Rob Stewart - Assurance Financial

Rob Stewart - Assurance Financial Rob Stewart is a Senior Loan Officer in the Lafayette Office of Assurance Financial. Rob is an avid Astros fan and enjoys sports, music, and being outdoors.

Lafayette Branch Manager | Providing opportunities for low rates, hassle-free mortgages for buying or refinancing a home throughout LA, TX, AR, FL, TN, VA, & OK. He joined the Assurance team in 2017, and is licensed through the National Mortgage Licensing System and Registry in Louisiana, Texas, Mississippi, Alabama, Georgia, Florida, Tennessee, Colorado, Virginia, and Arkansas. Originally from H

ouston, Texas, Rob joined Assurance Financial after 23 years in college athletics. He received his undergraduate and graduate degrees from Texas A&M (โ€™97 and โ€™99) and has worked for the Athletics Department at Texas A&M, University of Houston, and the Louisiana Raginโ€™ Cajuns. Now he looks forward to serving his clients by applying the experiences and knowledge gained from a career built on customer service. He and his wife, Lea, moved to Lafayette in 2014 where they enjoy raising their two children, Alayna and Ben.

๐Ÿ˜Ž ๐Ÿ‰ ๐—›๐—ฎ๐˜ƒ๐—ฒ ๐—ณ๐˜‚๐—ป ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ๐—ฒ๐—ป๐—ฑ! ๐Ÿšค ๐Ÿฆ
09/02/2026

๐Ÿ˜Ž ๐Ÿ‰ ๐—›๐—ฎ๐˜ƒ๐—ฒ ๐—ณ๐˜‚๐—ป ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ๐—ฒ๐—ป๐—ฑ! ๐Ÿšค ๐Ÿฆ

09/01/2026

September marks the start of something special at Assurance Financial. ๐ŸŽ—๏ธ

In honor of Childhood Cancer Awareness Month, our Apps for Kids campaign is back to support St. Jude Childrenโ€™s Research Hospital. Throughout September, Assurance Financial will donate $50 to St. Jude for every completed loan application.

Not in the market for a mortgage? You can still be part of the impact. Donate directly to St. Jude or help us spread the word! However you choose to participate, every effort helps support the children and families of St. Jude. Hereโ€™s to another meaningful September.

Learn more or donate: https://assurancemortgage.com/stjude/

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—”๐˜‚๐—ด๐˜‚๐˜€๐˜ ๐Ÿฏ๐Ÿญ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜€๐—น๐—ถ๐—ด๐—ต๐˜๐—น๐˜† ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ ๐Ÿ‘ŽRates have been pretty stable th...
08/31/2026

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—”๐˜‚๐—ด๐˜‚๐˜€๐˜ ๐Ÿฏ๐Ÿญ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ

๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜€๐—น๐—ถ๐—ด๐—ต๐˜๐—น๐˜† ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ ๐Ÿ‘Ž
Rates have been pretty stable this month but ended last week near their highest levels. Most borrowers wouldn't see a change in rate, but may see a difference in the credit or points needed to get that rate.

๐—ง๐—ต๐—ถ๐˜€ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—™๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ๐—ป ๐Ÿ‘Ž
Rates could move higher this week as oil prices rise on increased tensions in the Middle East and markets worry the Fed may hike rates at its next meeting. Any increase may be small, but it's tough to see rates moving much lower from here.

๐Ÿ“ˆ ๐—ช๐—ต๐—ฎ๐˜โ€™๐˜€ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ:
โ€ข The Fed: Fed Chair Warsh's Jackson Hole speech last week raised concerns that the Fed may hike rates as soon as the next Fed meeting in September to fight stubborn inflation. There is some concern the Fed may hike rates twice before the end of the year, despite upcoming midterm elections.
โ€ข Labor data: Several jobs reports come out this week, with Friday's BLS jobs report being the most important. The report will show how many jobs were created in August as well as the unemployment rate. Weak job numbers could help mortgage rates, while stronger numbers could increase the chances of a Fed rate hike in September.

