Johnson-Stone Insurance and Financial Services

Johnson-Stone Insurance and Financial Services Insurance and Financial Services

“Let us Protect your Family and Business While Preparing for the Future.” We achieve this by taking advantage of the talented staff at the agency.

Before the school year gets into full swing, it’s a great time to remind students how to stay safe on their way to and f...
09/01/2026

Before the school year gets into full swing, it’s a great time to remind students how to stay safe on their way to and from school. Our team at Johnson-Stone Insurance-Financial cares deeply about protecting families in our community, and these simple habits can make a big difference.

Walking to school?
• Stick to sidewalks when available
• Use crosswalks and make eye contact with drivers before crossing
• Walk with others whenever possible

Riding a bike?
• Make sure helmets fit properly and stay buckled
• Ride with traffic and come to a full stop before crossing
• Choose routes with lighter traffic and fewer intersections

Taking the bus?
• Stand back from the curb while waiting
• Wait for the bus to stop completely before getting on
• Always make eye contact with the driver before crossing near a bus

Getting dropped off?
• Follow school drop-off rules and speed limits
• Never pass a stopped school bus

Teen drivers?
• Review seatbelt safety with everyone in the car
• Keep devices put away and eyes on the road
• Stick to posted speed limits

We hope these reminders help your family start the school year on a safe and confident note. If you ever have questions about protecting your home, car, or family, we’re always here to help.

Every business carries risk, but the real challenge is how quickly one unexpected issue can disrupt operations and long-...
08/13/2026

Every business carries risk, but the real challenge is how quickly one unexpected issue can disrupt operations and long-term stability. That’s why understanding your exposures is key to choosing business insurance that truly protects what you’ve built.

Swipe to learn about some of the most common risks businesses face and why the right coverage matters.

If you’d like to review your current policies and make sure they match the realities of your business, our team at Johnson-Stone Insurance-Financial is here to help. Reach out anytime — we’re committed to protecting our Tennessee and Kentucky business communities.

With back-to-school season right around the corner and August marking National Traffic Awareness Month, our team is taki...
08/13/2026

With back-to-school season right around the corner and August marking National Traffic Awareness Month, our team is taking time to highlight a few simple reminders to help everyone stay safe on the road.

The start of a new school year always brings big shifts in daily traffic patterns. More buses, more young pedestrians, and more parents on the move mean a little extra awareness can go a long way. We’re sharing a few key safety tips for both drivers and families to keep in mind as routines pick back up.

At Johnson-Stone Insurance-Financial, we care deeply about protecting our community here in Tennessee and Kentucky. Staying alert and looking out for one another is one of the easiest ways we can all help keep our roads safe.

If you know someone who could benefit from these reminders, feel free to share this post. And if you ever have questions about auto insurance or personalized coverage options, our team is always here to help.

August weather keeps all of us on our toes here in Tennessee and Kentucky. Some days feel like peak summer, and other da...
08/12/2026

August weather keeps all of us on our toes here in Tennessee and Kentucky. Some days feel like peak summer, and other days hint that fall isn’t far away.

So we’re curious — as the season starts to shift, what’s your go-to?

🧊 Team iced drink
☕ Team warm drink

Drop your pick in the comments. We’d love to see which one wins this month!

Construction projects move fast, and so do the risks that come with them. From subcontractor liability to equipment expo...
08/05/2026

Construction projects move fast, and so do the risks that come with them. From subcontractor liability to equipment exposure to post-project claims, having the right construction insurance can make all the difference.

Our team at Johnson-Stone Insurance-Financial helps contractors across Tennessee and Kentucky understand essential coverages, spot common gaps, and protect their crews and their bottom line.

If you want to review your current policies or build a stronger coverage plan for your operation, reach out anytime. We're here to help keep your projects moving safely and confidently.

As families get ready for a new school year, it’s a great time to make sure your student’s insurance coverage still fits...
08/04/2026

As families get ready for a new school year, it’s a great time to make sure your student’s insurance coverage still fits their needs. Whether they’re heading to college for the first time or returning for another semester, a quick review can make a big difference.

From home and auto coverage to personal property and life insurance, there are several areas worth taking a closer look at before classes start.

Taking a few minutes now can offer peace of mind all year long. If you’d like help reviewing your policies or exploring additional options, our team at Johnson-Stone Insurance-Financial is here to support you. Give us a call at (615) 666-4888, and let’s make sure your student is set up for a safe and successful year.

Construction projects have a lot of fast-moving pieces, and without strong risk management, even small oversights can tu...
08/04/2026

Construction projects have a lot of fast-moving pieces, and without strong risk management, even small oversights can turn into costly delays. Our team pulled together a quick overview of key areas that can help keep your projects running smoothly.

If you’d like to take a fresh look at your risk management plan or your current coverage, reach out anytime. We’re here to support your business and keep you protected.

Running a business means juggling a lot of moving parts, and making sure you’re protected from the unexpected is a big o...
08/04/2026

Running a business means juggling a lot of moving parts, and making sure you’re protected from the unexpected is a big one. That’s why our team often recommends looking into commercial umbrella insurance.

It’s designed to give your business an extra layer of protection when your standard policies reach their limits.

Curious if this coverage is a good fit for your business? We’re here to help you sort through your options and make the right call for your needs.

Give our office a call anytime at (615) 666-4888.

Ever wondered whose auto insurance applies if you borrow a friend’s car or someone borrows yours? It’s a common question...
07/21/2026

Ever wondered whose auto insurance applies if you borrow a friend’s car or someone borrows yours? It’s a common question, and the answer can make a big difference if an accident occurs.

In most cases, auto insurance follows the vehicle first. That means the vehicle owner’s policy typically steps in before the driver’s. But there are exceptions, and understanding them can help you avoid surprises.

If you’re unsure how your coverage works or want to make sure you’re fully protected, our team at Johnson-Stone Insurance-Financial is always here to help. Give us a call anytime—we’re happy to walk through your policy with you.

Summer is in full swing here in Tennessee and Kentucky, and our team at Johnson-Stone Insurance-Financial hopes you're m...
07/15/2026

Summer is in full swing here in Tennessee and Kentucky, and our team at Johnson-Stone Insurance-Financial hopes you're making the most of these warm, sunny days.

Whether you're out enjoying the lake, taking a road trip, or spending time on the farm, we’re here to help you stay protected with personalized insurance solutions that fit your season.

If you need support with auto insurance, home insurance, farm insurance, RV coverage, business insurance, or life insurance, our team is always just a call away. Let us know how we can help before summer winds down.

Address

Lafayette, TN
37083

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+16156664888

Website

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