your New Home!
Thank you, Quincy, for entrusting me in helping your son get into his 1st home! thank you Mrs. Lori Broussard, Realtor, for helping Quade find the perfect home for him.
Merry Christmas to you all and that means you too Ms. Brenda!!

12/09/2025

Congratulations, Matt & Jen!

Welcome to your beautiful new home and to our wonderful Acadiana community! I know you’re going to love it here and make the sweetest memories for years to come. 🏡❤️

It was truly a joy helping you through this exciting chapter.
And a big thank-you to Allen Dugas with Latter & Blum Compass, it was a pleasure working alongside you! Thanks Lynzy Cho and the Reliant Title Team!

Wishing you both all the blessings, happiness, and laughter as you settle in. Welcome home! 🏠💛
,

12/04/2025

🎉 CLEAR TO CLOSE… and in RECORD TIME! 🎉

Huge congratulations to Matthew & Jen!
Their loan was submitted on November 26, 2025 and we received the CLEAR TO CLOSE on December 3, 2025 — now that’s a fast turnaround! 🙌✨

There is nothing better than calling my buyers with the words they’ve been waiting to hear… CLEAR TO CLOSE! 🏡💛

If you or someone you know is thinking about buying or refinancing, I’m just a phone call away. I’d be honored to help you make your home dreams come true!

📞 Kim Meche — Universal Lending
337-344-5912 | www.ulending.net/kim

11/24/2025

🌟 JUMBO LOANS JUST GOT BETTER! 🌟
2026 Jumbo Loan Limits Up to $819,000

Financing up to 89.99% LTV – NO MI!

✔️ Minimum Loan Amount: $1 above agency limit
✔️ Maximum Loan Amount: Up to $3.5M
✔️ Up to 89.99% LTV – No Mortgage Insurance at ANY LTV!
✔️ Up to 50% DTI with LTV up to 80%
✔️ 660 Minimum Credit Score
✔️ Business funds allowed for down payment & closing costs
✔️ True blended ratios accepted
✔️ Only 1 appraisal required up to $3M
✔️ 30-Year Fixed or Interest-Only options

Have a loan to price? Call me today!

📞 Kim Meche – Universal Lending
📱 337-344-5912
🌐

We, at Universal Lending Services Inc, are able to get you the best rates on all types of loan programs, we'll fit your needs! Mortgage Services in Lafayette, LA, Louisiana

11/02/2025

🚗💨 Cooler temps = lower tire pressure! ❄️🛞

Hey friends — it’s that time of year again! When the weather cools off, your tire pressure can drop, and that can affect your gas mileage, safety, and even how your car handles.

If you’ve got one of our Universal Lending tire gauges hehe or any other one now’s the perfect time to pull it out and give those tires a quick check! ✅

A few minutes of air today can save you a whole lot of trouble later!

💡 Tip: Most tires should be around 32–35 PSI — check your driver’s door sticker for the exact number!

Stay safe, stay rolling, and keep those wheels turning! 😎