08/27/2026

September is right around the corner, and so is our annual Apps for Kids campaign! ๐ŸŽ—๏ธ

In recognition of Childhood Cancer Awareness Month, Assurance Financial will donate $50 to St. Jude Childrenโ€™s Research Hospital for every completed mortgage application we receive throughout September.

Whether youโ€™re ready to buy, refinance or simply explore your options, your application can help support the lifesaving work St. Jude provides for children and families.

Learn more: https://assurancemortgage.com/stjude

Attention Medical Professionals! We have a loan program just for you.
08/27/2026

Attention Medical Professionals! We have a loan program just for you.

08/26/2026

Starting a new job while buying a home? Hereโ€™s what I want you to know. ๐Ÿ‘‡

Please talk to me before you put in your notice. ๐Ÿ˜…

Changing jobs doesnโ€™t automatically mean you canโ€™t buy a home, but the timing matters.

If youโ€™re starting a new job, Iโ€™m going to need to know:

๐Ÿ‘‰ When is your last day at your current job?
๐Ÿ‘‰ When does the new job officially start?
๐Ÿ‘‰ What will your new pay be?
๐Ÿ‘‰ Are there any conditions you still have to complete?
๐Ÿ‘‰ When are we planning to close?

Depending on your loan type, we may also need an offer letter and additional documentation before we can use that new income to qualify.

This is one of those situations where Iโ€™d much rather you call me before making the change than tell me after everything is already in motion. ๐Ÿ˜‚

Changing jobs? Moving money around? Making a big purchase?

When youโ€™re buying a home, keep your loan officer in the loop. A quick conversation can save us both a headache later. ๐Ÿ™Œ

FHA or Conventionalโ€”which could work for you?Both can be great paths to homeownership, but there are a few key differenc...
08/25/2026

FHA or Conventionalโ€”which could work for you?

Both can be great paths to homeownership, but there are a few key differences to know.

FHA loans may offer more flexibility when it comes to credit qualifications and can require as little as 3.5% down.

Conventional loans may allow as little as 3% down for qualified borrowers and offer the ability to remove private mortgage insurance (PMI) once certain requirements are met.

The right fit depends on your credit, down payment, financial picture and long-term goals. Thatโ€™s why it helps to compare your options before deciding. Learn more: https://assurancemortgage.com/fha-vs-conventional-loan/

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—”๐˜‚๐—ด๐˜‚๐˜€๐˜ ๐Ÿฎ๐Ÿฐ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜€๐—น๐—ถ๐—ด๐—ต๐˜๐—น๐˜† ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ ๐Ÿ‘ŽAlthough mortgage rates crept sl...
08/24/2026

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—”๐˜‚๐—ด๐˜‚๐˜€๐˜ ๐Ÿฎ๐Ÿฐ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ

๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜€๐—น๐—ถ๐—ด๐—ต๐˜๐—น๐˜† ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ ๐Ÿ‘Ž
Although mortgage rates crept slightly higher, the move was small and rates really aren't much different from where they've been the last few weeks.

๐—ง๐—ต๐—ถ๐˜€ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—™๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ๐—ป ๐Ÿ‘Ž
Rates aren't likely to make any big jumps this week, but could creep a little higher depending on oil prices and the outlook for long term bond yields. If yields rise, mortgage rates will creep higher with them. The most likely way we could see rates surprise us and move lower would be a breakthrough in the Middle East that helps drive oil prices down.

๐Ÿ“ˆ ๐—ช๐—ต๐—ฎ๐˜โ€™๐˜€ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ:
โ€ข The Middle East: There's no end in sight for the impasse with Iran, which means we're unlikely to see an increase in shipping traffic through the Strait of Hormuz that would help bring oil prices down. Elevated oil prices will continue to put upward pressure on mortgage rates.
โ€ข The Treasury: Treasury Secretary Scott Bessent is looking for ways to bring down longer-term bond yields, which could help keep mortgage rates from moving much higher or even help them improve slightly. However, it would take something significant to push bond yields much lower and bring mortgage rates down.

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